1970 RUNNING HORSE TRAIL Saint Cloud, FL $ 440,000
1970 RUNNING HORSE TRAIL
$ 440,000
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1970 RUNNING HORSE TRAIL

Saint Cloud, FL, 34771
$ 440,000
Bedrooms3 Baths2.0 Sq 2,297

Monthly Estimate*

$ 3,039

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Single Family Home for sale in Saint Cloud, FL

for $440,000 with 3 bedrooms and 2 full baths. This 2,297 square foot home was built in 1990 on a lot size of 1.

Virtually Staged. Rare no-HOA freedom on a full acre in Bay Lake Ranch: this updated 3-bedroom, 2-bathroom home comes with an air-conditioned bonus room, a huge carport, and room to park the boat, trailer, and RV other neighborhoods won’t allow. Set within a quiet St. Cloud community where every lot is a minimum of one acre, the property has no rear neighbors, offering the kind of privacy and elbow room that is increasingly hard to find in Central Florida. A long driveway leads to a covered front porch stretching nearly 25 feet across the home, a natural spot for morning coffee overlooking the lawn and mature shade trees. Inside, vaulted ceilings and rich wood-look flooring give the living room an open, airy feel, while fresh paint throughout creates a clean, move-in-ready canvas. The kitchen sits just off the living area and has been refreshed with a new stove and dishwasher, joined by a stainless steel refrigerator, a breakfast bar, and a bay-window breakfast nook that looks out over the yard. Toward the back of the home, a bright Florida room works beautifully as a dining space, with a brand-new sliding glass door opening onto a generous concrete patio. All three bedrooms sit together in their own wing, set apart from the main living areas for a quieter retreat at the end of the day. The primary suite offers two closets and an ensuite bathroom finished with two new separate vanities and a skylight that pulls in natural light. The two additional bedrooms each feature double closets and share a full bathroom, also updated with a new vanity. An indoor laundry room with shelving adds everyday convenience. One of the most versatile spaces here is the oversized former two-car garage, now an air-conditioned bonus room with French doors, ready to become a home gym, studio, game room, office, or hobby space. With the addition of a bathroom, it also has the potential to become an in-law suite. This space also houses the home’s water filtration system. Outside, the acre delivers room for just about everything. A massive carport of approximately 15' x 25' provides covered parking for vehicles, a boat, or a trailer, while a 14' x 9' workshop shed handles tools, equipment, and weekend projects. The partially fenced yard gives you a head start for pets or a garden, and with no HOA, you are free to park your RV, boat, and trailers right at home. Major systems offer real peace of mind: the roof and A/C are approximately five years old, the water heater is brand new, and the refrigerator is around five years old. A private well and septic system mean no city water or sewer bills. Bay Lake Ranch pairs a peaceful country setting with easy connections. US-192 is about 8 minutes away for shopping and dining, the St. Cloud lakefront is around 20 minutes, and Florida’s Turnpike is approximately 25 minutes. Lake Nona’s Medical City is roughly 35 minutes, Orlando International Airport about 40 minutes, Universal Orlando around 50 minutes, and both Walt Disney World and the Space Coast beaches are approximately 60 minutes away. Space, freedom, and a long list of updates make 1970 Running Horse Trail ready for whatever you have planned.

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Single Family Active

Price

$ 440,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,418

Style

Ranch

Lot Size

1

Year Built

1990

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

S5159280

Features
General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Electricity Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Dryer Microwave Range Refrigerator Washer
Zoning OA1A
Garage Spaces 0
Patio/Porch Features Front Porch Patio
Architectural Style Ranch
Security Features Smoke Detector(s)
Construction Materials Block Wood Siding
Pets Allowed Yes
Year Built 1990
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Osceola
New Construction false
Property Type Residential
Attached Garage false
Subdivision Name BAY LAKE RANCH UNIT 3
Facing Direction East
Garage Y/N false
Other Structures Shed(s)
Total Rooms 7
Full Baths 2
Status Active
Directions Old Melbourne Hwy to left onto Bronco Dr. Left on Maverick Trail. Right on Running Horse.
High School Harmony High
City ST CLOUD
Senior Community Y/N false
MLS Area 34771 - St Cloud (Magnolia Square)
Lot Size Units Acres
Lot Size Square Feet 43706
Carport Spaces 1
Carport Y/N true
Listing Terms Cash Conventional FHA VA Loan
Elementary School Harmony Community School (K-5)
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 2418
Home Warranty Y/N false
Middle/Junior High School Harmony Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/4d7c8df2-92a0-4025-882b-c4f362f5e12c?wl=true&setAttribution=mls&initialViewType=pano
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Tenant
Tax Lot 291
Legal Description BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 291 06/26/32
Minimum Lease 6 Months
Water Access Y/N false
Additional Rooms Florida Room Inside Utility
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen High Ceilings Open Floorplan Primary Bedroom Main Floor Thermostat
Flooring Ceramic Tile Vinyl
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Rain Gutters Sliding Doors
Vegetation Mature Landscaping
Fencing Vinyl
Parking Features Driveway
Water Source Well
Lot Size Area 1.0034
Foundation Details Slab
Spa false
Building Area Total 2473
Lot Dimensions 350 x 124
Lot Size Acres 1
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 1
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* Excluded Features
List By
La Rosa Realty Llc

Broker

theaistropteam@gmail.com

Email

Affordability Calculator

$3,240
Per Month
94%
6%
0%
Monthly Principal & Interest
$3,039
Monthly Property Taxes
$202
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Harmony High High School High School
Pricing History
DatePricePrice ChangeDescription
10/12/2026$440,000 Listed Price

Map


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1970 RUNNING HORSE TRAIL, Saint Cloud, FL, 34771 is a Single Family Home for sale at $440,000 with 2,297 sqft and a lot size of 1. 1970 RUNNING HORSE TRAIL has 3 bedrooms, 2.0 baths, and was built in 1990. The property's zip code is 34771 which is in Saint Cloud, FL