1143 S Topsail Drive Surf City, NC $ 775,000
1143 S Topsail Drive
$ 775,000
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1143 S Topsail Drive

Surf City, NC, 28445
$ 775,000
Bedrooms3 Baths2.1 Sq 1,152

Monthly Estimate*

$ 5,353

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Single Family Home for sale in Surf City, NC

for $775,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,152 square foot home was built in 1993 on a lot size of 0.15.

Nestled within graceful live oak trees, this home provides a relaxed coastal hideaway feel, then takes your breath away with panoramic, unobstructed views of the sound, marsh, and ICW. Every hour brings a new backdrop across the water, from soft sunrise hues to exceptional glowing sunset reflections. Two levels of outdoor spaces create multiple areas for year-round enjoyment, including a covered wrap around deck, sunny upper deck, and a large, screened porch that feels like an outdoor living room. Coastal breezes, sunshine, and shade are always within reach, and the extensive outdoor areas make the home feel remarkably spacious for relaxing or gathering. This house is in a prime location just about a mile from downtown Surf City and the big bridge so you can walk, bike, or ride on the nearby quiet beach road to restaurants, shopping, and entertainment. Inside, the home is bright, open, and designed to bring the outdoors in, with a thoughtfully decorated coastal interior that feels warm and inviting. Natural light pours through three sliding doors in the living room, framing the sound like a moving piece of art. Ocean views from the open floorplan, kitchen and screened porch create a rare dual-view experience. Recent upgrades include new sliding doors and exterior paint in 2025, new roof and floors in 2019, a new kitchen window in 2025, and a new front door in 2026. Bathrooms were remodeled in 2020. The kitchen features granite countertops and newer appliances. Three bedrooms provide comfortable sleeping spaces, with two including full private bathrooms while the third has easy access to a half bath. Set back from the main road, the home feels private and peaceful, with a backyard surrounded by trees and ample parking in the carport and driveway. The backyard offers a comfortable outdoor area for relaxing, play, or pets. The large outdoor shower and covered main entrance add to the coastal lifestyle. Beach access (in Horse Hammock Beach area) is quick and easy via the alley directly across the street leading to South Shore Drive. With no public parking lot at this access, the beach stays quieter and more relaxed. This home also offers a strong rental history, making it an excellent opportunity for both personal use and investment. Turn-key and sold fully furnished with a one-year home warranty that buyer can extend as desired.

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Single Family Active

Price

$ 775,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 3,993

Style

Single Family Residence

Lot Size

0.15

Year Built

1993

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100608510

Features
General
Living Area 1152.0
Heating Electric Heat Pump
Cooling Central Air
Utilities Sewer Connected Water Connected
Possession Close Of Escrow Subject To Tenant Rights At Closing
Roof Architectural Shingle
Appliances Built-In Microwave Washer Refrigerator Dryer Dishwasher Electric Range
Zoning INCORP
Patio/Porch Features Open Covered Deck Porch Screened Wrap Around Front Porch
Construction Materials Wood Siding Wood Frame
Year Built 1993
View ICW Marsh Sound Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Taxes 3993.55
Parcel Number 4234-35-9709-0000
Waterfront Features Deeded Waterfront Salt Marsh Sound Side
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities None
HOA N
Attached Garage N
Subdivision Name Horse Hammock Beach
Garage Y/N N
Total Rooms 5
Full Baths 2
Status Active
Directions Take NC-50/NC-210 across the Surf City Bridge onto Topsail Island. Turn right onto S Topsail Drive. Continue south; property will be on the right.
High School Topsail
City Surf City
Lot Size Units Acres
Lot Size Square Feet 6534.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Surf City
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N Y
Middle/Junior High School Surf City
Lease Considered Y/N N
Virtual Tour https://sites.uniquemediadesign.com/mls/268165011
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 293644
Tax Lot 33
Legal Description LT 33 PB 8/56 HORSE HAMMOCK BEACH
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Interior
Interior Amenities Master Downstairs Solid Surface Bookcases Ceiling Fan(s) Furnished Reverse Floor Plan Blinds/Shades
Flooring LVT/LVP Tile
Furnished Y/N Furnished
Water Heater Electric
Master Bed Level Primary Living Area
Total Stories 3
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 1
Laundry Features Laundry Closet
Total Bedrooms 3
Entry Level 1
Room Type Master Bedroom Bedroom 2 Bedroom 3 Living Room Dining Area
Total Baths 3
Living Area Range 1000 - 1199
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Exterior
Exterior Amenities Shutters - Board/Hurricane Outdoor Shower
Exterior Finish Wood Siding
Fencing None
Parking Features Concrete Parking Pad Underhouse
Lot Features Deeded Waterfront Salt Marsh Sound Side
Water Source Public
Total Parking 0.0
Lot Size Area 0.15
Foundation Details Other Pilings
Spa N
Building Area Total 1152.0
Lot Dimensions 54x124x52x124 + additional lot that runs to sound
Lot Size Acres 0.15
Frontage Type Marsh Front Sound Front
Waterfront Y/N Y
Road Frontage Type Maintained City Street State Road
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 1143
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* Excluded Features
List By
Tenley E. Grazioli

Listing Agent

Ocean Life Realty

Broker

Tenley@Oceanlifenc.com

Email

Affordability Calculator

$5,685
Per Month
94%
6%
0%
Monthly Principal & Interest
$5,353
Monthly Property Taxes
$333
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735527 Elementary School
4736970 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
10/6/2026$775,000 Listed Price

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1143 S Topsail Drive, Surf City, NC, 28445 is a Single Family Home for sale at $775,000 with 1,152 sqft and a lot size of 0.15. 1143 S Topsail Drive has 3 bedrooms, 2.1 baths, and was built in 1993. The property's zip code is 28445 which is in Surf City, NC