205 E Jefferson Street Philo, IL $ 169,900
205 E Jefferson Street
$ 169,900
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205 E Jefferson Street

Philo, IL, 61864
$ 169,900
Bedrooms2 Baths1.0 Sq 1,192

Monthly Estimate*

$ 1,173

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Single Family Home for sale in Philo, IL

for $169,900 with 2 bedrooms and 1 full bath. This 1,192 square foot home was built in 1952.

Move to Philo and live your best small town life! This charming 2-bedroom, 1-bath ranch home offers nearly 1200 square feet and all major mechanicals replaced within the past 5 years. Enjoy an inviting kitchen, comfortable living room with hardwood flooring, and a dedicated laundry room. A connecting enclosed porch provides convenient access to both the backyard and two-car garage. A walk-up attic, accessible from both the home and garage, offers the possibility of additional storage. Outside, a generous front yard and fenced backyard provide room to garden, entertain, or unwind. Updates include a bathroom remodel and new furnace, air conditioning and water heater in 2021, followed by new siding, roof, gutters, and fencing in 2024. The bedroom carpeting could use a refresh, offering an opportunity to add your own finishing touch. You're just a golf cart ride from downtown favorites, including Fish Fridays at Philo Tavern and Krossing Korner Boutique, and only one block from St. Thomas Catholic School. With the heart of Champaign Urbana approximately 10 miles away and Unity Schools within a 10-minute drive, you can enjoy small town living with convenient access to nearby amenities. The home and septic system have been pre-inspected, with many repairs already completed by the seller.

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Single Family Contingent

Price

$ 169,900

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 3,133

Style

Ranch

Year Built

1952

Town/City

Philo

County/Region

Champaign

MLS | Web ID

12779603

Features
General
Living Area 1192
Sewer Septic Tank
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Appliances Range Refrigerator Washer Dryer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Architectural Style Ranch
Construction Materials Vinyl Siding
Year Built 1952
Electric 100 Amp Service
Township Philo
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Champaign
New Construction N
Property Type Residential Detached Single
Contingency Financing
Subdivision Name Hale's
Total Rooms 4
Full Baths 1
Status Contingent
Directions From Lincoln St turn left onto Jefferson St.
High School Unity High School
City Philo
High School District 7
MLS Area Southern Champaign County / Douglas County
Elementary School Unity East Elementary School
Tax Annual Amount 3133
Middle/Junior High School Unity Junior High School
Virtual Tour https://media.illini360.com/205-E-Jefferson-St/idx
Standard Status Active Under Contract
Middle/Junior School District 7
Elementary School District 7
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Interior
Interior Amenities 1st Floor Bedroom 1st Floor Full Bath
Basement Crawl Space
Flooring Hardwood
Half Baths 0
Laundry Features Main Level Electric Dryer Hookup Sink
Total Bedrooms 2
Room Type Enclosed Porch
Total Baths 1
Bedrooms Possible 2
Bathroom No Tub
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Exterior
Parking Features Garage Door Opener Yes Garage Owned Attached Garage
Water Source Public
Total Parking 2
Lot Dimensions 80 X 160
Waterfront Y/N N
Other Equipment TV-Cable CO Detectors Ceiling Fan(s) Sump Pump Water Heater-Gas
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* Excluded Features
List By
Keller Williams-Trec

Broker

katie@katieruthstrom.com

Email

Affordability Calculator

$1,435
Per Month
82%
18%
0%
Monthly Principal & Interest
$1,173
Monthly Property Taxes
$261
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2518896 Elementary School
2518895 Middle School
Unity High School High School
Pricing History
DatePricePrice ChangeDescription
10/9/2026$169,900 Listed Price

Map


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205 E Jefferson Street, Philo, IL, 61864 is a Single Family Home for sale at $169,900 with 1,192 sqft. 205 E Jefferson Street has 2 bedrooms, 1.0 baths, and was built in 1952. The property's zip code is 61864 which is in Philo, IL