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405 Smith Street Fort Collins, CO $ 1,050,000
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$ 1,050,000 Get more info
405 Smith Street
$ 1,050,000
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Open House 10/11 12pm - 2pm
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405 Smith Street

Fort Collins, CO, 80524
$ 1,050,000
Bedrooms4 Baths4.0 Sq 2,787

Monthly Estimate*

$ 7,252

Listed by Group Mulberry
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Single Family Home for sale in Fort Collins, CO

for $1,050,000 with 4 bedrooms and 4 full baths. This 2,787 square foot home was built in 1908 on a lot size of 0.19.

A reimagined 1908 bungalow on one of Old Town's tree-lined streets, where neighbors know each other and Old Town Square, the library, and top restaurants are just a short stroll away. Step onto the cozy front porch and inside to find a seamless blend of history and craftsmanship, with original hardwoods. The main level offers inviting living and dining spaces, including a lighted coffered ceiling in the dining room, along with a modern kitchen, a bedroom, and a full bath offering an option for main-level living. The second level, added in 2003, is a true retreat. The sprawling primary suite features a spa-like bath beneath a skylight, and a large walk-in closet, and a private balcony. A second spacious bedroom has its own full modern bath and convenient upper-level laundry. Hardwood floors complete the upper level. The finished basement apartment is complete with a kitchen, bathroom, living room and bedroom with both interior and exterior access, making it ideal for rental income, guests, or multigenerational living. The basement can easily open back up to the main house. Out back, a heated and air-conditioned 288 SF studio (not included in total home SF) makes a perfect detached office or home gym, with plenty of extra storage.The huge yard is a gardener's paradise, where a meandering path winds past a patio made for summer evenings. A pre-wired hot tub pad and alley access round it out, with room to add a garage or ADU. The property sits in Fort Collins' primary short-term rental zone. Behind the charm, the hard work is done: an updated roof, central A/C, and gas furnace (all 2020), a newer sewer line and water heater (2018), updated plumbing and electrical, dual-pane windows, and a whole-house fan. A lovingly cared-for home perfect for the Old Town lifestyle.

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Open House

10/11/2026 12:00 PM - 2:00 PM
405 Smith Street Fort Collins, CO
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
Single Family Active

Price

$ 1,050,000

Bedrooms

4

Full Bath

4

Property Type

Single Family

Taxes

$ 5,315

Style

Contemporary

Lot Size

0.19

Year Built

1908

Town/City

Fort Collins

County/Region

Larimer

MLS | Web ID

IR1070107
Features
General
Living Area 2787
Sewer Public Sewer
Heating Forced Air
Cooling Central Air
Utilities Electricity Available Natural Gas Available
Roof Composition
Appliances Dishwasher Dryer Oven Refrigerator Washer
Zoning OT-B
Patio/Porch Features Patio
Architectural Style Contemporary
Construction Materials Wood Frame
Year Built 1908
Levels Two
Property Subtype Single Family Residence
Parcel Number R1684074
County Larimer
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Magnolia & Smith
Facing Direction East
Possible Use Multi-Family Residential
Full Baths 1
Directions From S College Ave: Head east on E Mulberry St then turn left onto Smith St. The destination is on the left.
High School Fort Collins
City Fort Collins
Senior Community Y/N N
High School District Poudre R-1
Lot Size Square Feet 8166
Elementary School Laurel
Property Attached Y/N N
Tax Annual Amount 5315
Middle/Junior High School Lesher
Standard Status Active
Elementary School District Poudre R-1
Freehold IDX
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Interior
Interior Amenities Open Floorplan Pantry Walk-In Closet(s)
Flooring Wood
Window Features Skylight(s)
Half Baths 0
3/4 Baths 3
Total Bedrooms 4
Total Baths 4
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Exterior
Exterior Amenities Balcony
Fencing Fenced
Lot Features Level Sprinklers In Front
Water Source Public
Lot Size Acres 0.19
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* Excluded Features
List By
Group Mulberry

Broker

9704134937

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Affordability Calculator

$7,695
Per Month
94%
6%
0%
Monthly Principal & Interest
$7,252
Monthly Property Taxes
$443
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3043671 Elementary School
3043408 Middle School
Fort Collins High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
10/7/2026$1,050,000 Listed Price

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405 Smith Street, Fort Collins, CO, 80524 is a Single Family Home for sale at $1,050,000 with 2,787 sqft and a lot size of 0.19. 405 Smith Street has 4 bedrooms, 4.0 baths, and was built in 1908. The property's zip code is 80524 which is in Fort Collins, CO

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