3554 OAK LAKE DRIVE Palm Harbor, FL $ 450,000
3554 OAK LAKE DRIVE
$ 450,000
Recently Listed Adult Community
Open House 10/23 3:30pm - 6:30pm
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3554 OAK LAKE DRIVE

Palm Harbor, FL, 34684
$ 450,000
Bedrooms2 Baths2.0 Sq 1,700

Monthly Estimate*

$ 3,108

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Single Family Home for sale in Palm Harbor, FL

for $450,000 with 2 bedrooms and 2 full baths. This 1,700 square foot home was built in 1987 on a lot size of 0.16.

Enjoy the Florida lifestyle in Highland Lakes, one of Palm Harbor's most desirable active-adult communities! This 2-bedroom, 2-bath home offers approximately 1,700 square feet of living space and an attached 2-car garage, all within a vibrant community designed for recreation, relaxation, and lasting friendships. Highland Lakes offers an exceptional array of amenities, including unlimited resident golf on three private executive 9-hole courses, a heated swimming pool and spa, tennis, pickleball, bocce and shuffleboard courts, and a spacious clubhouse featuring billiards, a library, arts and crafts, woodworking, entertainment, and social activities. One of the community's most distinctive features is the Lodge on beautiful Lake Tarpon, where residents can enjoy a second heated pool, lakeside gatherings, and scenic rides aboard community pontoon boats. Residents can also enjoy boating opportunities on Lake Tarpon, with community launch facilities and boat storage subject to association rules. Beyond the community, enjoy convenient access to the greater Tampa Bay area's outstanding professional sports, performing arts, and cultural attractions. Cheer on the Tampa Bay Buccaneers, Tampa Bay Lightning, Tampa Bay Rays, or Tampa Bay Rowdies, or take in Broadway touring productions, concerts, ballet, opera, museums, and special events throughout the region. From downtown Tampa's vibrant entertainment district to the arts, waterfront attractions, and dining of St. Petersburg, there are countless opportunities for exciting day trips and memorable evenings out. Conveniently located near Palm Harbor shopping, restaurants, medical facilities, and the beautiful Gulf beaches, Highland Lakes offers the best of both worlds: an active, amenity-rich community and access to everything that makes Tampa Bay such a wonderful place to live. Discover a home where every day offers new opportunities for recreation, connection, and enjoyment!

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Open House

10/23/2026 3:30 PM - 6:30 PM
3554 OAK LAKE DRIVE Palm Harbor, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 450,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 2,332

Style

Florida

Lot Size

0.16

Year Built

1987

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8560647

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Public
Roof Shingle
Appliances Dryer Electric Water Heater Microwave Range Refrigerator Washer
Zoning RPD-7.5
Garage Spaces 2
Patio/Porch Features Enclosed Front Porch
Architectural Style Florida
Construction Materials Block Stucco
Pets Allowed Cats OK Dogs OK Yes
Year Built 1987
View Trees/Woods
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake
Community Features Community Boat Ramp Dock Lake Water Access Clubhouse Deed Restrictions Fitness Center Golf Carts OK Golf Pool Sidewalks Tennis Court(s)
County Pinellas
New Construction false
Property Type Residential
Association Amenities Clubhouse Fitness Center Golf Course Lobby Key Required Pickleball Court(s) Pool Shuffleboard Court Spa/Hot Tub Tennis Court(s)
Attached Garage true
Subdivision Name HIGHLAND LAKES UNIT EIGHTEEN
Facing Direction North
Garage Y/N true
Total Rooms 10
Full Baths 2
Status Active
Directions From US Highway 19 N turn east onto Alderman Road which becomes Highlands Boulevard. Turn left onto Lake Pointe Road then take the second left onto Oak Lake Drive. Continue to 3554 Oak Lake Drive.
City PALM HARBOR
Association Name N/A
Senior Community Y/N true
MLS Area 34684 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 7308
Carport Spaces 0
Carport Y/N false
Listing Terms Cash Conventional
Land Lease Y/N false
Tax Annual Amount 2332
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8560647
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 35
Legal Description HIGHLAND LAKES UNIT EIGHTEEN LOT 35
Water Access Type Lake - Chain of Lakes
Minimum Lease No Minimum
Water Access Y/N true
Additional Rooms Attic Family Room Inside Utility
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
DockY/N false
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Interior
Interior Amenities Other
Flooring Carpet Tile
Furnished Y/N Negotiable
Air Conditioning Y/N true
Heating Y/N true
Window Features Aluminum Frames Tinted Windows
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Rain Gutters Sidewalk
Vegetation Oak Trees
Parking Features Driveway Garage Door Opener
Lot Features Sidewalk
Water Source Public
Lot Size Area 7308
Foundation Details Slab
Building Area Total 2584
Lot Dimensions 65 x 105
Lot Size Acres 0.16
Road Surface Type Paved Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved
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* Excluded Features
List By
Century 21 Beggins

Broker

dustinkellenberger@c21be.com

Email

Affordability Calculator

$3,302
Per Month
94%
6%
0%
Monthly Principal & Interest
$3,108
Monthly Property Taxes
$194
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/22/2026$450,000 Listed Price

Map


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3554 OAK LAKE DRIVE, Palm Harbor, FL, 34684 is a Single Family Home for sale at $450,000 with 1,700 sqft and a lot size of 0.16. 3554 OAK LAKE DRIVE has 2 bedrooms, 2.0 baths, and was built in 1987. The property's zip code is 34684 which is in Palm Harbor, FL