640 Carter Street Rochester, NY ^$ 119,999

640 Carter Street

^$ 119,999

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Recently Listed

640 Carter Street

Rochester, NY, 14621

^$ 119,999

Bedrooms4 Baths1.0 Sq 1,152

Monthly Estimate*

^$ 829

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Single Family Home for sale in Rochester, NY

for $119,999 with 4 bedrooms and 1 full bath. This 1,152 square foot home was built in 1947 on a lot size of 0.2073.

Welcome to 640 Carter St! This charming Cape Cod offers 4 bedrooms and is ready to move in. Home was freshly painted throughout, new oak luxury vinyl flooring, vanity and updated outlets/switches. The full basement features a second kitchen, offering added convenience and versatility. Situated on a spacious lot, this home has plenty of potential to make it your own. We will be reviewing all offers on Tuesday, October 27th at 6pm. Don't miss this great opportunity!

Single Family Active

Price

^$ 119,999

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,831

Style

CapeCod

Lot Size

0.2073

Year Built

1947

Town/City

Rochester

County/Region

Monroe

MLS | Web ID

R1724160

Features

Interior

Interior Amenities Attic EatInKitchen BedroomOnMainLevel

Basement Full PartiallyFinished

Flooring Laminate LuxuryVinyl Varies

Total Fireplaces 0

Total Stories 1

Basement (Y/N) Yes

Air Conditioning Y/N Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 0

Laundry Features InBasement MainLevel

Total Bedrooms 4

Main Level Bedrooms 2

Main Level Bathrooms 1

Total Baths 1

General

Sewer Connected

Heating Gas ForcedAir

Cooling WindowUnits

Utilities SewerConnected WaterConnected

Possession CloseOfEscrow

Appliances Dryer Dishwasher GasOven GasRange GasWaterHeater Microwave Refrigerator Washer

Garage Spaces 0.0

Architectural Style CapeCod

Construction Materials AluminumSiding Other VinylSiding

School District Rochester

Year Built 1947

Township Not Applicable

Property Subtype SingleFamilyResidence

County Monroe

Property Type Residential

Subdivision Name Mun Subn 26 46

Garage Y/N No

Total Rooms 6

Full Baths 1

Status Active

Directions From 104 head south on Carter St. Property will be on your left.

City Rochester

Senior Community Y/N No

High School District Rochester

Number Of Units Total 0

MLS Area Rochester City-261400

Lot Size Units Acres

Lot Size Square Feet 9030.0

Year Built Details Existing

Tax Annual Amount 1831.0

Property Condition Resale

Standard Status Active

Middle/Junior School District Rochester

Elementary School District Rochester

Tax Assessed Value 124000

TaxOtherAnnualAssessmentAmount 0.0

Tax Lot 44

Exterior

Exterior Amenities BlacktopDriveway

Parking Features NoGarage

Lot Features NearPublicTransit Rectangular RectangularLot ResidentialLot

Water Source Connected Public

Lot Size Area 0.2073

Foundation Details Block

Building Area Total 1152.0

Lot Dimensions 86X105

Lot Size Acres 0.2073

Waterfront Y/N No

Road Frontage Type CityStreet

Internal Only

Street Number 1 640

* Excluded Features

List By

Jovcevski Properties Inc

Broker

(585) 576-5048

Phone

Affordability Calculator

$981

Per Month

Monthly Principal & Interest: $829
Monthly Property Taxes: $153
Monthly Home Insurance: --

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Loan Term

Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Rochester, NY

Average List Price ^$170,052

Percent of Sale Price 42%

About Rochester, NY

204,840 Population

-7% Since 2002

^$33,046 Median Income

34.43 Median Age

25% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1445827 Elementary School

1445318 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/21/2026	$119,999		Listed Price

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640 Carter Street, Rochester, NY, 14621 is a Single Family Home for sale at $119,999 with 1,152 sqft and a lot size of 0.2073. 640 Carter Street has 4 bedrooms, 1.0 baths, and was built in 1947. The property's zip code is 14621 which is in Rochester, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Brokers Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Weichert Realtors shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright 2026 All rights reserved.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

Data is updated as of 10/24/2026.

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640 Carter Street

Single Family Home for sale in Rochester, NY

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