166 S 3rd Street Fulton, NY $ 199,900
166 S 3rd Street
$ 199,900
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166 S 3rd Street

Fulton, NY, 13069
$ 199,900
Bedrooms5 Baths2.1 Sq 2,404

Monthly Estimate*

$ 1,381

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Single Family Home for sale in Fulton, NY

for $199,900 with 5 bedrooms and 2 full baths, 1 half bath. This 2,404 square foot home was built in 1840 on a lot size of 0.2747.

What are you looking for? A charming home loaded with character, an income property, an in-law apartment, a place for your own attached business? This home hits all the checkmarks. There is a separate entry for a business and it can be locked off from the living quarters if desired. From the separate foyer, you would walk into the main room which has previously been used as the "front office". The hallway with a half bath off of it leads to the HUGE back area which previously was divided into separate rooms or offices. Half way down the hall is a room with cabinets with a door into the living quarters which can be locked from both sides if desired. The back room could easily be 2 large bedrooms. I must also mention there's opportunity for other types of business with 2 double garages...one in the front which has an overhead door to the backyard where a second double garage is located. There is an upstairs area above the 2nd garage that offers cedar closets and storage..possibly could be made into another small apartment. The living quarters in the main home also boasts an enclosed foyer. It has a large kitchen with breakfast bar, a dining room, large living room with fireplace, 1st floor master bedroom, 1 full bath and laundry room. The upstairs is accessed via the living room and leads to 2 bedrooms and another full bath. The basement had a recreation room and a walk out to the backyard. Add some TLC and this could be the perfect home/office. The owner has completed several updates including: NEW PEX plumbing 2026, new pumps 2026, new hot water heater 2026, newer boiler, new roof back garage 2026, new roof front garage 2024, partial new roof on house 2024, new front door 2024, new 1st floor baseboard radiators 2026, flooring on office side 2019, newer windows throughout. This stone front home just needs a decorative makeover to restore it to its original charm and character. And if you add a business, it will pay for itself!!!

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Single Family Active

Price

$ 199,900

Bedrooms

5

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 6,761

Style

HistoricAntique

Lot Size

0.2747

Year Built

1840

Town/City

Fulton

County/Region

Oswego

MLS | Web ID

S1721671

Features
Interior
Interior Amenities BreakfastBar CedarClosets SeparateFormalDiningRoom EntranceFoyer EatInKitchen SeparateFormalLivingRoom HomeOffice Pantry BedroomOnMainLevel ConvertibleBedroom MainLevelPrimary ProgrammableThermostat
Basement Full PartiallyFinished WalkOutAccess
Flooring Carpet Laminate Other SeeRemarks Varies Vinyl
Total Fireplaces 1
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
Laundry Features MainLevel
Total Bedrooms 5
Main Level Bedrooms 3
Main Level Bathrooms 2
Total Baths 3
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General
Sewer Connected
Heating Gas Zoned HotWater
Cooling Zoned
Utilities CableAvailable HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Asphalt Shingle
Appliances GasWaterHeater SeeRemarks
Garage Spaces 4.0
Patio/Porch Features Patio
Architectural Style HistoricAntique
Construction Materials Other Stone VinylSiding CopperPlumbing PexPlumbing
School District Fulton
Year Built 1840
Electric CircuitBreakers
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
County Oswego
Property Type Residential
Attached Garage Yes
Garage Y/N Yes
Other Structures Other
Total Rooms 10
Full Baths 2
Status Active
Directions Take 481N to 4th St left on Academy St right onto Third St.
City Fulton
Senior Community Y/N No
High School District Fulton
Number Of Units Total 0
MLS Area Fulton-City-350400
Lot Size Units Acres
Lot Size Square Feet 11967.0
Year Built Details Existing
Tax Annual Amount 6761.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1721671 https://www.propertypanorama.com/instaview-tour/syr/S1721671
Standard Status Active
Middle/Junior School District Fulton
Elementary School District Fulton
Tax Assessed Value 125000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 29
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Exterior
Exterior Amenities BlacktopDriveway Patio PrivateYard SeeRemarks
Parking Features Attached Detached Electricity Garage Storage Driveway
Lot Features Other Rectangular RectangularLot ResidentialLot SeeRemarks Wooded
Water Source Connected Public
Lot Size Area 0.2747
Foundation Details Block Stone
Building Area Total 2404.0
Lot Dimensions 66X181
Lot Size Acres 0.2747
Waterfront Y/N No
Road Frontage Type CityStreet
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Internal Only
Street Number 1 166
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* Excluded Features
List By
Coldwell Banker Prime Prop,Inc

Broker

(315) 622-0161

Phone

Affordability Calculator

$1,944
Per Month
71%
29%
0%
Monthly Principal & Interest
$1,381
Monthly Property Taxes
$563
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
246532 Elementary School
247071 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/13/2026$199,900 Listed Price

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166 S 3rd Street, Fulton, NY, 13069 is a Single Family Home for sale at $199,900 with 2,404 sqft and a lot size of 0.2747. 166 S 3rd Street has 5 bedrooms, 2.1 baths, and was built in 1840. The property's zip code is 13069 which is in Fulton, NY