2199 County Highway 22 Richfield, NY $ 750,000
2199 County Highway 22
$ 750,000
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2199 County Highway 22

Richfield, NY, 13439
$ 750,000
Bedrooms3 Baths3.0 Sq 2,254

Monthly Estimate*

$ 5,180

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Single Family Home for sale in Richfield, NY

for $750,000 with 3 bedrooms and 3 full baths. This 2,254 square foot home was built in 1970 on a lot size of 0.62.

Forget the typical “lake house.” 2199 County Highway 22 is the kind of Canadarago Lake property buyers wait years to find—and almost never see come available. Start at the shoreline: 98 feet of private lake frontage, approximately 0.62 usable acres, and level ground that carries you right to the water. No long descent. No steep bank. No wondering how you will get the cooler, paddle boards, fishing gear, or kids to the lake. Launch the boat, kayak, paddleboard, or personal watercraft directly from either of two private launch areas on your own waterfront, then spend the day enjoying one of Otsego County’s most scenic motorboat lakes. This is lake life the way it is supposed to be—morning coffee by the water, afternoons spent boating and swimming, sunset cocktails in the gazebo, and room for everyone to stay the night. The property includes a boathouse, custom dock, oversized two-car attached garage, an additional one-car garage beneath the home, a brand-new roof, a six person hot tub and a setting that makes every ordinary weekend feel like a vacation. More than a seasonal getaway, this year-round residence offers a flexible layout built for both everyday living and a full house of guests, with three bedrooms, three full bathrooms, and two living rooms. The private primary suite occupies its own wing and feels like a personal retreat, complete with a balcony, dressing room, powder room, jetted soaking tub, and separate shower. And the cherry on top? The sellers are willing to include all interior furnishings and exterior furniture with the sale, making it easier to settle in and start enjoying lake life from day one. Canadarago Lake offers approximately 1,944 acres of boating, fishing, swimming, and peaceful natural scenery, all within about 40 minutes of Utica and Oneonta, 1.5 hours from Albany, and roughly 3.5 hours from the George Washington Bridge. Whether you are looking for a year-round waterfront home, an Upstate escape, or a place where family traditions are made, this is not simply a property—it is your private launch point for life on the lake. Ask your agent for the video tour. Photos cannot fully capture how rare this setting truly is.

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Single Family Active

Price

$ 750,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 6,523

Style

RaisedRanch

Lot Size

0.62

Year Built

1970

Town/City

Richfield

County/Region

Otsego

MLS | Web ID

R1718941

Features
Interior
Interior Amenities BreakfastBar HotTubSpa Workshop
Basement Finished WalkOutAccess
Flooring CeramicTile Hardwood Laminate Varies
Total Fireplaces 1
Total Stories 1
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Laundry Features UpperLevel
Total Bedrooms 3
Below Grade Finished Area 800.0
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 3
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General
Sewer SepticTank
Heating Ductless Propane Wood Baseboard HotWater Radiant
Cooling Ductless
Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable
Possession CloseOfEscrow
Roof Metal
Appliances Dryer Dishwasher ElectricOven ElectricRange Microwave PropaneWaterHeater Refrigerator Washer
Garage Spaces 3.0
Patio/Porch Features Balcony Deck
Architectural Style RaisedRanch
Construction Materials ShakeSiding
School District Richfield Springs
Year Built 1970
Stories Count 1
Township Not Applicable
Levels One
Property Subtype SingleFamilyResidence
Waterfront Features DockAccess Lake
County Otsego
Property Type Residential
Attached Garage Yes
Garage Y/N Yes
Other Structures Barns Gazebo Outbuilding Sheds Storage BoatHouse
Total Rooms 11
Full Baths 3
Status Active
Directions From State Route 28 heading toward Cooperstown turn left onto County Route 26. Continue to intersection and turn left onto State Route 28. Continue for 5.5 miles and then turn onto Co Rd 22. Property
City Richfield
Body of Water Canadarago Lake
Senior Community Y/N No
High School District Richfield Springs
Number Of Units Total 0
MLS Area Richfield-365689
Lot Size Units Acres
Lot Size Square Feet 27007.0
Spa Features HotTub
Year Built Details Existing
Tax Annual Amount 6523.0
Property Condition Resale
Virtual Tour https://youtu.be/nsZ4J42dnsQ
Standard Status Active
Middle/Junior School District Richfield Springs
Elementary School District Richfield Springs
Tax Assessed Value 370000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 14
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Exterior
Exterior Amenities Balcony Deck Dock HotTubSpa SeeRemarks PropaneTankLeased
Parking Features Attached Electricity Garage HeatedGarage WorkshopInGarage WaterAvailable GarageDoorOpener PaverBlock
Lot Features Rectangular RectangularLot
Water Source Well
Lot Size Area 0.62
Foundation Details Block Poured
Spa Yes
Building Area Total 2254.0
Lot Dimensions 98X298
Lot Size Acres 0.62
Frontage Length 98
Waterfront Y/N Yes
Road Frontage Type MainThoroughfare
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Internal Only
Street Number 1 2199
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* Excluded Features
List By
Keller Williams Upstate Ny Properties

Broker

(607) 435-0567

Phone

Affordability Calculator

$5,724
Per Month
91%
9%
0%
Monthly Principal & Interest
$5,180
Monthly Property Taxes
$544
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122730 Elementary School
4122774 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/7/2026$750,000 Listed Price

Map


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2199 County Highway 22, Richfield, NY, 13439 is a Single Family Home for sale at $750,000 with 2,254 sqft and a lot size of 0.62. 2199 County Highway 22 has 3 bedrooms, 3.0 baths, and was built in 1970. The property's zip code is 13439 which is in Richfield, NY