32 N Church Street
Cortland, NY, 13045 $ 239,900
Bedrooms4 Baths2.0 Sq 2,102 Monthly Estimate*
$ 1,657
for $239,900 with 4 bedrooms and 2 full baths. This 2,102 square foot home was built in 1836 on a lot size of 0.212.
Rich in history and full of character, this beautifully restored 1830s home offers more than 2,100 square feet of living space, blending original architectural details with thoughtful modern updates. Set on a beautifully landscaped lot, the property features established perennial gardens that bring seasonal color and a partially fenced yard. The main level offers a welcoming layout with spacious living areas, including a living room that flows into a comfortable sitting room with original built-in cabinetry. A distinctive home office features extensive custom bookshelves and historic trim salvaged from a church in Harford, NY. Just off the dining room, a heated bonus room, formerly a three-season porch, provides flexible space for an office, studio, or hobby room. The remodeled kitchen combines style and functionality with granite countertops, custom cabinetry, stainless steel appliances, a brand-new dishwasher, and a built-in beverage refrigerator. A convenient mudroom and pantry area off the rear entrance provides practical everyday storage. A first-floor bathroom adds character with classic black-and-white tile, a full shower, and a heated towel bar. Upstairs, four generously sized bedrooms offer room for family, guests, or additional flex space. The updated full bathroom combines vintage charm and modern comfort, featuring a clawfoot soaking tub, double vanity, separate shower, radiant heated floors, and a heated towel rack. A rare two-story carriage house retains some of its original siding, while the upper level offers a versatile recreation space that can be heated with a propane or electric heater and cooled with a window air conditioner. A spacious detached two-car garage provides covered parking, ample storage, and potential workshop space. The home's distinctive layout also offers the possibility of conversion to a two-unit residence for multigenerational living or potential income-producing use, subject to local approvals. This special property offers a unique opportunity to enjoy historic character alongside modern convenience.
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FeaturesInteriorInterior Amenities SeparateFormalDiningRoom SeparateFormalLivingRoom GraniteCounters HomeOffice Workshop
Basement Partial
Flooring Carpet LuxuryVinyl Tile Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Laundry Features MainLevel
Total Bedrooms 4
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 2
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GeneralSewer Connected
Heating Gas ForcedAir
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow
Appliances DoubleOven Dryer ElectricWaterHeater GasOven GasRange Microwave WineCooler Washer
Garage Spaces 2.0
Architectural Style TwoStory
Construction Materials AluminumSiding BlownInInsulation
School District Cortland
Year Built 1836
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
County Cortland
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 12
Full Baths 2
Status Active
Directions Grant St. to N Church St. property is on your right.
City Cortland
Senior Community Y/N No
High School District Cortland
Number Of Units Total 0
MLS Area Cortland-110200
Lot Size Units Acres
Lot Size Square Feet 9237.0
Year Built Details Existing
Tax Annual Amount 5510.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1721857 https://www.propertypanorama.com/instaview-tour/syr/S1721857
Standard Status Active
Middle/Junior School District Cortland
Elementary School District Cortland
Tax Assessed Value 155000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 20
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ExteriorExterior Amenities BlacktopDriveway
Parking Features Detached Garage
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.212
Foundation Details Stone
Building Area Total 2102.0
Lot Dimensions 55X167
Lot Size Acres 0.212
Waterfront Y/N No
Road Frontage Type CityStreet
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* Excluded FeaturesList ByBerkshire Hathaway Homeservices Heritage RealtyBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,657
- Monthly Property Taxes
- $459
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cortland, NY
Average List Price $208,871
Percent of Sale Price 13%
About Cortland, NY 18,890 Population
1% Since 2002
$ 43,233 Median Income
29.51 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
3038306 Elementary School
3038340 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/13/2026 | $239,900 | | Listed Price |