689 Ladd Avenue
Chattanooga, TN, 37405 $ 599,000
Bedrooms4 Baths3.1 Sq 2,840 Monthly Estimate*
$ 4,137
for $599,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,840 square foot home was built in 2018 on a lot size of 0.11.
Location, in-law flexibility, and thoughtful updates come together at 689 Ladd Avenue in North Chattanooga! Just minutes from Downtown Chattanooga and the shops, restaurants, parks, and attractions of the Northshore, this 4-bedroom, 3.5-bath home offers approximately 2,840 square feet across three levels, with a layout designed to accommodate a variety of living needs. The main level welcomes you with hardwood floors, a cozy gas fireplace, and an inviting kitchen featuring an island with bar seating, an updated backsplash, and a separate dining area. Fresh interior paint throughout gives the home a clean, refreshed feel. Upstairs, the spacious primary suite features a remodeled bathroom, while additional bedrooms and convenient laundry hookups complete the upper level. A standout feature is the finished lower level, offering exceptional versatility with its own exterior entrance, full kitchen, bedroom, bathroom, living area, and separate laundry hookups. Ideal for extended family, guests, multigenerational living, or a private work-from-home retreat, this space also offers potential for short-term vacation rental (STVR) use, subject to eligibility. Recent improvements include a replacement mini-split HVAC system and an added French drain near the lower entrance. Outside, enjoy a fenced yard with room for pets, gardening, or relaxing. With meaningful updates, multiple living spaces, and quick access to Downtown Chattanooga, Northshore dining and shopping, and nearby outdoor recreation, 689 Ladd Avenue offers a compelling combination of location, comfort, and versatility.
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FeaturesGeneralSewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available Electricity Available Phone Available Sewer Connected
Possession Close Of Escrow
Roof Shingle
Appliances Microwave Free-Standing Electric Range Disposal Dishwasher
Garage Spaces 2
Patio/Porch Features Covered Deck Patio
Construction Materials HardiPlank Type Stone
Year Built 2018
Property Subtype Single Family Residence
County Hamilton
New Construction false
Property Type Residential
HOA false
Attached Garage true
Subdivision Name None
Garage Y/N true
Total Rooms 11
Full Baths 3
Status Active
Directions From Dayton Blvd turn right on E Frontage St slight left turn on Whitehall Rd Slight right onto Ladd Home on right
High School Red Bank High School
City Chattanooga
Senior Community Y/N false
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 4791.6
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Red Bank Elementary
Tax Annual Amount 5317.58
Home Warranty Y/N false
Middle/Junior High School Red Bank Middle
MLS Area Minor Chattanooga
Additional Parcels Y/N false
Structure Type Free Standing Building Townhouse
Standard Status Active
Legal Description Lt 32B Valhambrosia Waynes Addition To North Chattanooga Pb 117 Pg 106 Out Of 135B C 002 For 2020
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InteriorInterior Amenities Double Vanity En Suite Granite Counters In-Law Floorplan Separate Dining Room Separate Shower Soaking Tub Tub/shower Combo Walk-In Closet(s)
Basement Finished Full
Flooring Concrete Hardwood
Total Fireplaces 1
Fireplace Features Gas Log Gas Starter
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 1892
Half Baths 1
Laundry Features Electric Dryer Hookup Gas Dryer Hookup Laundry Room Washer Hookup
Total Bedrooms 4
Total Baths 4
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ExteriorExterior Amenities None
Fencing Back Yard Fenced
Parking Features Garage Garage Door Opener Off Street
Water Source Public
Lot Size Area 0.11
Foundation Details Slab
Spa true
Building Area Total 2840
Lot Dimensions 35X141
Lot Size Acres 0.11
Waterfront Y/N false
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* Excluded FeaturesList ByKeller Williams RealtyBroker
david@chattanoogaroots.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,137
- Monthly Property Taxes
- $443
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Chattanooga, TN
Average List Price $489,893
Percent of Sale Price 18%
About Chattanooga, TN 184,934 Population
16% Since 2002
$ 44,682 Median Income
38.38 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Red Bank High School High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/9/2026 | $599,000 | | Listed Price |