364 Talona Lake Terrace
Ellijay, GA, 30536 $ 925,000
Bedrooms4 Baths3.1 Sq 3,584 Monthly Estimate*
$ 6,389
for $925,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,584 square foot home was built in 1996 on a lot size of 6.51.
Must-see private lake retreat on 6.5 acres on Talona Lake with no HOA! A rare find in the mountains with gorgeous lake views, plus a newer 1-bedroom, 1-bath apartment with its own separate exterior entrance and private fenced yard, ideal for guests, multi-generational living, or added income potential. Multiple decks overlook the water, a new firepit sits above the shoreline, and new stairs lead down to the lake for kayaking, fishing, and quiet mornings and evenings enjoying the water. Step inside 3,584 square feet of thoughtfully designed living space. The living room features high ceilings and a fireplace at its center, flowing seamlessly into the large kitchen and dining room. Multiple access points from the main floor lead out to the decks, making it easy to enjoy the outdoors and the lake views. Upstairs, the oversized primary suite offers its own fireplace and amazing views of the lake. The current owners finished the lower-level apartment in 2025, complete with a bedroom, full bathroom, and kitchen. An oversized garage with newer garage doors, a fenced backyard, and stone accents adds both charm and livability. In a community where most homes sit on less than an acre, this property gives you the privacy and room to spread out that buyers rarely find on the lake, and with no HOA, the freedom to make it your own. Whether you are looking for a full-time residence, a weekend mountain getaway, or a property with short term rental potential, this is lake living, acreage, and flexibility in one exceptional package.
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FeaturesGeneralSewer Septic Tank
Heating Central Electric
Cooling Central Air Electric
Utilities Underground Utilities
Roof Composition
Appliances Microwave Range
HOA Fee 0
Association Fee Includes None
Patio/Porch Features Deck
Architectural Style Traditional
Construction Materials Stone Vinyl Siding
Year Built 1996
View Lake
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2026
Waterfront Features Lake
Community Features Lake
County Gilmer
New Construction false
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Talona Lake
Garage Y/N true
Other Structures Guest House
Full Baths 3
Status New
Directions GPS-Friendly. Turn left onto Talona Mountain Road. Turn left onto Talona Lake Terrace. Keep right. The property is the last property on Talona Lake Terrace.
High School Gilmer
City Ellijay
Body of Water Talona Lake
Lot Size Units Acres
Lot Size Square Feet 283575.6
Carport Y/N false
Elementary School Ellijay
Land Lease Y/N false
Tax Annual Amount 496
Home Warranty Y/N false
Middle/Junior High School Clear Creek
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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InteriorInterior Amenities High Ceilings Walk-In Closet(s)
Basement Bath Finished Exterior Entry Finished Interior Entry
Flooring Hardwood Other
Total Fireplaces 2
Fireplace Features Living Room Master Bedroom
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 3584
Half Baths 1
Laundry Features Other
Total Bedrooms 4
Below Grade Finished Area 0
Main Level Bedrooms 2
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Bar Second Kitchen
Total Baths 4
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ExteriorExterior Amenities Balcony Garden Other
Vegetation Partially Wooded
Fencing Back Yard Fenced
Parking Features Garage Attached Off Street Garage Door Opener
Lot Features Private
Water Source Public
Total Parking 4
Lot Size Area 6.51
Building Area Total 3584
Lot Size Acres 6.51
Frontage Type Lakefront
Lot Size Source Public Records
Waterfront Y/N true
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* Excluded FeaturesList ByCorcoran Classic LivingBroker
brooke.dyer@corcoranclassic.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $6,389
- Monthly Property Taxes
- $41
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Ellijay, GA
Average List Price $629,410
Percent of Sale Price 32%
About Ellijay, GA 1,922 Population
11% Since 2002
$ 41,063 Median Income
38.31 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
4661487 Elementary School
4134484 Middle School
Gilmer High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/20/2026 | $925,000 | | Listed Price |