364 Talona Lake Terrace
Ellijay, GA, 30536 $ 925,000
Bedrooms4 Baths3.1 Sq 3,584 Monthly Estimate*
$ 6,389
for $925,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,584 square foot home was built in 1996 on a lot size of 6.51.
Must-see private lake retreat on 6.5 acres on Talona Lake with no HOA! A rare find in the mountains with gorgeous lake views, plus a newer 1-bedroom, 1-bath apartment with its own separate exterior entrance and private fenced yard, ideal for guests, multi-generational living, or added income potential. Multiple decks overlook the water, a new firepit sits above the shoreline, and new stairs lead down to the lake for kayaking, fishing, and quiet mornings and evenings enjoying the water. Step inside 3,584 square feet of thoughtfully designed living space. The living room features high ceilings and a fireplace at its center, flowing seamlessly into the large kitchen and dining room. Multiple access points from the main floor lead out to the decks, making it easy to enjoy the outdoors and the lake views. Upstairs, the oversized primary suite offers its own fireplace and amazing views of the lake. The current owners finished the lower-level apartment in 2025, complete with a bedroom, full bathroom, and kitchen. An oversized garage with newer garage doors, a fenced backyard, and stone accents adds both charm and livability. In a community where most homes sit on less than an acre, this property gives you the privacy and room to spread out that buyers rarely find on the lake, and with no HOA, the freedom to make it your own. Whether you are looking for a full-time residence, a weekend mountain getaway, or a property with short term rental potential, this is lake living, acreage, and flexibility in one exceptional package.
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FeaturesGeneralLiving Area 3584.0
Heating Central Electric
Cooling Central Air Electric
Utilities Underground Utilities
Appliances Electric Water Heater
Zoning R1
HOA Fee 0.0
Patio/Porch Features Deck
Architectural Style Traditional
Restrictions Restrictive Covenant
Construction Materials Stone Vinyl Siding
Year Built 1996
View Panoramic
Property Subtype Single Family Residence
Tax Year 2026
Taxes 496.0
Parcel Number 3068E-015
Waterfront Features Lake
Community Features Lake
County Gilmer Co.
New Construction N
Property Type Residential
In City Limits? (Y/N) N
HOA N
Attached Garage N
Subdivision Name Talona Lake
Garage Y/N Y
Total Rooms 0
Full Baths 3
Status Active
Directions GPS-Friendly. Turn left onto Talona Mountain Road. Turn left onto Talona Lake Terrace. Keep right. The property is the last property on Talona Lake Terrace.
City Ellijay
Lot Size Units Acres
Lot Size Square Feet 283576.0
Carport Y/N N
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Lease Considered Y/N N
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 15
Ownership Type Homeowner/Owner
Property Sub Type Additional Single Family Residence
Expected Active Date 2026-10-20
Legal Description LTS 15 35 36 TALONA LAKE S/D
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ExteriorExterior Amenities Deck Fire Pit
Water Source Public
Lot Size Area 6.51
Spa N
Lot Size Acres 6.51
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
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InteriorTotal Stories 3
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 4
Main Level Bedrooms 2
Main Level Bathrooms 2
Total Baths 4
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* Excluded FeaturesList ByCorcoran Classic LivingBroker
brooke.dyer@corcoranclassic.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $6,389
- Monthly Property Taxes
- $41
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Ellijay, GA
Average List Price $629,410
Percent of Sale Price 32%
About Ellijay, GA 1,922 Population
11% Since 2002
$ 41,063 Median Income
38.31 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
3960720 Elementary School
3960847 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/20/2026 | $925,000 | | Listed Price |