1123 S Topsail Drive Surf City, NC $ 700,000
1123 S Topsail Drive
$ 700,000
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1123 S Topsail Drive

Surf City, NC, 28445
$ 700,000
Bedrooms3 Baths2.0 Sq 1,302

Monthly Estimate*

$ 4,835

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Single Family Home for sale in Surf City, NC

for $700,000 with 3 bedrooms and 2 full baths. This 1,302 square foot home was built in 1984 on a lot size of 0.14.

Coastal living, vacation getaway, and investment opportunity all in one! This fully furnished 3-bedroom, 2-bath beach home is ideally located just 1 mile from the Surf City Bridge and within walking distance of Public Beach Access 24. The open first-floor layout features a convenient first-floor primary bedroom, durable LVP flooring, and fresh interior paint throughout. Enjoy the coastal lifestyle from both the front and back decks, perfect for relaxing in the ocean breeze. Numerous updates provide added peace of mind, including new support joists, new siding, new windows, new decks, and a new hot water heater, plus a newer roof and HVAC system serviced annually. Minutes from Surf City restaurants, entertainment, and a public park with dock access. Offered fully furnished, this property is ready to enjoy as a primary residence, second home, beach getaway, or potential rental investment. Bring your beach gear and start enjoying the coast!

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Single Family Active

Price

$ 700,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,639

Style

Single Family Residence

Lot Size

0.14

Year Built

1984

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100608987

Features
General
Living Area 1302.0
Heating Electric Heat Pump
Cooling Central Air
Utilities Sewer Available Water Available
Possession Close Of Escrow At Closing
Roof Shingle
Zoning INCORP
Patio/Porch Features Deck
Construction Materials Vinyl Siding Wood Frame
Year Built 1984
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Taxes 3639.95
Parcel Number 4234-46-2166-0000
Waterfront Features Deeded Waterfront Salt Marsh Sound Side
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
HOA N
Attached Garage N
Subdivision Name Horse Hammock
Garage Y/N N
Total Rooms 6
Full Baths 2
Status Active
Directions Hwy 17 N Right on Hwy 210 E Right on Hwy 50/210 E cross draw bridge right at light @3/4 miles on Left
High School Topsail
City Surf City
Lot Size Units Acres
Lot Size Square Feet 6186.0
Carport Spaces 0.0
Carport Y/N N
Elementary School North Topsail
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Topsail
Lease Considered Y/N N
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 267643
Legal Description Lt 24 Pb 8/56 Horse Hammock Beach
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Interior
Interior Amenities Ceiling Fan(s) Blinds/Shades
Basement None
Flooring LVT/LVP
Master Bed Level Primary Living Area
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Storm Window(s) Thermal Windows
Fireplace Y/N N
Half Baths 0
Total Bedrooms 3
Entry Level 1
Room Type Master Bedroom Bedroom 2 Bedroom 3 Living Room Dining Area Dining Room
Total Baths 2
Living Area Range 1200 - 1399
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Exterior
Exterior Finish Vinyl Siding
Fencing None
Parking Features On Site
Lot Features Deeded Waterfront Salt Marsh Sound Side
Water Source Public
Total Parking 0.0
Lot Size Area 0.14
Foundation Details Other Pilings
Spa N
Building Area Total 1302.0
Lot Dimensions 50x125
Lot Size Acres 0.14
Road Surface Type Paved
Frontage Type See Remarks
Waterfront Y/N Y
Road Frontage Type Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 1123
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* Excluded Features
List By
The Summers Real Estate Team

Listing Agent

Keller Williams Innovate-Wilmington

Broker

info@summersteamnc.com

Email

Affordability Calculator

$5,138
Per Month
94%
6%
0%
Monthly Principal & Interest
$4,835
Monthly Property Taxes
$303
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4719113 Elementary School
3960140 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
10/8/2026$700,000 Listed Price

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1123 S Topsail Drive, Surf City, NC, 28445 is a Single Family Home for sale at $700,000 with 1,302 sqft and a lot size of 0.14. 1123 S Topsail Drive has 3 bedrooms, 2.0 baths, and was built in 1984. The property's zip code is 28445 which is in Surf City, NC