515 Highway 406 Shelby, AL ^$ 99,000

515 Highway 406

^$ 99,000

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Recently Listed

515 Highway 406

Shelby, AL, 35143

^$ 99,000

Bedrooms3 Baths2.0 Sq 850

Monthly Estimate*

^$ 684

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View a Virtual Tour

Single Family Home for sale in Shelby, AL

for $99,000 with 3 bedrooms and 2 full baths. This 850 square foot home was built in 2000.

MILLION-DOLLAR VIEWS FOR UNDER $100,000! Your affordable getaway on beautiful Lay Lake awaits! Great location on main channel in Okomo, this 3-bedroom, 2-bath mobile home (16 x 56)offers breathtaking water views and the perfect place to relax and enjoy lake life. The screened porch is ideal for morning coffee, entertaining or simply soaking in the scenery. Enjoy easy access to the water with your own boathouse, perfect for boating, fishing, and making memories on the lake. Situated on a leased ($5000 yearly) waterfront lot this property offers an incredible opportunity to enjoy the Lay Lake lifestyle without the waterfront price tag. Come for the view, stay for the lake life!

Single Family Active

Price

^$ 99,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 0

Style

Year Built

2000

Town/City

Shelby

County/Region

Shelby

MLS | Web ID

21467856

Features

Interior

Interior Amenities Split Bedroom

Basement Area 0

Beds 3

Floors Vinyl

General

Heating Electric (HEAT)

Cooling Electric (COOL)

Laundry Y/N Yes

Development Status Existing

Fireplaces 0

Garage 0

Water Public Water

Status Active Active

Full Baths 2

Half Baths 0

Bathrooms 2

Year Built 2000

Subdivision LAY LAKE OKOMO MARINA AL

Water Heater Electric (WTRHTR)

View Lake/Water View

County Shelby

Class RESIDENTIAL

Type Manufactured

Levels 1-Story

Sale/Rent For Sale

Status Detail 0

Area Columbiana Westover Wilsonvill

Primary City Shelby

Virtual Tour https://www.propertypanorama.com/instaview/bham/21467856

High School SHELBY COUNTY

City SHELBY

Financing Cash

Elementary School SHELBY

Middle School COLUMBIANA

Legal Description - COM NW COR SEC 24 E ALG SEC LN 2430.7 TO LAY LAKE & POB MEANDER ALG LAKE SELYTO N ROW CO RD 406 NE ALG ROW 195(S) SE80 SWLY205(S) SE TO LAY LAKE MEANDER NLY & NWLY & LEASED LOT

DOM 1

Postal Code 35143

Price Per Sq Ft Total AG 116.47

Exterior

Exterior Siding-Other

Foundation Pillars/Support

Car Port 0

Waterfront Yes

Waterfront Name LAY LAKE

Lot Size Area 0

Patio? No

Exterior Features Boat House Private

Pool? No

* Excluded Features

List By

Re/Max Advantage

Broker

pwmrealtor@gmail.com

Affordability Calculator

$684

Per Month

Monthly Principal & Interest: $684
Monthly Property Taxes: --
Monthly Home Insurance: --

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Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Shelby, AL

Average List Price ^$470,335

Percent of Sale Price 375%

About Shelby, AL

1,091 Population

7% Since 2002

^$47,661 Median Income

42.74 Median Age

16% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

578921 Elementary School

578940 Middle School

Shelby County High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/16/2026	$99,000		Listed Price

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515 Highway 406, Shelby, AL, 35143 is a Single Family Home for sale at $99,000 with 850 sqft. 515 Highway 406 has 3 bedrooms, 2.0 baths, and was built in 2000. The property's zip code is 35143 which is in Shelby, AL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of The Internet Data Exchange (IDX) Program of the Birmingham Area Multiple Listing Service, Inc.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 10/19/2026.

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515 Highway 406

Single Family Home for sale in Shelby, AL

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