302 S Ferry Street Ludington, MI $ 1,250,000
302 S Ferry Street
$ 1,250,000
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302 S Ferry Street

Ludington, MI, 49431
$ 1,250,000
Bedrooms3 Baths2.0 Sq 1,500

Monthly Estimate*

$ 8,633

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Single Family Home for sale in Ludington, MI

for $1,250,000 with 3 bedrooms and 2 full baths. This 1,500 square foot home was built in 1961 on a lot size of 0.17.

LOCATION IS EVERYTHING, and this Ludington property offers an exceptional opportunity just across from the Ludington Municipal Marina, with views of Pere Marquette Lake/Harbor and the iconic S.S. Badger. Positioned in one of Ludington’s most desirable harbor-area locations, this property offers tremendous potential for an investor, developer or buyer envisioning a future custom home, subject to municipal approval and current zoning requirements. The existing 1,500 sq ft ranch provides flexibility while those plans take shape. Featuring 3 bedrooms, 2 full baths, generous living and family rooms, dining space, a galley-style kitchen and detached 1.5-car garage, the home has been well maintained and remains in livable condition. Use it as a primary residence, vacation getaway or comfortable home base while exploring the property’s future possibilities. Outside, the 60 x 122.7 corner lot places you at the center of the Ludington waterfront lifestyle. Walk to downtown shops, restaurants and parks, or head just steps toward the channel and lighthouse walkway. Stearns Park and Ludington’s Lake Michigan beach are only a few blocks away, while Ludington State Park and miles of sandy Lake Michigan shoreline are approximately 10 minutes away. From watching boats move through the harbor and the S.S. Badger come and go to having downtown Ludington and Lake Michigan within easy reach, the setting is what makes this property extraordinary. Whether your vision is to enjoy the existing home, hold the property as an investment, pursue redevelopment or create a future custom residence, 302 S Ferry Street is a rare opportunity to secure an incredible location in the heart of Ludington’s harbor district. Buyers and buyers’ agents to verify current zoning, permitted uses and development requirements with the City of Ludington.

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Single Family Active

Price

$ 1,250,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,599

Style

Ranch

Lot Size

0.17

Year Built

1961

Town/City

Ludington

County/Region

Mason

MLS | Web ID

20261084076

Features
Interior
Interior Amenities HighSpeedInternet ProgrammableThermostat
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1500.0
Half Baths 0
Total Bedrooms 3
Above Grade Finished Area Unit Type SquareFeet
Total Baths 2
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General
Sewer PublicSewer
Heating ForcedAir NaturalGas
Utilities AboveGroundUtilities CableAvailable UndergroundUtilities
Possession AtClose
Roof Composition
Appliances Disposal ExhaustFan FreeStandingElectricOven FreeStandingElectricRange FreeStandingRefrigerator WasherDryerStacked
Garage Spaces 1.5
Patio/Porch Features Porch
Architectural Style Ranch
Pool Features None
Construction Materials VinylSiding
Exclusions Exclusion(s) Do Not Exist
Pets Allowed Yes
Year Built 1961
Electric CircuitBreakers
Levels One
Property Subtype SingleFamilyResidence
Waterfront Features LakeFront LakePrivileges Waterfront
County Mason
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name TENTH ADD
Garage Y/N Y
Total Rooms 7
Full Baths 2
Status Active
Directions West on Ludington Ave. to Ferry St. South on Ferry to corner of Ferry and Loomis.
City LudingtonCity_Mason
Body of Water Ludington Municipal Marina-Pere Marquette Harbor
Disclosures ExclusionsDoNotExist TaxesHomesteadExempt
Entry Location GroundLevelwSteps
Senior Community Y/N N
High School District Ludington
MLS Area Area53082Ludington
Lot Size Units Acres
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 4599.78
Home Warranty Y/N N
Property Condition PlattedSub
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Vacant
Tax Assessed Value 114296
Expected Active Date 2026-10-16
Legal Description TENTH ADDITION LOT 11.
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Exterior
Exterior Amenities Lighting
Parking Features OneandHalfCarGarage Detached Driveway GarageDoorOpener
Lot Features CornerLot Level
Water Source ThirdPartyUnknown Public
Foundation Details Slab
Spa N
Lot Dimensions 121x65x120x67
Lot Size Acres 0.17
Waterfront Y/N Y
Road Frontage Type Paved
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 302
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* Excluded Features
List By
Michael Perna

Listing Agent

Exp Realty The Perna Team

Broker

(248) 886-4450

Phone

Affordability Calculator

$9,017
Per Month
96%
4%
0%
Monthly Principal & Interest
$8,633
Monthly Property Taxes
$383
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4455198 Elementary School
4455199 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/16/2026$125,000 Listed Price

Map


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302 S Ferry Street, Ludington, MI, 49431 is a Single Family Home for sale at $1,250,000 with 1,500 sqft and a lot size of 0.17. 302 S Ferry Street has 3 bedrooms, 2.0 baths, and was built in 1961. The property's zip code is 49431 which is in Ludington, MI