623 W Troy Street Ferndale, MI $ 475,000
623 W Troy Street
$ 475,000
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623 W Troy Street

Ferndale, MI, 48220
$ 475,000
Bedrooms3 Baths2.1 Sq 1,628

Monthly Estimate*

$ 3,281

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Single Family Home for sale in Ferndale, MI

for $475,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,628 square foot home was built in 1926 on a lot size of 0.12.

DOWNTOWN FERDALE LIVING! One block off of 9 Mile and just a short stroll from downtown Ferndale, this classic 3-bedroom, 2.5-bath colonial puts restaurants, shopping, coffee, and entertainment right outside your door. Inside, 1,528 square feet of character awaits, featuring beautiful hard wood floors, coved ceilings, arched passageways, prairie-style art glass windows, and a stunning staircase in the living room. The spacious kitchen features recent additions (2023), including a new island, Bosch range, additional cabinetry, and a cozy coffee nook. French glass doors fill the living room with natural light and lead to the intimate, sanctuary-like retreat that is the back patio. Outside, enjoy a private, shaded backyard perfect for morning coffee, grilling with guests, or relaxing after a night downtown. A large driveway and newer 2 car garage provides plenty of space for parking and storage. The home has been thoughtfully updated in recent years, including the addition of the half bath on the main floor (2023), central air conditioning (2023), new foyer tile (2025), and a new water heater (2026). With inviting outdoor spaces, timeless character, and an unbeatable location, 623 W Troy St offers the best of both worlds: downtown Ferndale at your doorstep and your own private oasis at home. Walk to downtown. Come home to quiet. Live in the middle of it all.

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Single Family Contingent

Price

$ 475,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 8,654

Style

Colonial

Lot Size

0.12

Year Built

1926

Town/City

Ferndale

County/Region

Oakland

MLS | Web ID

20261070669

Features
General
Sewer PublicSewer
Heating NaturalGas Radiant
Cooling CeilingFans CentralAir
Possession AtClose
Roof Asphalt
Garage Spaces 2.0
Patio/Porch Features Patio Porch
Architectural Style Colonial
Pool Features None
Construction Materials VinylSiding
Year Built 1926
Levels Two
Property Subtype SingleFamilyResidence
County Oakland
New Construction N
Property Type Residential
HOA N
Attached Garage N
Contingency AcceptingBackupOffers
Subdivision Name HAWTHORNE PARK
Garage Y/N Y
Total Rooms 6
Full Baths 2
Status Accepting Backup Offers
Directions South of 9 Mile East of Livernois
City FerndaleCity_Oakland
Disclosures TaxesHomesteadExempt
Entry Location GroundLevelwSteps
Senior Community Y/N N
High School District Ferndale
MLS Area Area02258Ferndale
Lot Size Units Acres
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 8654.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status ActiveUnderContract
Occupancy Type Owner
Tax Assessed Value 171440
Expected Active Date 2026-10-08
Legal Description T1N R11E SEC 34 HAWTHORNE PARK SUB LOT 16
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Interior
Basement PartiallyFinished
Fireplace Features Gas LivingRoom
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1528.0
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area 100.0
Above Grade Finished Area Unit Type SquareFeet
Total Baths 3
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Exterior
Fencing BackYard Fenced
Parking Features TwoCarGarage Detached ElectricityinGarage
Water Source Public
Foundation Details Basement Block
Spa N
Lot Dimensions 46X114.6
Lot Size Acres 0.12
Waterfront Y/N N
Road Frontage Type Paved
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 623
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* Excluded Features
List By
Peter Barry

Listing Agent

Max Broock, Realtors-Royal Oak

Broker

(248) 797-3717

Phone

Affordability Calculator

$4,002
Per Month
82%
18%
0%
Monthly Principal & Interest
$3,281
Monthly Property Taxes
$721
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
848457 Elementary School
847983 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/7/2026$475,000 Listed Price

Map


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623 W Troy Street, Ferndale, MI, 48220 is a Single Family Home for sale at $475,000 with 1,628 sqft and a lot size of 0.12. 623 W Troy Street has 3 bedrooms, 2.1 baths, and was built in 1926. The property's zip code is 48220 which is in Ferndale, MI