996 Headwater Road Annapolis, MD $ 950,000
996 Headwater Road
$ 950,000
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996 Headwater Road

Annapolis, MD, 21403
$ 950,000
Bedrooms4 Baths3.1 Sq 2,288

Monthly Estimate*

$ 6,561

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Single Family Home for sale in Annapolis, MD

for $950,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,288 square foot home was built in 1986 on a lot size of 0.42.

COMING SOON! Beautifully refreshed waterfront colonial on a cul-de-sac, now offered with a substantial price improvement. Every inch shines with all-new interior and exterior paint, refinished hardwoods, and all-new carpeting. Main level kitchen has been upgraded with a new GE stainless steel appliance suite, combined with a family room that opens onto a deck with views of the creek, fire circle, playset area, and your own private pier with a boat slip. Main level mud room with laundry, built-in storage, and side entrance. Second level features a primary bedroom with a private balcony, upgraded fixtures in the primary and hall bathrooms, and three additional bedrooms. The fully-finished walkout lower level features granite counters, heated ceramic floors, a built-in electric fireplace, a second kitchen, and a spa bath with a second laundry roomperfect for guests or income potential. Enjoy maximum versatility and serenity minutes from Downtown Annapolis and the Naval Academy! Assumable first mortgage available at 3.25%. Additional professional pics forthcoming

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Single Family Coming Soon

Price

$ 950,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 8,583

Style

Colonial

Lot Size

0.42

Year Built

1986

Town/City

Annapolis

County/Region

Anne Arundel

MLS | Web ID

MDAA2159150

Features
General
Living Area 2288
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Possession Settlement
Appliances Built-In Microwave Dishwasher Oven/Range - Electric Six Burner Stove Stainless Steel Appliances
Zoning R2
HOA Fee 230.00
Garage Spaces 1.00
Patio/Porch Features Deck(s) Patio(s)
Architectural Style Colonial
Construction Materials HardiPlank Type
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 1986
View Creek/Stream
Levels 3
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site
Accessibility Ramp - Main Level
Assoc Fee Paid Per Annually
County ANNE ARUNDEL
New Construction N
Property Type Residential
Association Amenities Boat Dock/Slip
HOA Y
Subdivision Name KITTY CREEK
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status COMING SOON
Directions Arundel Bay Rd to Headwater
City ANNAPOLIS
Body of Water Duvall
Association Name KITTY CREEK ASSOCIATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 18119.13
Tax Annual Amount 8583.0
Property Condition Very Good
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 558.82
Acceptable Financing Conventional FHA VA
Vacation Rental Y/N N
Standard Status Coming Soon
Year Built Source Estimated
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Interior
Interior Amenities 2nd Kitchen Bathroom - Walk-In Shower Breakfast Area Dining Area Family Room Off Kitchen Kitchen - Gourmet Upgraded Countertops Water Treat System Wood Floors
Heating Fuel Electric
Basement Fully Finished Connecting Stairway Walkout Level
Total Fireplaces 2
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1700
Half Baths 1
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 588
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Exterior Amenities Extensive Hardscape
Pool No Pool
Water Source Well
Garage Features Garage - Front Entry
Type of Parking Attached Garage Driveway On Street
Foundation Details Block
Water View Y/N Y
Lot Size Acres 0.42
Water Body Type Creek
Lot Size Source Estimated
Waterfront Y/N Y
Water Access Features Boat - Powered Canoe/Kayak Fishing Allowed Private Access
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 996
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* Excluded Features
List By
Taylor Properties

Broker

gregkoch.gk@gmail.com

Email

Affordability Calculator

$7,277
Per Month
90%
10%
0%
Monthly Principal & Interest
$6,561
Monthly Property Taxes
$715
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3534743 Elementary School
3534688 Middle School
Annapolis High School High School
Pricing History
DatePricePrice ChangeDescription
10/13/2026$950,000 Listed Price

Map


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996 Headwater Road, Annapolis, MD, 21403 is a Single Family Home for sale at $950,000 with 2,288 sqft and a lot size of 0.42. 996 Headwater Road has 4 bedrooms, 3.1 baths, and was built in 1986. The property's zip code is 21403 which is in Annapolis, MD