980 S State Street Elgin, IL $ 414,900
980 S State Street
$ 414,900
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980 S State Street

Elgin, IL, 60123
$ 414,900
Bedrooms3 Baths3.0 Sq 2,518

Monthly Estimate*

$ 2,866

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Single Family Home for sale in Elgin, IL

for $414,900 with 3 bedrooms and 3 full baths. This 2,518 square foot home was built in 1933 on a lot size of 0.75.

An exceptional combination of character, space and flexibility awaits at 980 S State Street! Situated on approximately three-quarters of an acre, this distinctive all-brick home offers an expansive yard, timeless architectural details and an oversized detached three-car garage featuring a full walk-up second level! Inside, the home features an inviting family room with a stone fireplace, built-in cabinetry and arched entryway. The updated kitchen offers granite countertops, cherry cabinetry and stainless steel appliances, complemented by separate dining, living and flex spaces! A convenient main-level bedroom with a private bathroom provides additional flexibility, while the spacious upstairs primary suite offers access to a private elevated deck. The finished basement adds recreation space, a wet bar and an additional full bathroom! Outside, enjoy a generous yard, stone patio and substantial garage space ideal for vehicle storage, hobbies or workshop use. Convenient access to major roadways, shopping and nearby commuter transportation adds everyday practicality! A distinctive opportunity for buyers seeking the charm of an established residence with the space and versatility rarely found on a residential lot of this size. Property is being sold as-is!

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Single Family Active

Price

$ 414,900

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 8,950

Style

Cottage

Lot Size

0.75

Year Built

1933

Town/City

Elgin

County/Region

Kane

MLS | Web ID

12780894

Features
General
Living Area 2518
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Dishwasher Refrigerator Washer Dryer Stainless Steel Appliance(s)
HOA Fee 0
Garage Spaces 3
Association Fee Includes None
Architectural Style Cottage
Construction Materials Brick
Year Built 1933
Electric Circuit Breakers
Township Elgin
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Total Rooms 11
Full Baths 3
Status New
Directions RT 20 2 RT 31 (STATE) S2 HOME
City Elgin
High School District 46
MLS Area Elgin
Tax Annual Amount 8950.16
Virtual Tour https://tours.creativelightstudios.com/980-S-State-St/idx
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
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Interior
Interior Amenities Cathedral Ceiling(s) 1st Floor Bedroom
Basement Finished Full
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Wood Burning
Half Baths 0
Total Bedrooms 3
Room Type Recreation Room Sitting Room Office Foyer Library
Total Baths 3
Bedrooms Possible 3
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Exterior
Parking Features Asphalt Garage Door Opener Yes Garage Owned Detached Garage
Water Source Public
Total Parking 3
Foundation Details Concrete Perimeter
Lot Dimensions 69x83x78x82x41x90x168
Lot Size Acres 0.75
Waterfront Y/N N
Other Equipment Water-Softener Owned Security System Ceiling Fan(s)
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* Excluded Features
List By
Re/Max Horizon

Broker

wisdom@teamwisdomrealestate.com

Email

Affordability Calculator

$3,611
Per Month
79%
21%
0%
Monthly Principal & Interest
$2,866
Monthly Property Taxes
$746
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
567545 Elementary School
566729 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/8/2026$414,900 Listed Price

Map


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980 S State Street, Elgin, IL, 60123 is a Single Family Home for sale at $414,900 with 2,518 sqft and a lot size of 0.75. 980 S State Street has 3 bedrooms, 3.0 baths, and was built in 1933. The property's zip code is 60123 which is in Elgin, IL