2371 Howards Mill Road
Mt Sterling, KY, 40353 $ 524,900
Bedrooms2 Baths3.0 Sq 2,358 Monthly Estimate*
$ 3,625
for $524,900 with 2 bedrooms and 3 full baths. This 2,358 square foot home was built in 1992 on a lot size of 9.6.
NEW SEPTIC SYSTEM! Rarely does a property offer this much space, privacy, and convenience all in one place. Located less than two miles from I-64, this beautifully updated 2-bedroom, 3-bath home sits on nearly 10 acres and offers 2,358 square feet of comfortable living space. The open-concept main level features a spacious kitchen and inviting living areas, while the finished basement provides additional room for entertaining, guests, a home office, or whatever your needs may be. Step outside and enjoy peaceful country views from the large covered front and rear porches. The property also features an impressive 84' x 36' multi-use barn with plenty of room for storage, equipment, hobbies, livestock, or a workshop. And with a brand-new septic system recently installed, one of the major components of the property has already been taken care of for its next owner. Whether you're looking for a mini-farm, homestead, or simply room to spread out, this is a rare opportunity to enjoy country living without sacrificing convenience.
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FeaturesInteriorInterior Amenities Ceiling Fan(s) Walk-In Closet(s)
Basement Concrete Partially Finished
Flooring Hardwood
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds Window Treatments
Fireplace Y/N N
Above Grade Finished Area 1380.0
Half Baths 0
Laundry Features Electric Dryer Hookup Main Level Washer Hookup
Total Bedrooms 2
Below Grade Finished Area 978.0
Total Baths 3
Heating-Heat Pump True
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GeneralSewer Septic Tank
Heating Heat Pump
Cooling Electric
Possession Close Of Escrow
Roof Metal
Appliances Cooktop Dishwasher Microwave Oven Refrigerator
Garage Spaces 7.0
Patio/Porch Features Porch Front Porch Rear Porch
Architectural Style Cabin
Construction Materials Wood Siding
Year Built 1992
Levels One
Property Subtype Single Family Residence
Parcel Number 038000005500
County Montgomery
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Rural
Garage Y/N Y
Other Structures Barn(s)
Total Rooms 9
Full Baths 3
Status Active
Directions From I-64 : Take Exit 113 onto US-60 toward Mt. Sterling. Turn left onto Old Owingsville Rd. Turn left onto Stepstone Rd. Turn Right onto Howards Mill Rd. In approx 3/4 of a mile property will be on
High School Montgomery Co
City Mt Sterling
High School District Montgomery County - 18
MLS Area 018 - Montgomery County
Lot Size Units Acres
Lot Size Square Feet 418176.0
Carport Y/N N
Elementary School Camargo
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School McNabb
MLS Area Minor 018 - Montgomery County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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ExteriorParking Features Driveway
Lot Features Few Trees Landscaped Secluded
Water Source Public
Lot Size Area 9.6
Foundation Details Block
Building Area Total 2358.0
Lot Size Acres 9.6
Lot Size Source Public Records
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N Y
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByRed River Gorge Real EstateBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,625
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Mt Sterling, KY
Average List Price $333,443
Percent of Sale Price 36%
Trends Information provided by ATTOM Data Solutions.
3289913 Elementary School
3292775 Middle School
Montgomery Co High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/5/2026 | $524,900 | | Listed Price |