638 Ladd Avenue Chattanooga, TN $ 589,000
638 Ladd Avenue
$ 589,000
Recently Listed New Construction
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638 Ladd Avenue

Chattanooga, TN, 37405
$ 589,000
Bedrooms4 Baths3.1 Sq 2,494

Monthly Estimate*

$ 4,068

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Single Family Home for sale in Chattanooga, TN

for $589,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,494 square foot home was built in 2024 on a lot size of 0.18.

Experience spacious luxury new construction at 638 Ladd Avenue conveniently located just minutes from downtown and North Shore. This 4 bed, 3.5 bath daily home has stunning westerly views of the mountains, a gourmet kitchen opening to a large living area with fireplace and built-in cabinetry. Upstairs has a large primary suite with vaulted ceiling, walk in closet and spa like bath. Two more spacious bedrooms upstairs with bath and don't miss the secret area off of the landing. Home also has an entry level guest suite with full bath that is perfect for parents or as an office. Finally, house has large laundry with built ins and a large two car garage. Don't miss the large deck in back for grilling and enjoying the outdoors. Fantastic financing incentives available!!! 3/2/1 rate buy down with preferred lender makes this house affordable for buyers!

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Single Family Active

Price

$ 589,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 4,899

Style

Single Family Residence

Lot Size

0.18

Year Built

2024

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1544529

Features
Interior
Interior Amenities Bookcases Ceiling Fan(s) Connected Shared Bathroom Granite Counters Open Floorplan Pantry Tub/shower Combo Walk-In Closet(s)
Flooring Carpet Hardwood
Total Fireplaces 0
Fireplace Features Gas Log Living Room
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Window Features Insulated Windows Vinyl Frames
Fireplace Y/N true
Above Grade Finished Area 2920
Half Baths 1
Laundry Features Electric Dryer Hookup Gas Dryer Hookup Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 0
Total Baths 4
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General
Sewer Public Sewer
Heating Central Natural Gas
Cooling Central Air Multi Units
Utilities Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Asphalt
Appliances Washer/Dryer Tankless Water Heater Refrigerator Oven Microwave Free-Standing Gas Range Disposal Dishwasher
Garage Spaces 2
Patio/Porch Features Deck Patio Side Porch
Pool Features None
Security Features Carbon Monoxide Detector(s) Smoke Detector(s)
Construction Materials HardiPlank Type
Year Built 2024
View Mountain(s)
Stories Count 3
Levels Three Or More
Property Subtype Single Family Residence
Community Features None
County Hamilton
New Construction true
Property Type Residential
HOA false
Attached Garage true
Subdivision Name None
Garage Y/N true
Total Rooms 12
Full Baths 3
Status Active
Directions Take US-127 Take exit US-127 /Signal Mtn Keep left at the fork follow signs for Red Bank Turn left onto Signal Mountain Blvd Turn right onto Dayton Blvd Turn right onto E Frontage Rd Turn righ
High School Red Bank High School
City Chattanooga
Senior Community Y/N false
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 7840.8
Carport Y/N false
Listing Terms Conventional FHA VA Loan Special Funding
Elementary School Red Bank Elementary
Land Lease Y/N N
Tax Annual Amount 4899.79
Home Warranty Y/N false
Middle/Junior High School Red Bank Middle
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N false
Lease Considered Y/N N
Rent Control Y/N N
Structure Type Free Standing Building
Standard Status Active
Occupancy Type Vacant
Legal Description Lt 82 Valhambrosia Pb 4 Pg 17 & 18 Out Of 135B D 015 For 2019
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Exterior
Exterior Amenities Rain Gutters
Fencing None
Parking Features Garage Garage Door Opener Garage Faces Front
Lot Features Gentle Sloping
Water Source Public
Inclusions Front load washer and dryer mounted flat screen tv.
Lot Size Area 0.18
Foundation Details Block
Spa false
Building Area Total 2494
Lot Dimensions 48x160
Lot Size Acres 0.18
Road Surface Type Paved
Waterfront Y/N false
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 638
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* Excluded Features
List By
Keller Williams Realty

Broker

david@wellingtonresidential.com

Email

Affordability Calculator

$4,476
Per Month
91%
9%
0%
Monthly Principal & Interest
$4,068
Monthly Property Taxes
$408
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Pricing History
DatePricePrice ChangeDescription
10/13/2026$589,000 Listed Price

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638 Ladd Avenue, Chattanooga, TN, 37405 is a Single Family Home for sale at $589,000 with 2,494 sqft and a lot size of 0.18. 638 Ladd Avenue has 4 bedrooms, 3.1 baths, and was built in 2024. The property's zip code is 37405 which is in Chattanooga, TN