69 Elm Street
Oneonta, NY, 13820 $ 359,000
Bedrooms5 Baths2.1 Sq 2,122 Monthly Estimate*
$ 2,480
for $359,000 with 5 bedrooms and 2 full baths, 1 half bath. This 2,122 square foot home was built in 1900 on a lot size of 0.18.
Standing proudly since 1900, this beautifully preserved four-bedroom, 2.5-bath Victorian is more than a home—it is a piece of Oneonta’s history, thoughtfully carried forward through generations of families who have cherished its timeless character. A grand entrance foyer welcomes you into the heart of the home, while a striking staircase leads to the second-floor bedrooms. Two staircases connect opposite ends of the residence, offering added convenience throughout this spacious home. The sun-filled great room features beautiful natural light, pocket doors, two additional interior entries, and access to a covered porch overlooking the well-kept neighborhood. Hydrangeas frame the opposite side, adding seasonal color and charm. The formal dining room is conveniently positioned between the kitchen and an additional room featuring a full bath and floor-to-ceiling built-ins. The updated kitchen offers access to the second floor, yard, garage, and partially finished basement, which includes its own bathroom and laundry area. Set on a generously sized corner lot, the property includes a partially fenced yard that creates a private outdoor retreat between the home and the detached three-car garage. The garage provides ample room for vehicles, storage, hobbies, and more. Rich in architectural detail and enduring charm, this remarkable residence offers the craftsmanship, character, and individuality that modern construction rarely replicates. Some homes are built; others are preserved, treasured, and passed down. This Victorian is ready to welcome its next generation
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Single Family ActiveCraftsman,HistoricAntique,Victorian
FeaturesInteriorInterior Amenities CeilingFans Den EntranceFoyer SeparateFormalLivingRoom GalleyKitchen GraniteCounters HomeOffice Storage NaturalWoodwork WindowTreatments BedroomOnMainLevel ConvertibleBedroom ProgrammableThermostat
Basement Full PartiallyFinished
Flooring Hardwood Tile Varies
Total Fireplaces 0
Total Stories 3
Basement (Y/N) Yes
Heating Y/N Yes
Window Features Drapes StormWindows WoodFrames
Fireplace Y/N No
Half Baths 1
Laundry Features InBasement
Total Bedrooms 5
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 3
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GeneralSewer Connected
Heating Gas HotWater Radiators Steam
Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession Closing
Roof Shingle
Appliances BuiltInRefrigerator Dryer Dishwasher GasCooktop GasOven GasRange GasWaterHeater Microwave Refrigerator Washer
Garage Spaces 3.0
Patio/Porch Features Covered Porch
Architectural Style Craftsman HistoricAntique Victorian
Construction Materials Frame Other WoodSiding PexPlumbing
School District Oneonta
Year Built 1900
Stories Count 3
Township Not Applicable
Property Subtype SingleFamilyResidence
Accessibility AccessibleBedroom
County Otsego
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 12
Full Baths 2
Status Active
High School Oneonta High
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Lot Size Square Feet 7841.0
Year Built Details Existing
Tax Annual Amount 4348.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 189000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 23
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ExteriorExterior Amenities Awnings BlacktopDriveway Fence PropaneTankOwned
Fencing Partial
Parking Features Detached Electricity Garage Storage WorkshopInGarage Driveway GarageDoorOpener
Lot Features CornerLot NearPublicTransit Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.18
Foundation Details Stone
Building Area Total 2122.0
Lot Dimensions 60X132
Lot Size Acres 0.18
Waterfront Y/N No
Road Frontage Type CityStreet
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $2,480
- Monthly Property Taxes
- $362
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Oneonta, NY
Average List Price $261,605
Percent of Sale Price 27%
About Oneonta, NY 22,554 Population
4% Since 2002
$ 48,532 Median Income
29.25 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
4122763 Elementary School
4122830 Middle School
Oneonta High High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/15/2026 | $359,000 | | Listed Price |