1037 Cutler Street Schenectady, NY ^$ 225,000

1037 Cutler Street

^$ 225,000

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1037 Cutler Street

Schenectady, NY, 12303

^$ 225,000

Bedrooms7 Baths2.0 Sq 1,746

Monthly Estimate*

^$ 1,554

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Multi-Family Home for sale in Schenectady, NY

for $225,000 with 7 bedrooms and 2 full baths. This 1,746 square foot home was built in 1910 on a lot size of 0.11.

Two-family opportunity in Schenectady's Mont Pleasant neighborhood, perfect for the investor or flipper ready to take on their next project! This 1910 duplex offers 1,746 sq ft with a spacious 4 bedroom, 1 bath first-floor unit and a 3 bedroom, 1 bath second-floor unit. Each unit features a combined living and dining room, its own kitchen, and a covered front porch. Character details include a bay window and hardwood flooring. Natural gas forced air heat, separate electric meters, and tenants pay heat, electric, cable, and internet. Full basement offers great storage. Level lot with a deep backyard. In need of TLC, bring your vision and build equity. CONVENTIONAL OR CASH ONLY.

Multi-Family Active

Price

^$ 225,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 4,823

Style

Lot Size

0.11

Year Built

1910

Town/City

Schenectady

County/Region

Schenectady

MLS | Web ID

202628797

Features

General

Sewer Public Sewer

Heating Forced Air Natural Gas

Possession At Closing

Roof Shingle Asphalt

Garage Spaces 0.0

Patio/Porch Features Front Porch

Architectural Style Other

Security Features Smoke Detector(s) Carbon Monoxide Detector(s)

Construction Materials Vinyl Siding

Year Built 1910

Tenant Pays Heat Internet Cable TV Electricity

Property Subtype Duplex

County Schenectady

New Construction N

Property Type MultiFamily

HOA N

Full Baths 2

Status Active

Directions Crane St to 3rd Ave left on Cutler St

High School Schenectady

City Schenectady

High School District Schenectady

Number Of Units Total 2

Lot Size Units Acres

Lot Size Square Feet 4791.6

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 4823.27

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 12.000

Interior

Basement Full

Flooring Vinyl Hardwood

Basement (Y/N) N

Heating Y/N Y

Above Grade Finished Area 1746.0

Half Baths 0

Total Bedrooms 7

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 2

Exterior

Exterior Amenities None

Lot Features Level

Water Source Public

Lot Size Area 0.11

Foundation Details Block

Spa N

Lot Size Acres 0.11

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 1037

* Excluded Features

List By

Moonrani Gumani

Listing Agent

Miranda Real Estate Group Inc

Broker

(201) 238-4972

Phone

mgumani2241@gmail.com

Affordability Calculator

$1,956

Per Month

Monthly Principal & Interest: $1,554
Monthly Property Taxes: $402
Monthly Home Insurance: --

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Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Schenectady, NY

Average List Price ^$333,245

Percent of Sale Price 48%

About Schenectady, NY

66,009 Population

7% Since 2002

^$41,120 Median Income

35.65 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853437 Elementary School

853433 Middle School

Schenectady High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/22/2026	$225,000		Listed Price

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1037 Cutler Street, Schenectady, NY, 12303 is a Multi-Family Home for sale at $225,000 with 1,746 sqft and a lot size of 0.11. 1037 Cutler Street has 7 bedrooms, 2.0 baths, and was built in 1910. The property's zip code is 12303 which is in Schenectady, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 10/23/2026.

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1037 Cutler Street

Multi-Family Home for sale in Schenectady, NY

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