96015 MONTEREY Street Fernandina Beach, FL $ 675,000
96015 MONTEREY Street
$ 675,000
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96015 MONTEREY Street

Fernandina Beach, FL, 32034
$ 675,000
Bedrooms3 Baths2.0 Sq 1,760

Monthly Estimate*

$ 4,662

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Single Family Home for sale in Fernandina Beach, FL

for $675,000 with 3 bedrooms and 2 full baths. This 1,760 square foot home was built in 1985 on a lot size of 1.32.

Imagine marsh mornings, coastal birds, dolphins in the distance, and sunset skies painted pink. Tucked at the end of a quiet road, this 1.32-acre retreat offers privacy and waterfront charm. Inside, soaring ceilings, a stacked stone fireplace, and expansive windows fill the two-story great room with light and marsh views. An open kitchen and dining area, sunroom, two main-level bedrooms, hall bath, mudroom, and two-car garage add convenience. Upstairs, the primary suite opens to a scenic deck. Enjoy fishing, kayaking, paddleboarding, and wildlife from your backyard. A tidal creek dock, covered boat storage, shed, and walk-in attic add versatility. With great bones and room for your vision, the setting is already here. The possibilities are yours. Waterfront access is tidal. Boating from the existing dock would require a boat lift. Buyers should verify water depths, navigability, tidal conditions, and permitting for a lift or intended waterfront use. There's something special about a home where nature becomes part of your everyday scenery. From the oversized great room windows to the upstairs deck, the ever-changing coastal landscape provides a beautiful backdrop throughout the day. Watch the tides roll in and out, enjoy the afternoon sunshine pouring through the windows, and settle in for spectacular sunsets over the marsh. The peaceful setting offers a rare sense of seclusion, with mature trees shading the front lawn and an expansive backyard opening toward the water. Whether you're entertaining friends, enjoying a quiet morning with coffee, or dreaming up your next home improvement project, there's plenty of space to make this property your own. While the home offers opportunities for cosmetic updates and personal touches, its unique setting, natural beauty, and waterfront lifestyle are what make this opportunity so special.

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Single Family Active

Price

$ 675,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,038

Style

Single Family Residence

Lot Size

1.32

Year Built

1985

Town/City

Fernandina Beach

County/Region

Nassau

MLS | Web ID

2170477

Features
Interior
Interior Amenities Ceiling Fan(s) Entrance Foyer Open Floorplan Primary Bathroom - Shower No Tub Vaulted Ceiling(s) Walk-In Closet(s)
Furnished Y/N Unfurnished
Total Fireplaces 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Laundry Features Lower Level
Total Bedrooms 3
Entry Level 1
Total Baths 2
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General
Sewer Septic Tank
Heating Central Electric Heat Pump
Cooling Central Air Electric
Utilities Cable Available Electricity Connected Water Available
Possession Close Of Escrow
Roof Shingle
Appliances Disposal Dryer Electric Cooktop Electric Oven Microwave Refrigerator Washer Water Softener Owned
Garage Spaces 2.0
Patio/Porch Features Covered Deck Glass Enclosed Patio Porch Rear Porch
Architectural Style Other
Construction Materials Frame
Year Built 1985
View Water
Stories Count 2
Levels One and One Half
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential
Parcel Number 46-3N-28-5105-0013-0000
Waterfront Features Marsh Navigable Water
County Nassau
New Construction 0
Property Type Residential
HOA N
Attached Garage Y
Subdivision Name Nassau
Facing Direction East
Garage Y/N Y
Other Structures Shed(s)
Total Rooms 0
Full Baths 2
Status Active
Directions From SR 200/A1A turn onto Barnwell Road and continue across the railroad tracks. Turn left onto Marsh Hen Road then left onto Monterey Street. Continue to 96015 Monterey Street.
High School Fernandina Beach
City Fernandina Beach
Senior Community Y/N N
MLS Area 471-Nassau County-Chester/Pirates Woods Areas
Lot Size Units Acres
Lot Size Square Feet 57499.2
Carport Y/N N
Listing Terms Conventional
Elementary School Emma Love Hardee
Property Attached Y/N N
Tax Annual Amount 4038.0
Home Warranty Y/N N
Middle/Junior High School Fernandina Beach
Property Condition Fixer
Lease Renewal Y/N N
MLS Area Minor 471-Nassau County-Chester/Pirates Woods Areas
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.zillow.com/view-imx/b6920b32-7bbb-4d9a-af05-aa20e31e5820?wl=true&setAttribution=mls&initialViewType=pano
Standard Status Active
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Exterior Amenities Balcony Dock Fire Pit
Fencing Other
Parking Features Attached Garage Garage Door Opener RV Access/Parking
Lot Features Dead End Street Wooded
Water Source Well
Lot Size Area 1.32
Spa N
Lot Size Acres 1.32
Road Surface Type Dirt
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 96015
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* Excluded Features
List By
Berkshire Hathaway Home Services Heymann Williams

Broker

abowman@heymannwilliamsrealty.com

Email

Affordability Calculator

$4,999
Per Month
93%
7%
0%
Monthly Principal & Interest
$4,662
Monthly Property Taxes
$337
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308343 Elementary School
308410 Middle School
Fernandina Beach High School High School
Pricing History
DatePricePrice ChangeDescription
10/22/2026$675,000 Listed Price

Map


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96015 MONTEREY Street, Fernandina Beach, FL, 32034 is a Single Family Home for sale at $675,000 with 1,760 sqft and a lot size of 1.32. 96015 MONTEREY Street has 3 bedrooms, 2.0 baths, and was built in 1985. The property's zip code is 32034 which is in Fernandina Beach, FL