20 Center Ln Key Largo, FL $ 2,785,000
20 Center Ln
$ 2,785,000
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20 Center Ln

Key Largo, FL, 33037
$ 2,785,000
Bedrooms4 Baths3.1 Sq 3,018

Monthly Estimate*

$ 19,235

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Single Family Home for sale in Key Largo, FL

for $2,785,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,018 square foot home was built in 2015.

Boater’s Dream Home in Stillwater! Stunning newer construction turn-key, smart waterfront estate offers 4 bedrooms, 3 full baths, 1 half bath, complete with a heated in-ground pool AND elevator. Built in 2015 and completely revamped in 2021, this home is crafted for the ultimate coastal lifestyle. Features a 55-ft finished dock with direct Blackwater Sound access, 18,000 lb boat lift, & 2 jet ski docks. The entire 3rd floor is dedicated to a luxurious primary suite with a spa-inspired bath, oversized walk-in closet, & private retreat. Walk up to your massive rooftop playground built to make fantasies come true! The fully pavered ground floor is built for entertaining, featuring a half bath, DC motor fans, ice maker, & built-in sound system. The main living level boasts soaring ceilings with floor-to-ceiling impact sliding doors, tinted windows, & electric shades. Enjoy an open gourmet kitchen with quartzite/marble countertops, stainless appliances, designer lighting, a dry bar with a wine cooler, plus a 2nd-floor primary suite, 2 additional bedrooms, 2 full baths, & a washer/dryer. Enjoy stunning views from oversized balconies on each living floor, plus a rooftop deck for sunset dining. Highlights include 2-zone A/C, exterior insect-defense blue lights, and low insurance at only $7,000 annually. Located at MM 105—just one hour from Miami! Can be sold fully furnished! Call listing agent today! Right over the bridge which makes an easy weekend drive from Miami & Lauderdale.

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Single Family Active

Price

$ 2,785,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 17,968

Style

Year Built

2015

Town/City

Key Largo

County/Region

Monroe

MLS | Web ID

A12107539

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available
Possession Closing & Funding
Roof Concrete
Appliances Dryer Dishwasher Electric Range Electric Water Heater Disposal Ice Maker Microwave Refrigerator Self Cleaning Oven Washer
Garage Spaces 0
Patio/Porch Features Balcony Deck Open Patio
Architectural Style Contemporary/Modern Detached
Pool Features Concrete In Ground Pool Equipment Pool
Security Features Smoke Detector(s)
Restrictions No Restrictions
Construction Materials CBS (Concrete Block Structure) Block
Pets Allowed Conditional Cats OK Dogs OK Yes
Year Built 2015
View Bay Ocean
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Canal Front Navigable Water Ocean Access
Community Features Boat Facilities
Accessibility Accessible Elevator Installed
County Monroe
Property Type Residential
Energy Efficient Construction Roof
Subdivision Name STILLWRIGHT POINT NO 2
Facing Direction Southwest
Garage Y/N false
Total Rooms 0
Full Baths 3
Special Listing Conditions Listed As-Is
Status Active
Directions Google Maps
City Key Largo
Senior Community Y/N false
Zoning Description RU-1
MLS Area 98 Florida Keys
Lot Size Units Square Feet
Lot Size Square Feet 5775
Carport Spaces 4
Carport Y/N true
Listing Terms Cash Conventional Cryptocurrency
Year Built Details Resale
Tax Annual Amount 17968
Property Condition Updated/Remodeled
MLS Area Minor Other Geographic Area (Out Of Area Only)
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A12107539
Standard Status Active
Occupancy Type Call Agent
Property Sub Type Additional Single Family Residence
Legal Description BK 4 LT 10 STILLWRIGHT POINT PLAT NO 2 KEY LARGO PB4-154 OR710-528 OR725-789 OR773-483 OR821-1120 OR2573-1590 OR2573-1592 OR2733-277/78 OR28
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Interior
Interior Amenities Breakfast Bar Built-in Features Breakfast Area Dual Sinks Kitchen Island Living/Dining Room Sitting Area in Primary Split Bedrooms Separate Shower Upper Level Primary Walk-In Closet(s) Elevator
Flooring Other Tile
Furnished Y/N Negotiable
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Drapes Impact Glass
Half Baths 1
Total Bedrooms 4
Total Baths 4
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Exterior
Exterior Amenities Balcony Deck Fence Security/High Impact Doors Lighting Outdoor Shower Patio
Parking Features Attached Carport Covered Other RV Access/Parking
Lot Features Flood Zone < 1/4 Acre
Water Source Public
Lot Size Area 5775
Spa true
Building Area Total 6338
Frontage Length 55
Private Pool true
Waterfront Y/N true
Covered Spaces 4
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* Excluded Features
List By
Keller Williams Capital Realty

Broker

richardk@kw.com

Email

Affordability Calculator

$20,733
Per Month
93%
7%
0%
Monthly Principal & Interest
$19,235
Monthly Property Taxes
$1,497
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
Date Price Price Change Description
10/20/2026 $2,785,000 Listed Price

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20 Center Ln, Key Largo, FL, 33037 is a Single Family Home for sale at $2,785,000 with 3,018 sqft. 20 Center Ln has 4 bedrooms, 3.1 baths, and was built in 2015. The property's zip code is 33037 which is in Key Largo, FL