864 S Hilltop Drive Spencer, IN ^$ 150,000

864 S Hilltop Drive

^$ 150,000

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Recently Listed

864 S Hilltop Drive

Spencer, IN, 47460

^$ 150,000

Bedrooms3 Baths1.0 Sq 1,696

Monthly Estimate*

^$ 1,036

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Single Family Home for sale in Spencer, IN

for $150,000 with 3 bedrooms and 1 full bath. This 1,696 square foot home was built in 1970 on a lot size of 4.

Peaceful and private 3 bedroom, 1 bath home situated on approximately 4 wooded acres near the White River. The home offers a spacious layout and may have the potential to be converted back into a 3 bedroom, 2 bath configuration. With a large yard, wooded surroundings, and plenty of room for improvement, this property is a great opportunity for buyers looking to add their own personal touch in a quiet country setting.

Single Family Active

Price

^$ 150,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 889

Style

Ranch

Lot Size

Year Built

1970

Town/City

Spencer

County/Region

Owen

MLS | Web ID

202641546

Features

General

Sewer Septic

Heating Baseboard

Cooling Window

Laundry Y/N Main

Fireplaces Yes

Status Active Active

Full Baths 1

Half Baths 0

Bathrooms 1

Year Built 1970

New Construction No

Subdivision None

Style One Story

Township Washington

Class RESIDENTIAL

Type Site-Built Home

Age 56

REO No

Status Detail 0

Area Owen County

High School Owen Valley

City Spencer

School District Spencer-Owen Community Schools

Architectural Style Ranch

Total Sq Ft 1696

Elementary School Spencer

Middle School Owen Valley

Legal Description PT SW NW S28 T10 R3 4A

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202641546

Agent First Name Jared

Agent Last Name Franklin

DOM 84

Tax Year 2026

Interior

Basement Crawl

Fireplace(s) 1

Beds 3

Total Rooms 7

Fireplace Family Rm

Full Baths Main 1

Full Baths Upper 0

Above Grade Bedrooms 3

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 0

Half Baths Upper 0

1st Bedroom Level Main

1st Bedroom Width 10

2nd Bedroom Length 10

2nd Bedroom Level Main

2nd Bedroom Width 10

3rd Bedroom Length 10

3rd Bedroom Level Main

3rd Bedroom Width 10

Basement Material Block

Exterior

Exterior Shingle

Driveway Circular

Pool No

Lot Size Area 174240

Lot Dimensions 290.4 x 600

Lot Description 3-5.9999

Waterfront Y/N No

* Excluded Features

List By

Jared Franklin

Listing Agent

Signature Real Estate

Broker

jared@signaturesullivan.com

Affordability Calculator

$1,110

Per Month

Monthly Principal & Interest: $1,036
Monthly Property Taxes: $74
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IN

Average List Price ^$378,026

Percent of Sale Price 152%

About Spencer, IN

2,332 Population

-12% Since 2002

^$40,502 Median Income

40.93 Median Age

29% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1236904 Elementary School

1236321 Middle School

Owen Valley High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/7/2026	$150,000		Listed Price

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864 S Hilltop Drive, Spencer, IN, 47460 is a Single Family Home for sale at $150,000 with 1,696 sqft and a lot size of 4. 864 S Hilltop Drive has 3 bedrooms, 1.0 baths, and was built in 1970. The property's zip code is 47460 which is in Spencer, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 10/8/2026.

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864 S Hilltop Drive

Single Family Home for sale in Spencer, IN

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