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20 Hardwood Rd Palmyra, VA $ 359,900
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20 Hardwood Rd
$ 359,900
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20 Hardwood Rd

Palmyra, VA, 22963
$ 359,900
Bedrooms4 Baths3.0 Sq 2,490

Monthly Estimate*

$ 2,486

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View a Virtual Tour

Single Family Home for sale in Palmyra, VA

for $359,900 with 4 bedrooms and 3 full baths. This 2,490 square foot home was built in 1986 on a lot size of 0.34.

Spacious Lake Monticello home near Beach 2! This delightful home offers 4 bedrooms, 3 full baths, a study, loft, garage, and fenced, level yard. The remodeled kitchen features granite countertops, breakfast bar, undermount sink, hardwood floors, pantry, and white cabinetry. A recent addition creates an open floor plan connecting the living room, kitchen, and dining room, complete with a cozy wood stove. Four bedrooms and two full baths are on the first floor. Upstairs, the primary suite features a private bath, study, and loft. Enjoy great curb appeal with a covered front porch, and rear deck overlooking the fenced backyard. The versatile garage features heating and air conditioning. Enjoy Lake Monticello amenities, including a 352-acre lake for swimming, boating, and fishing, five community beaches, a marina, boat launches, slips and racks. Residents also enjoy parks, playgrounds, basketball courts, a ball field, walking paths, fitness routes, two community clubhouses, and gated security with patrols.,Granite Counter,White Cabinets,Fireplace in Living Room

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Single Family Active

Price

$ 359,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 2,301

Style

Cape Cod

Lot Size

0.34

Year Built

1986

Town/City

Palmyra

County/Region

Fluvanna

MLS | Web ID

682947
Features
General
Living Area 2490
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C Heat Pump(s)
Roof Architectural Shingle
Appliances Washer/Dryer Hookups Only Washer
Zoning R-1
HOA Fee 1430.00
Architectural Style Cape Cod
Construction Materials Cedar
School District FLUVANNA COUNTY PUBLIC SCHOOLS
Year Built 1986
Levels 1.5
Tax Year 2026
Ownership Other
Accessibility None
HOA Fee 2 850.00
Assoc Fee Paid Per Annually
County FLUVANNA
New Construction N
Property Type Residential
Association Amenities Beach Golf Club Lake Tot Lots/Playground Swimming Pool Soccer Field
HOA Y
Subdivision Name LAKE MONTICELLO
Garage Y/N N
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions From Main Gate turn left onto Jefferson then right onto Forest. Turn left onto Colonial right onto Long Leaf left onto Wildwood and right onto Hardwood. The home will be on the left.
City PALMYRA
Disclosures Prop Disclosure
HOA Fee 2 Frequency One Time
Tax Annual Amount 2301.84
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 144.54
Construction Completed Y/N N
Vacation Rental Y/N N
Virtual Tour https://view.spiro.media/order/2d26a72a-f9b3-435b-45e1-08df1d72a430?version=50_002&branding=false
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Year Built Source Estimated
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Interior
Interior Amenities Stove - Wood Entry Level Bedroom
Flooring Ceramic Tile Hardwood
Fireplace Features Brick Wood
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Window Features Double Hung Insulated Screens
Fireplace Y/N N
Above Grade Finished Area 2490
Half Baths 0
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 0
Room Type Living Room Dining Room Kitchen Laundry Bonus Room Full Bath Additional Bedroom
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Lot Features Sloping
Water Source Community
Inclusions Range Refrigerator Dishwasher Microwave Washer and Dryer
Foundation Details Block
Water View Y/N N
Building Area Total 2826.00
Lot Size Acres 0.34
Water Oriented Y/N N
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Internal Only
Street Number 1 20
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* Excluded Features
List By
Jamie White Real Estate

Broker

jamie@lifeincharlottesville.com

Email

Affordability Calculator

$2,677
Per Month
93%
7%
0%
Monthly Principal & Interest
$2,486
Monthly Property Taxes
$192
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4067364 Elementary School
3542116 Middle School
Fluvanna High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
10/13/2026$359,900 Listed Price

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20 Hardwood Rd, Palmyra, VA, 22963 is a Single Family Home for sale at $359,900 with 2,490 sqft and a lot size of 0.34. 20 Hardwood Rd has 4 bedrooms, 3.0 baths, and was built in 1986. The property's zip code is 22963 which is in Palmyra, VA

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