654 Market St
Saint Augustine, FL, 32095 $ 889,000
Bedrooms3 Baths3.2 Sq 3,916 Monthly Estimate*
$ 6,140
for $889,000 with 3 bedrooms and 3 full baths, 2 half baths. This 3,916 square foot townhouse was built in 2014.
One Property. A World of Possibilities! Whether you envision living and working under one roof, enjoying your home while generating rental income, or creating a flexible retreat for family and guests, this unique property offers a world of possibilities. Live in the spacious townhome while operating your business or leasing the commercial space, and put the separate studio apartment to work as an additional income opportunity. Short-term rentals are permitted for either the townhome or studio apartment giving you even more flexibility. From the charming, shop-lined street, step off the brick-paved sidewalk through your private front entrance. Or arrive through your garage and enter from the rear through your own walled courtyard. The second floor is dedicated to comfortable everyday living, featuring beautiful engineered hardwood floors, a gas cooktop, a walk-in pantry and a built-in bar. Upstairs, two spacious primary suites offer private balconies, generous walk-in closets, and bathrooms with upgraded travertine tile and each has a shower and a garden tub. And thereâs a third-floor laundry for your convenience. Leave your car in the garage and enjoy the convenience of walking to the pool, tennis courts, golf course, fitness center, suana, pickleball courts, clubhouse, barber, salon, dog groomer, or even to your very own cafe tenant for coffee and fresh baked goodsâall right outside your front door! Other quality features inlcude: light-filled end unit with additional west-facing windows, airy 10-foot ceilings, commercial-grade concrete and steel construction, fire sprinkler system for added safety, high elevation, most desirable flood zone and energy-efficient spray-foam attic insulation. Homeowners insurance is included in the HOA fee. Don't miss out on this unique and versatile opportunity!
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FeaturesGeneralLiving Area 3916
Heating Central Electric
Cooling Central Electric
Water County
Construction Concrete Block Stucco Shake Siding
HOA Fee 800
Status Active Active
Full Baths 3
Half Baths 2
Year Built 2014
Subdivision Crosswinds at Palencia
Style Townhouse
Stories Count 3
Class RESIDENTIAL
Type Townhouse
New Construction Y/N No
Extras Full Fence HOA In-Law Suite
Area 01
HOA Fees Community Maintained Maintenance Exterior Master Policy Sewer Termite Bond Trash Collection Water
Legal Description 56/55-56 CROSSWINDS AT PALENCIA LIVE/WORK TOWNHOMES LOT 9 OR5523/1894 & 5664/1926(D/C)
Bank/Corporate Owned? No
Price Per Sq Ft Total AG 227.02
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InteriorInterior Amenities Ceiling Fans Dishwasher Disposal Dryer Garage Door Microwave Range Refrigerator Washer/Dryer
Flooring Carpet Tile Wood
Beds 3
Master Bath Tub/Shower Separate
Dining Room Length 12
Dining Room Width 10
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ExteriorWaterfront No
Lot Dimensions 26x94x24x94
Acreage N/A
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* Excluded FeaturesList BySunshine Realty & Vacation Rentals, LlcBroker
jillmilesrealtor@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $6,140
- Monthly Property Taxes
- $736
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTownhouse listings in Saint Augustine, FL
Average List Price $537,408
Percent of Sale Price 40%
About Saint Augustine, FL 14,035 Population
15% Since 2002
$ 49,246 Median Income
41.84 Median Age
15% Households with Children
Trends Information provided by ATTOM Data Solutions.
1995662 Elementary School
1995546 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/21/2026 | $889,000 | | Listed Price |