554 & 504 Stearns Street
Cleveland, GA, 30528 $ 1,295,000
Bedrooms2 Baths2.0 Sq 960 Monthly Estimate*
$ 8,944
for $1,295,000 with 2 bedrooms and 2 full baths. This 960 square foot home was built in 1985 on a lot size of 23.68.
Over 1,630 feet of Chattahoochee River frontage on 23.68 private acres, featuring a flat, walkable river bottom, natural rock outcroppings, and water that can be heard from both cabins. This is not simply river access-it is river frontage, and a lot of it. The two fully remodeled cabins are all about porch living. New front and back porches extend the living spaces outdoors, creating the perfect setting for morning coffee, quiet evenings, outdoor dining, and listening to the river. Both cabins were extensively rebuilt in 2024 with new foundations, wiring, insulation, roofs, porches, appliances, water heaters, and mini-split systems. The cabins currently operate as an established, self-managed short-term rental business, generating approximately $97,000 in annual gross rental revenue through Airbnb, Vrbo, and direct bookings. Two active White County short-term rental licenses convey to the buyer, and future reservations are already on the calendar. Much of the property preparation has already been completed, including new culverts, interior roads with a loop to the lower cabin, rock retaining walls, expanded parking, a covered hot tub pad, and an RV pad with water and power. The property also features fiber internet and a year-round spring. White County has confirmed in writing that a buyer may expand the existing cabins or remove both and build one riverfront residence. The property cannot be subdivided, allowing the 23.68 acres to remain one intact, private tract. Wildlife is abundant, with deer, turkey, and turtles frequently seen throughout the river bottom. Sold fully furnished and turnkey, including appliances, furniture, hot tub, outdoor furniture, swings, and grills. The Lodgify channel manager and Stripe direct-booking system are also in place. Current property taxes are $4,802, and the majority of the acreage remains undeveloped, with conservation-use assessment available to a buyer. Approximately 15 minutes from Helen and 90 minutes from Atlanta-23.68 acres on the Chattahoochee River where porch living and the sound of the water take center stage.
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FeaturesGeneralSewer Septic Tank
Heating Electric
Cooling Central Air
Utilities Underground Utilities Water Available
Roof Metal
Appliances Dishwasher Dryer Range Refrigerator Washer
Association Fee Includes None
Patio/Porch Features Deck
Architectural Style Rustic Ranch
Pool Features Pool/Spa Combo
Construction Materials Concrete
Year Built 1985
View River
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Creek
Community Features None
County White
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name None
Garage Y/N false
Other Structures Gazebo Second Residence
Full Baths 2
Status New
Directions From Cleveland follow Hwy 115 E for approximately 6.3 miles. Turn right onto GA-384 S then turn right onto Webster Lake Road. Continue for approximately 1 mile and turn left onto Ashley Drive. Follow Ashley Drive to Hellyer Drive. Hellyer Drive will dead-end into Stearns Street.
High School White
City Cleveland
Body of Water Chattahoochee River
Lot Size Units Acres
Lot Size Square Feet 1031500.8
Carport Y/N false
Elementary School Mossy Creek
Land Lease Y/N false
Tax Annual Amount 4802
Home Warranty Y/N false
Middle/Junior High School White
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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InteriorInterior Amenities High Ceilings Master On Main Level
Basement Crawl Space
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Living Room
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 960
Half Baths 0
Laundry Features Laundry Closet
Total Bedrooms 2
Below Grade Finished Area 0
Main Level Bedrooms 2
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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ExteriorVegetation Cleared Grassed Partially Wooded
Parking Features Parking Pad
Lot Features Private Sloped
Water Source Well
Lot Size Area 23.68
Building Area Total 960
Lot Size Acres 23.68
Frontage Length Waterfront Footage: 1630
Frontage Type River Waterfront
Lot Size Source Public Records
Waterfront Y/N true
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* Excluded FeaturesList ByWard Properties Of North GaBroker
alex@wardproperties.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $8,944
- Monthly Property Taxes
- $400
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cleveland, GA
Average List Price $408,610
Percent of Sale Price 68%
About Cleveland, GA 3,464 Population
55% Since 2002
$ 42,104 Median Income
35.02 Median Age
39% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
White High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/17/2026 | $1,295,000 | | Listed Price |