3544 Ruby Ave St James City, FL $ 1,199,000
3544 Ruby Ave
$ 1,199,000
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3544 Ruby Ave

St James City, FL, 33956
$ 1,199,000
Bedrooms4 Baths3.0

Monthly Estimate*

$ 8,281

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Single Family Home for sale in St James City, FL

for $1,199,000 with 4 bedrooms and 3 full baths. This home was built in 1993.

Welcome to your own private slice of paradise on Pine Island! This exceptional waterfront retreat offers a true Florida Keys feel, with tropical surroundings, INTERSECTING CANALS, & 189 ft of waterfront creating the perfect setting for the ultimate coastal lifestyle. Situated on a peaceful cul-de-sac corner lot, this 4-bed, 3-bath home combines comfort, privacy, and effortless indoor-outdoor living. Step outside to a private resort-style oasis featuring a heated salt system pool, spa, firepit, hammock, and your own sandy beach area. Boaters will love the covered dock, boat lift & fillet station, with quick access to open water. The kitchen features custom cabinetry, Corian countertops, SS appliances, a wine fridge, & ample space for gathering. The main suite offers peaceful water views, while the versitile lower-level guest/in-law suite provides privacy & includes its own kitchen & laundry. Whether you're enjoying coffee by the water, relaxing poolside, entertaining friends, or heading out for a day on the Gulf, every day feels like a vacation. Experience the laid-back charm of SJC with the unmistakealbe feel of the Florida Keys right at home. This home on the vacation rental market, offers an attractive opportunity for those looking for a personal island retreat with income potential. In high demand throughout the year, making it an excellent choice for a vacation-home buyer, investment property, or those seeking flexibility to enjoy the home while generating rental income.

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Single Family Active

Price

$ 1,199,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 15,418

Style

Year Built

1993

Town/City

St James City

County/Region

Lee

MLS | Web ID

A12111574

Features
General
Sewer Septic Tank
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Possession Closing & Funding Close Of Escrow
Roof Metal
Appliances Dryer Dishwasher Electric Range Electric Water Heater Disposal Microwave Refrigerator Wine Cooler Washer
Garage Spaces 3
Patio/Porch Features Deck Patio Porch Screened
Architectural Style Detached Two Story
Pool Features Heated Pool
Restrictions No Restrictions
Construction Materials Block
Year Built 1993
View Canal Water
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Intersecting Canal No Fixed Bridges Ocean Access Point Lot
County Lee
Property Type Residential
Subdivision Name BAYVIEW ACRES
Facing Direction West
Garage Y/N true
Total Rooms 0
Full Baths 3
Special Listing Conditions Listed As-Is
Status Active
Directions Head toward Sanibel Blvd Turn right onto Sanibel Blvd Turn left onto Bayview Ave Turn right onto Warren Blvd Turn left onto Ruby Ave
City St James City
Disclosures Flood Plain Disclosure Owner Is Listing Agent
Senior Community Y/N false
Zoning Description RS-1
MLS Area 5940 Florida Other
Lot Size Units Square Feet
Listing Terms Cash Conventional FHA
Year Built Details Resale
Tax Annual Amount 15418
MLS Area Minor Other Geographic Area (Out Of Area Only)
Lease Considered Y/N false
Virtual Tour https://www.zillow.com/view-imx/3eb10bef-3271-4d7d-99b1-48801d097147?setAttribution=mls&wl=true&initialViewType=pano
Standard Status Active
Occupancy Type Call Agent
Property Sub Type Additional Single Family Residence
Legal Description BAYVIEW ACRES BLK B PB 11 PG 101 LOT 9
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Interior
Interior Amenities Bedroom on Main Level Split Bedrooms Upper Level Primary Walk-In Closet(s)
Flooring Ceramic Tile Hardwood Wood
Air Conditioning Y/N true
Heating Y/N true
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Deck Enclosed Porch Fence Fruit Trees Lighting Patio
Parking Features Covered Golf Cart Garage Garage Door Opener
Lot Features 1/4 to 1/2 Acre Lot
Water Source Public
Road Surface Type Paved
Frontage Length 188
Private Pool true
Waterfront Y/N true
Covered Spaces 3
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* Excluded Features
List By
Charles Rutenberg Realty Ftl

Broker

lmarcet@myweston.com

Email

Affordability Calculator

$9,566
Per Month
87%
13%
0%
Monthly Principal & Interest
$8,281
Monthly Property Taxes
$1,285
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/9/2026$1,199,000 -2.04% Price Down
10/23/2026$1,224,000 Listed Price

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3544 Ruby Ave, St James City, FL, 33956 is a Single Family Home for sale at $1,199,000. 3544 Ruby Ave has 4 bedrooms, 3.0 baths, and was built in 1993. The property's zip code is 33956 which is in St James City, FL