645 Black Oak Drive
Sapphire, NC, 28774 $ 649,000
Bedrooms2 Baths3.1 Monthly Estimate*
$ 4,482
for $649,000 with 2 bedrooms and 3 full baths, 1 half bath. This home was built in 1982 on a lot size of 0.68.
Nestled among mature hardwoods on 0.68 acres in Sapphire’s Holly Forest, this inviting two-bedroom mountain home with multiple bonus rooms captures year-round, long-range views of Chimneytop Mountain and offers serene outdoor living. Multi-level walkways and decks wind around the home, connecting to a covered grilling patio, while a spacious sunroom with a wall of windows brings the mountain scenery into view. The main level features the primary ensuite bedroom, an open living and dining area with a wood-burning fireplace, and a kitchen with a pass-through window to the breakfast bar, along with a convenient half bathroom. The lower level offers a second ensuite bedroom, a third full bathroom, a laundry closet, and two generous bonus areas with direct access to the decks — providing flexibility for a home office, hobby room, or additional gathering areas. A garage with finished space for storage adds practical convenience. Holly Forest homeowners enjoy access to Sapphire Valley Master Association amenities, including indoor and outdoor swimming pools, fitness facilities, tennis and pickleball courts, golf, Fairfield Lake activities, and seasonal recreation. Throughout the Highlands-Cashiers Plateau, outdoor adventure is never far away, with miles of hiking trails, scenic mountain overlooks, cascading waterfalls, trout streams, and lakes for boating, fishing, and swimming. The area’s elevation brings refreshing summer temperatures and four distinct seasons, each offering its own scenery and opportunities to explore. The nearby villages of Cashiers and Highlands feature locally owned shops, galleries, restaurants, live music, seasonal festivals, and community events, creating a welcoming mountain lifestyle that balances outdoor recreation with small-town charm. With short-term rental flexibility and access to the area's many attractions, this property presents an opportunity to enjoy a mountain home while exploring its potential as an investment property. Asheville Regional Airport and larger cities throughout the Southeast are within driving distance for regional travel and weekend getaways.
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FeaturesGeneralView Long Range Mountain(s) Creek/Stream Trees/Woods
Heating Baseboard Central Heat Pump
Cooling Central Air Heat Pump
Year Built 1982
Appliances Washer/Dryer Stacked Dishwasher Exhaust Fan Electric Water Heater Gas Range Microwave Refrigerator
Exterior Features Lighting Storage Propane Tank - Owned Water Feature
Interior Features Breakfast Bar Ceiling Fan(s) High Speed Internet Recessed Lighting Storage Track Lighting
Utilities Electricity Connected Fiber Optic Available Propane Sewer Connected
Roof Shingle
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* Excluded FeaturesList ByDaniel AllenListing Agent
Silver Creek Real Estate Group, Inc.Broker
Affordability Calculator
- Monthly Principal & Interest
- $4,482
- Monthly Property Taxes
- $145
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Sapphire, NC
Average List Price $1,357,059
Percent of Sale Price 109%
About Sapphire, NC 1,497 Population
37% Since 2002
$ 45,407 Median Income
49.17 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/22/2026 | $649,000 | | Listed Price |