524 Ryan Drive Richmond, KY $ 469,000
524 Ryan Drive
$ 469,000
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Open House 10/11 2pm - 4pm
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524 Ryan Drive

Richmond, KY, 40475
$ 469,000
Bedrooms6 Baths3.1 Sq 3,537

Monthly Estimate*

$ 3,239

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Single Family Home for sale in Richmond, KY

for $469,000 with 6 bedrooms and 3 full baths, 1 half bath. This 3,537 square foot home was built in 2019 on a lot size of 0.33.

2.75% ASSUMABLE MORTGAGE with an approximate remaining balance of $333,000. The seller has been advised by their current lender that the existing mortgage is assumable, subject to lender approval and buyer qualification. Scroll to the bottom for important financing information and disclaimers. This is the one that makes you stop scrolling. Built by Payne Homes, 524 Ryan Drive brings together the space, finish and flexibility buyers keep looking for, and it's priced with one goal in mind: to sell. The first floor features hardwood flooring, an open kitchen and living area, dining space, plus a separate room with French doors and a closet that can serve as a home office or first-floor bedroom. Upstairs, the primary suite features a large tiled walk-in shower, additional bedrooms and a conveniently located laundry room. Then there's the basement, and this is where the house really separates itself. The walkout lower level adds an entirely separate living area with LVP flooring, a kitchenette, full bathroom, recreation space and additional flex rooms. The sixth sleeping space is a bonus room without egress and is not officially considered a bedroom. Fresh paint, new carpet, a roof that's only a few years old, two-car garage, fenced backyard, covered patio beneath the deck and nearly one-third of an acre complete the package. There's a lot of house here, and at this price, 524 Ryan Drive was positioned to get attention quickly. FINANCING INFORMATION: To the best of the seller's current knowledge, the seller has been advised by their current lender that the existing mortgage is assumable. The current loan is believed to have an approximate remaining balance of $333,000 with an interest rate of 2.75%. Any difference between the assumable loan balance and purchase price would be the buyer's responsibility and may require cash and/or separately obtained secondary financing. Loan assumption, buyer qualification, remaining balance, interest rate, monthly payment, remaining term, assumption fees and all other loan terms are subject to verification and approval by the existing lender/servicer. Any second mortgage or secondary financing is subject to separate lender underwriting, approval and availability. Seller, listing agent and brokerage make no representations, warranties or guarantees regarding the accuracy or continued availability of the assumable loan, the buyer's ability to qualify, the lender's approval of an assumption, or the availability or terms of secondary financing. Buyer and buyer's agent are responsible for independently verifying all financing information directly with the applicable lender(s) before relying upon it.

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Open House

10/11/2026 2:00 PM - 4:00 PM
524 Ryan Drive Richmond, KY
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 469,000

Bedrooms

6

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Single Family Residence

Lot Size

0.33

Year Built

2019

Town/City

Richmond

County/Region

Madison

MLS | Web ID

26027676

Features
Interior
Interior Amenities Breakfast Bar Ceiling Fan(s) Entrance Foyer Walk-In Closet(s)
Basement Exterior Entry Full Partially Finished Walk-Out Access
Flooring Carpet Hardwood Tile
Total Fireplaces 1
Fireplace Features Living Room
Basement (Y/N) Yes
Air Conditioning Y/N true
Heating Y/N true
Window Features Insulated Windows Screens
Fireplace Y/N true
Above Grade Finished Area 2519.76
Half Baths 1
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 6
Below Grade Finished Area 1017.83
Total Baths 4
Heating-Heat Pump true
Heating-Forced Air true
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General
Sewer Public Sewer
Heating Electric Forced Air Heat Pump
Cooling Electric Heat Pump
Utilities Electricity Connected Sewer Connected Water Connected Underground Utilities
Possession Close Of Escrow
Roof Dimensional Style Shingle
Appliances Cooktop Dishwasher Disposal Double Oven Microwave Refrigerator
HOA Fee 20.83
Garage Spaces 2
Association Fee Includes Insurance
Patio/Porch Features Deck Patio Porch
Construction Materials Stone Vinyl Siding Brick Veneer
Year Built 2019
Levels Two
Property Subtype Single Family Residence
Parcel Number 0068-002G-0014
Assoc Fee Paid Per Monthly
County Madison
New Construction N
Property Type Residential
HOA true
Attached Garage false
Subdivision Name Magnolia Pointe
Garage Y/N true
Total Rooms 5
Full Baths 3
Status Active
Directions From I-75 take Exit 90 toward Richmond and continue onto Dr. Robert R. Martin Bypass/US-25 South. Turn left onto Four Mile Road then left onto Atwood Drive. Turn right onto Ryan Drive and continue t
High School Madison Central
City Richmond
High School District Madison County - 8
MLS Area 008 - Madison County
Lot Size Units Acres
Lot Size Square Feet 14331
Carport Y/N false
Elementary School Daniel Boone
Land Lease Y/N N
Home Warranty Y/N false
Middle/Junior High School Clark-Moores
MLS Area Minor 008 - Madison County
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.zillow.com/view-imx/d8b01f22-e311-4dfd-aab7-54ec4545ae38?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Structure Type House
Standard Status Active
Senior Community None
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Exterior
Fencing Privacy Wood
Parking Features Attached Garage Driveway Garage Faces Front Off Street
Lot Features Landscaped
Water Source Public
Lot Size Area 0.33
Foundation Details Concrete Perimeter
Building Area Total 3537.59
Lot Size Acres 0.33
Lot Size Source Appraiser
Waterfront Y/N false
Crops Included Y/N N
Horse Y/N false
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 524
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* Excluded Features
List By
Simplihom

Broker

jeremyperrymanrealtor@gmail.com

Email

Affordability Calculator

$3,239
Per Month
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Monthly Principal & Interest
$3,239
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Pricing History
DatePricePrice ChangeDescription
10/6/2026$469,000 Listed Price

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524 Ryan Drive, Richmond, KY, 40475 is a Single Family Home for sale at $469,000 with 3,537 sqft and a lot size of 0.33. 524 Ryan Drive has 6 bedrooms, 3.1 baths, and was built in 2019. The property's zip code is 40475 which is in Richmond, KY