7097 7th Street Surf City, NC $ 1,250,000
7097 7th Street
$ 1,250,000
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7097 7th Street

Surf City, NC, 28445
$ 1,250,000
Bedrooms3 Baths3.0 Sq 1,740

Monthly Estimate*

$ 8,633

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Single Family Home for sale in Surf City, NC

for $1,250,000 with 3 bedrooms and 3 full baths. This 1,740 square foot home was built in 1999 on a lot size of 0.18.

Experience waterfront coastal living in this beautifully maintained four-bedroom, three-bath Surf City home, where a deep-water canal, private boat slip, and backyard boat lift offer easy access to the Intracoastal Waterway--all just a short walk from Topsail's beautiful beach. The open living and dining areas create an inviting setting for gathering, complemented by a recently updated kitchen featuring leathered granite countertops, updated cabinetry, stainless steel appliances, and a generous island. Just off the kitchen, a light-filled sunroom offers a peaceful retreat or inspiring home office, with beautiful water views to enjoy from sunrise to sunset. A recently updated primary bath adds a fresh, refined touch. Outdoor living unfolds across multiple spaces designed for entertaining and unwinding. A deck connects the living room and sunroom to the coastal surroundings, inviting you to linger over morning coffee and watch the wildlife along the canal. Below, a covered patio with a bed swing, and hammock provides a relaxing escape, complemented by a spacious outdoor shower and separate paver patio. Expansive waterfront decking--including covered areas with fans, lighting, and wireless speakers--creates a welcoming setting for afternoons by the water. Cast a line from the dock, launch a paddleboard or kayak, or enjoy a swim, with a ladder providing convenient water access. For boating enthusiasts, the private boat slip features a Tide Tamer lift accommodating a boat up to 25 feet in length and weighing up to 10,000 pounds, complete with a GEM remote and limit switch. A recently added jet ski lift makes spontaneous outings even easier. Generous garage and driveway parking, dedicated storage, and a full bathroom at garage level add convenience. The garage also offers room for recreation and storage for for all your toys.

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Single Family Active

Price

$ 1,250,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 11,570

Style

Single Family Residence

Lot Size

0.18

Year Built

1999

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100610782

Features
General
Living Area 1740.0
Heating Heat Pump Electric Forced Air Zoned
Cooling Zoned Ceiling Fan(s) Heat Pump
Utilities Sewer Available Water Available
Possession Close Of Escrow At Closing
Roof Metal
Appliances Electric Oven Built-In Microwave Refrigerator Dishwasher
Zoning MHS
Garage Spaces 3.0
Patio/Porch Features Open Covered Deck Patio
Construction Materials Vinyl Siding Wood Frame
Year Built 1999
View Canal ICW Ocean
Levels Two
Property Subtype Single Family Residence
Tax Year 2026
Taxes 11570.56
Parcel Number 802-44
Waterfront Features Pier Boat Lift Bulkhead Canal Front Deeded Water Access Deeded Water Rights Deeded Waterfront Water Depth 4+
County Onslow
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities None
HOA N
Attached Garage Y
Energy Efficient Lighting LED Lighting
Subdivision Name Old Settlers Beach
Garage Y/N Y
Total Rooms 3
Full Baths 3
Status Active
Directions Go over bridge. At traffic circle take exit for New River Drive. Turn left onto 7th Street. Home on the left on the canal.
High School Dixon
City Surf City
High School District Onslow
Lot Size Units Acres
Lot Size Square Feet 7841.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Coastal
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Dixon
Lease Considered Y/N N
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 1023943
Tax Lot 41
Legal Description L41 S4 B38 Old Settlers Beach Bldf Not Sketched
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Interior
Interior Amenities Walk-in Closet(s) High Ceilings Solid Surface Kitchen Island Ceiling Fan(s) Furnished Reverse Floor Plan Walk-in Shower Blinds/Shades Walk-In Closet(s) WiFi Thermostat
Basement None
Flooring Tile
Water Heater Electric
Master Bed Level Primary Living Area
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Laundry Features Dryer Hookup Washer Hookup In Hall
Total Bedrooms 3
Attic Features None
Entry Level 2
Room Type Master Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Living Room Dining Room Dining Area Office Other
Total Baths 3
Living Area Range 1600 - 1799
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Exterior
Exterior Amenities Outdoor Shower Irrigation System Gas Grill Thermal Doors
Exterior Finish Vinyl Siding
Fencing Invisible
Parking Features Garage Faces Front Attached Concrete Garage Door Opener On Site Paved Tandem Storage
Lot Features Boat Slip Boat Dock Boat Lift Bulkhead Deeded Water Access Deeded Water Rights Deeded Waterfront Navigable Water Pier Water Depth 4+
Water Source Public
Total Parking 3.0
Lot Size Area 0.18
Foundation Details Other Pilings
Spa N
Building Area Total 1740.0
Lot Dimensions 55x142x55x142
Lot Size Acres 0.18
Road Surface Type Paved
Frontage Type Canal Front
Waterfront Y/N Y
Door Features Thermal Doors
Road Frontage Type Maintained City Street State Road Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 7097
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* Excluded Features
List By
Savannah L Holman

Listing Agent

Serhant

Broker

sholmandesign@gmail.com

Email

Affordability Calculator

$9,598
Per Month
90%
10%
0%
Monthly Principal & Interest
$8,633
Monthly Property Taxes
$964
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735627 Elementary School
3959089 Middle School
Dixon High School High School
Pricing History
DatePricePrice ChangeDescription
10/16/2026$1,250,000 Listed Price

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7097 7th Street, Surf City, NC, 28445 is a Single Family Home for sale at $1,250,000 with 1,740 sqft and a lot size of 0.18. 7097 7th Street has 3 bedrooms, 3.0 baths, and was built in 1999. The property's zip code is 28445 which is in Surf City, NC