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4 Locks Rd Palmyra, VA $ 649,900
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4 Locks Rd
$ 649,900
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4 Locks Rd

Palmyra, VA, 22963
$ 649,900
Bedrooms4 Baths3.0 Sq 3,138

Monthly Estimate*

$ 4,489

​

Single Family Home for sale in Palmyra, VA

for $649,900 with 4 bedrooms and 3 full baths. This 3,138 square foot home was built in 1999 on a lot size of 0.46.

OPEN HOUSE 10/11 2-4pm!! Designed for spacious living & multigenerational living flexibility! This impressive golf-front Lake Monticello home offers generous square footage, separate garages (one 2-car garage above grade & one 2-car below grade) & a fully finished walkout terrace level with its own private entrance. A covered front porch & aggregate walkway welcome you thru double doors into a dramatic 2-story foyer with archway. Expansive living room features a vaulted ceiling & cozy gas fireplace, while thekitchen offers 42" cabinetry, gas cooking & an adjoining breakfast room. Spacious dining room is highlighted by a vaulted ceiling & large palladian window. Main-level primary suite features a tray ceiling, backyard views, walk-in closet, bath with separate vanities, soaking tub & shower, plus conveniently located laundry room. Split-bedroom design provides privacy, with spacious guest rooms & a vaulted bedroom with palladian window also ideal for a home office. Downstairs terrace offers a 4th bedroom, family room, full bath, storage & 2nd garage. Enjoy a large screened porch, large deck, covered patio, fenced backyard & beautiful golf course views. Close to parks, sports field, walking trails, golf course & Slice Gate.,Formica Counter,Oak Cabinets,Fireplace in Living Room

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Single Family Active

Price

$ 649,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 3,970

Style

Ranch/Rambler

Lot Size

0.46

Year Built

1999

Town/City

Palmyra

County/Region

Fluvanna

MLS | Web ID

682788
Features
General
Living Area 3138
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C Heat Pump(s)
Possession Negotiable Settlement
Roof Architectural Shingle
Appliances Dryer Washer/Dryer Hookups Only Washer
Zoning R-4
HOA Fee 122.00
Association Fee Includes Insurance Management Reserve Funds Road Maintenance Snow Removal Trash Pier/Dock Maintenance
Architectural Style Ranch/Rambler
Security Features Security System Security Gate
Construction Materials Brick Vinyl Siding
School District FLUVANNA COUNTY PUBLIC SCHOOLS
Year Built 1999
Electric Underground
View Other Trees/Woods Golf Course
Levels 1
Tax Year 2025
Ownership Other
Accessibility None
HOA Fee 2 800.00
Assoc Fee Paid Per Monthly
County FLUVANNA
New Construction N
Property Type Residential
Association Amenities Beach Boat Ramp Tot Lots/Playground Security Tennis Courts Bar/Lounge Baseball Field Basketball Courts Club House Community Center Golf Club Lake Library Meeting Room Picnic Area Swimming Pool Soccer
HOA Y
Subdivision Name LAKE MONTICELLO
Garage Y/N N
Green Sustainability Conserving Materials/Methods
Green Water Conservation Low-Flow Fixtures
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions Enter Lake Monticello main gate left on Jefferson left on Bunker right on Locks property is on the left.
City PALMYRA
Disclosures Prop Disclosure
HOA Fee 2 Frequency One Time
Tax Annual Amount 3970.55
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 297.44
Construction Completed Y/N N
Vacation Rental Y/N N
Location Type Adjoins Golf Course
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name SOUTHERN HOME BUILDERS
Standard Status Active
Year Built Source Estimated
Legal Subdivision FAIRWAY
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Interior
Interior Amenities Entry Level Bedroom Primary Bath(s)
Heating Fuel Propane - Owned
Basement Fully Finished Full Heated Interior Access Outside Entrance Walkout Level Windows
Flooring Ceramic Tile Laminated
Total Fireplaces 1
Fireplace Features Gas/Propane
Basement (Y/N) Y
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2185
Half Baths 0
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 953
Room Type Living Room Dining Room Kitchen Family Room Foyer Breakfast Room Laundry Utility Room Full Bath Additional Bedroom
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Exterior Amenities Other
Fencing Other Fully
Lot Features Landscaping Level Private Trees/Wooded Sloping Partly Wooded Secluded
Water Source Public
Foundation Details Block
Water View Y/N N
Building Area Total 4931.00
Lot Size Acres 0.46
Water Oriented Y/N N
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Internal Only
Street Number 1 4
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* Excluded Features
List By
Long & Foster - Lake Monticello

Broker

maggie@thegunnelsgroup.com

Email

Affordability Calculator

$4,820
Per Month
93%
7%
0%
Monthly Principal & Interest
$4,489
Monthly Property Taxes
$331
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4067364 Elementary School
3542116 Middle School
Fluvanna High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
10/8/2026$649,900 Listed Price

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4 Locks Rd, Palmyra, VA, 22963 is a Single Family Home for sale at $649,900 with 3,138 sqft and a lot size of 0.46. 4 Locks Rd has 4 bedrooms, 3.0 baths, and was built in 1999. The property's zip code is 22963 which is in Palmyra, VA

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