554 & 504 Stearns Street Cleveland, GA $ 1,295,000
554 & 504 Stearns Street
$ 1,295,000
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554 & 504 Stearns Street

Cleveland, GA, 30528
$ 1,295,000
Bedrooms2 Baths2.0 Sq 960

Monthly Estimate*

$ 8,944

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Single Family Home for sale in Cleveland, GA

for $1,295,000 with 2 bedrooms and 2 full baths. This 960 square foot home was built in 1985 on a lot size of 23.68.

Over 1,630 feet of Chattahoochee River frontage on 23.68 private acres, featuring a flat, walkable river bottom, natural rock outcroppings, and water that can be heard from both cabins. This is not simply river access-it is river frontage, and a lot of it. The two fully remodeled cabins are all about porch living. New front and back porches extend the living spaces outdoors, creating the perfect setting for morning coffee, quiet evenings, outdoor dining, and listening to the river. Both cabins were extensively rebuilt in 2024 with new foundations, wiring, insulation, roofs, porches, appliances, water heaters, and mini-split systems. The cabins currently operate as an established, self-managed short-term rental business, generating approximately $97,000 in annual gross rental revenue through Airbnb, Vrbo, and direct bookings. Two active White County short-term rental licenses convey to the buyer, and future reservations are already on the calendar. Much of the property preparation has already been completed, including new culverts, interior roads with a loop to the lower cabin, rock retaining walls, expanded parking, a covered hot tub pad, and an RV pad with water and power. The property also features fiber internet and a year-round spring. White County has confirmed in writing that a buyer may expand the existing cabins or remove both and build one riverfront residence. The property cannot be subdivided, allowing the 23.68 acres to remain one intact, private tract. Wildlife is abundant, with deer, turkey, and turtles frequently seen throughout the river bottom. Sold fully furnished and turnkey, including appliances, furniture, hot tub, outdoor furniture, swings, and grills. The Lodgify channel manager and Stripe direct-booking system are also in place. Current property taxes are $4,802, and the majority of the acreage remains undeveloped, with conservation-use assessment available to a buyer. Approximately 15 minutes from Helen and 90 minutes from Atlanta-23.68 acres on the Chattahoochee River where porch living and the sound of the water take center stage.

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Single Family Active

Price

$ 1,295,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 4,802

Style

Rustic, Ranch

Lot Size

23.68

Year Built

1985

Town/City

Cleveland

County/Region

White

MLS | Web ID

10874644

Features
General
Sewer Septic Tank
Heating Electric
Cooling Central Air
Utilities Underground Utilities Water Available
Roof Metal
Appliances Dishwasher Dryer Range Refrigerator Washer
Association Fee Includes None
Patio/Porch Features Deck
Architectural Style Rustic Ranch
Pool Features Pool/Spa Combo
Construction Materials Concrete
Year Built 1985
View River
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Creek
Community Features None
County White
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name None
Garage Y/N false
Other Structures Gazebo Second Residence
Full Baths 2
Status New
Directions From Cleveland follow Hwy 115 E for approximately 6.3 miles. Turn right onto GA-384 S then turn right onto Webster Lake Road. Continue for approximately 1 mile and turn left onto Ashley Drive. Follow Ashley Drive to Hellyer Drive. Hellyer Drive will dead-end into Stearns Street.
High School White
City Cleveland
Body of Water Chattahoochee River
Lot Size Units Acres
Lot Size Square Feet 1031500.8
Carport Y/N false
Elementary School Mossy Creek
Land Lease Y/N false
Tax Annual Amount 4802
Home Warranty Y/N false
Middle/Junior High School White
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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Interior
Interior Amenities High Ceilings Master On Main Level
Basement Crawl Space
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Living Room
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 960
Half Baths 0
Laundry Features Laundry Closet
Total Bedrooms 2
Below Grade Finished Area 0
Main Level Bedrooms 2
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Vegetation Cleared Grassed Partially Wooded
Parking Features Parking Pad
Lot Features Private Sloped
Water Source Well
Lot Size Area 23.68
Building Area Total 960
Lot Size Acres 23.68
Frontage Length Waterfront Footage: 1630
Frontage Type River Waterfront
Lot Size Source Public Records
Waterfront Y/N true
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* Excluded Features
List By
Ward Properties Of North Ga

Broker

alex@wardproperties.com

Email

Affordability Calculator

$9,344
Per Month
96%
4%
0%
Monthly Principal & Interest
$8,944
Monthly Property Taxes
$400
Monthly Home Insurance
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
White High School High School
Pricing History
DatePricePrice ChangeDescription
10/17/2026$1,295,000 Listed Price

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554 & 504 Stearns Street, Cleveland, GA, 30528 is a Single Family Home for sale at $1,295,000 with 960 sqft and a lot size of 23.68. 554 & 504 Stearns Street has 2 bedrooms, 2.0 baths, and was built in 1985. The property's zip code is 30528 which is in Cleveland, GA