35 N Belmont Circle Oneonta, NY $ 214,000
35 N Belmont Circle
$ 214,000
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35 N Belmont Circle

Oneonta, NY, 13820
$ 214,000
Bedrooms4 Baths2.0 Sq 1,416

Monthly Estimate*

$ 1,478

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Single Family Home for sale in Oneonta, NY

for $214,000 with 4 bedrooms and 2 full baths. This 1,416 square foot home was built in 1961 on a lot size of 0.19.

Are you looking for a thoughtfully updated city home that also features outdoor space for relaxing and gardening? This cozy split-level includes a secluded fenced backyard with a delightful “secret garden” that features a small deck (perfect for grilling), a larger patio, raised beds for gardening, and a fire pit. With three bedrooms, two full baths, and flexible living space on both levels, this home is versatile and ideal for first-time or downsizing buyers. The connected living and dining areas upstairs are filled with character and large south-facing windows, making it an easy space for everyday living and entertaining. The kitchen has been refreshed with new flooring and a full suite of new appliances, including a refrigerator (2024,) dishwasher (2024,) and range (2026.) Three bedrooms and a full bath complete the upper level, with new luxury vinyl plank flooring throughout the bedrooms and hallway. The first floor is the ultimate flex space. The family room is well suited for an office, home gym, entertainment area, or guest quarters. The bonus room works equally well as a home office or fourth bedroom. You’ll also find a second full bath and a dedicated laundry room with a newer washer and dryer set (2024.) The attached garage makes starting your snowy or rainy days a breeze! There is a small potting shed in the backyard for extra storage and road frontage on N. Belmont and Sand Street. Additional updates include a new glass sliding door (2025) that runs to the patio from the kitchen, and fresh light fixtures throughout the house. The location is just a five-minute walk from Valleyview Elementary or a twenty-minute walk to Main Street or Neahwa Park. A short drive takes you to SUNY Oneonta, Hartwick College, or A.O. Fox Hospital. The home is connected to water and sewer (no worries about pumping a septic or needing a new well pump!) and NYSEG provides natural gas and electric.

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Single Family Active

Price

$ 214,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 4,641

Style

SplitLevel

Lot Size

0.19

Year Built

1961

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1718584

Features
Interior
Interior Amenities HomeOffice CountryKitchen SlidingGlassDoors BedroomOnMainLevel
Basement PartiallyFinished
Flooring Hardwood Laminate LuxuryVinyl Tile Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Laundry Features MainLevel
Total Bedrooms 4
Below Grade Finished Area 240.0
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 2
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General
Sewer Connected
Heating Gas ForcedAir
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow
Appliances Dryer Dishwasher ExhaustFan ElectricOven ElectricRange GasWaterHeater Refrigerator RangeHood Washer
Garage Spaces 1.0
Architectural Style SplitLevel
Construction Materials Frame
School District Oneonta
Year Built 1961
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
County Otsego
Property Type Residential
Garage Y/N Yes
Total Rooms 11
Full Baths 2
Status Active
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Lot Size Square Feet 8276.0
Year Built Details Existing
Tax Annual Amount 4641.0
Property Condition Resale
Virtual Tour https://www.zillow.com/view-imx/7e2725d3-f6d6-4ecc-8c48-0043d4c193f7?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 176730
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 15
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Exterior
Exterior Amenities BlacktopDriveway
Parking Features Underground
Lot Features IrregularLot
Water Source Connected Public
Lot Size Area 0.19
Foundation Details Block
Building Area Total 1416.0
Lot Dimensions 137X65
Lot Size Acres 0.19
Waterfront Y/N No
Door Features SlidingDoors
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Internal Only
Street Number 1 35
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* Excluded Features
List By
The Holscher Group

Broker

(607) 376-7505

Phone

Affordability Calculator

$1,865
Per Month
79%
21%
0%
Monthly Principal & Interest
$1,478
Monthly Property Taxes
$387
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/13/2026$214,000 Listed Price

Map


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35 N Belmont Circle, Oneonta, NY, 13820 is a Single Family Home for sale at $214,000 with 1,416 sqft and a lot size of 0.19. 35 N Belmont Circle has 4 bedrooms, 2.0 baths, and was built in 1961. The property's zip code is 13820 which is in Oneonta, NY