2894 N Independence Drive Montross, VA $ 359,900
2894 N Independence Drive
$ 359,900
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2894 N Independence Drive

Montross, VA, 22520
$ 359,900
Bedrooms3 Baths2.0 Sq 2,087

Monthly Estimate*

$ 2,486

2894 N Independence Drive, Montross, VA 22520 - Image 1
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2894 N Independence Drive, Montross, VA 22520 - Image 14

Single Family Home for sale in Montross, VA

for $359,900 with 3 bedrooms and 2 full baths. This 2,087 square foot home was built in 1980 on a lot size of 0.37.

NESTLED WITHIN THE TREES LIES THIS UNIQUE 3 BEDROOM, 2 BATH HOME FOR YEAR-ROUND ENJOYMENT. THE GREAT ROOM BOASTS WOODEN CEILING BEAMS ALONG WITH BUILT-IN BOOKCASE AND CABINETS ON ITS FIRST LEVEL. ON THE SECOND LEVEL THE HOME HAS A REMODELED KITCHEN WITH QUARTZ COUNTER TOPS, SOFT CLOSE SHAKER STYLE CABINETS AND DRAWERS, OPEN PANTRY, AND AN ADDITIONAL PANTRY CLOSET, DINING AREA HAS CATHEDRAL CEILING ALONG WITH AN ADDITIONAL BUFFET WITH QUARTZ COUNTERTOP AND WALL CABINETARY. THIS LEVEL HAS ACCESS TO THE TWO-TIER DECK (8'X8 AND 9'X13') AREA THAT GIVES YOU ROOM FOR RELAXATION, SPACE FOR GRILLING SOMETIMES YOU CAN OBSERVE VISITORS OF DEER, FOX, OWLS AND BIRDS IN THIS AREA. THE DECK HAS NEW POSTS, DECKING, AND SEALANT. IN THE WINTER IT HAS LIMITED VIEW OF THE LAKE FROM THE DECK. ANOTHER BEDROOM AND BATH IS INCLUDED ON THIS LEVEL, ON THE TOP LEVEL LIES THE MASTER BEDROOM WITH ROOM FOR A KING SIZE BED, AND A CUSTOMIZED WALK-IN CLOSET. AN ADDITIONAL BEDROOM AND BATHROOM ARE ON THIS LEVEL AS WELL. THE TWO-CAR GARAGE, NOT ONLY HAS ROOM FOR YOUR CARS, IT CONTAINS A WORK BENCH AND CABINETS. THE HOME FEATURES A WHOLE HOUSE WATER FILTER, LAMINATE FLOORING AND NEW CARPET. RECENTLY INSTALLED ARE WINDOW WORLD WINDOWS AND DOORS (EXCEPT FOR THE DINING AREA) WITH TRANSFERABLE LIFETIME WARRANTY TO NEW OWNERS. THE LOWER BASEMENT LEVEL IS FULLY FINISHED WITH ADDITIONAL RECREATION ROOM, CLOSETS AND LAUNDRY AREA. THE ENTIRE SURRROUNDING OF THE TREES OF THE PROPERTY GIVES YOU PLENTY OF PRIVACY AND NO GRASS TO MOW. THE ADJACENT LOT WHICH IS INCLUDED IN THE SALE HAS A 10' X 16' SHED WITH LOFT SPACE AND DOUBLE DOOR ENTRY. EACH LOT IS ASSESSED HOA FEES AS WELL DAM FEES ANNUALLY AT THIS TIME. PRESENT FURNITURE IN THE HOME IS OPTIONAL. THE COMMUNITY ANEMITIES INCLUDE TWO BEACHES (ONE ON LAKE INDEPENDENCE AND SHARK TOOTH BEACH ON THE POTOMAC). THE HOME IS WITHIN WALKING DISTANCE OF CLUBHOUSE, SWIMMING POOL, TENNIS/PICKLEBALL COURTS, TOT LOT, AND PAVILION. COME JOIN THE COMMUNITY FOR POTLUCK DINNERS, AND COMMUNITY GATHERINGS. IT IS A MUST SEE. PROFESSIONAL PICTURES COMING SOON.

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Single Family Active

Price

$ 359,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,467

Style

Mid-Century Modern

Lot Size

0.37

Year Built

1980

Town/City

Montross

County/Region

Westmoreland

MLS | Web ID

VAWE2012322

Features
General
Living Area 2087
Sewer Gravity Sept Fld Private Septic Tank Septic = # of BR
Heating Central Heat Pump - Electric BackUp
Cooling Central A/C
Utilities Cable TV Available
Possession Settlement
Appliances Built-In Range Dishwasher Dryer - Electric Icemaker Oven/Range - Electric Refrigerator Washer
Zoning R-1
HOA Fee 2020.00
Garage Spaces 2.00
Patio/Porch Features Deck(s)
Architectural Style Mid-Century Modern
Construction Materials Block Stick Built Vinyl Siding
School District WESTMORELAND COUNTY PUBLIC SCHOOLS
Year Built 1980
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility 2+ Access Exits Doors - Swing In Level Entry - Main
Additional Parcels Description LOT 23 C 16 IS INCLUDED IN THE SALE LOT SQ FOOTAGE IS 16000 ANNUAL TAX IS $157.00
Assoc Fee Paid Per Annually
County WESTMORELAND
New Construction N
Property Type Residential
HOA Y
Subdivision Name STRATFORD HARBOUR
Facing Direction Northeast
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Total Rooms 8
Full Baths 2
Status ACTIVE
Directions FROM FREDERICKSBURG EAST ON ROUTE 3/KINGS HWY TO LEFT ON STRATFORD HALL RD THEN GO APPROXIMATELY 3 MILES TURN LEFT ON S INDEPENDENCE GO ACROSS DAM THEN IT BECOMES N INDEPENDENCE GO APPROXIMATELY 1 MI
City MONTROSS
Body of Water POTOMAC
Association Name STRATFORD HARBOUR PROPERTY OWNERS ASSOCIATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 16000.11
Tax Annual Amount 1467.0
Home Warranty Y/N N
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 281.83
Acceptable Financing Cash Conventional FHA Rural Development USDA VA Other
Additional Parcels Y/N Y
Community Pool Features Fenced In Ground
Lease Considered Y/N N
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Legal Subdivision HAULOVER SHORES
Tax Lot 15
Association Recreation Fee N
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Interior
Interior Amenities Bathroom - Walk-In Shower Built-Ins Combination Kitchen/Dining Exposed Beams Floor Plan - Traditional Kitchen - Galley Upgraded Countertops Window Treatments Other
Heating Fuel Electric
Basement Daylight Partial Connecting Stairway Fully Finished Outside Entrance Rear Entrance Walkout Level Windows
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Window Features Energy Efficient
Fireplace Y/N N
Above Grade Finished Area 1277
Half Baths 0
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 810
Entry Level 1
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Laundry Type Basement
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Exterior Amenities Exterior Lighting Flood Lights Gutter System Outbuilding(s) Other
Pool Yes - Community
Water Source Community
Garage Features Built In Covered Parking Garage - Side Entry Garage Door Opener Inside Access Other
Type of Parking Attached Garage Driveway Other
Foundation Details Block
Spa N
Water View Y/N N
Lot Size Acres 0.37
Water Body Type River
Lot Size Source Estimated
Waterfront Y/N N
Door Features Six Panel
Horse Y/N N
Land Assessed Value 26800.00
Navigable Water Y/N N
Water Oriented Y/N Y
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Internal Only
Street Number 1 2894
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* Excluded Features
List By
Century 21 New Millennium

Broker

agentsj85@gmail.com

Email

Affordability Calculator

$2,608
Per Month
95%
5%
0%
Monthly Principal & Interest
$2,486
Monthly Property Taxes
$122
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533212 Elementary School
3533217 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/9/2026$359,900 Listed Price

Map


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2894 N Independence Drive, Montross, VA, 22520 is a Single Family Home for sale at $359,900 with 2,087 sqft and a lot size of 0.37. 2894 N Independence Drive has 3 bedrooms, 2.0 baths, and was built in 1980. The property's zip code is 22520 which is in Montross, VA