202 Cobia Lane
Saint Marys, GA, 31558 $ 32,900
Bedrooms-- Baths0.0 Monthly Estimate*
$ 208
for $32,900. The lot size is 0.28.
Build your dream coastal escape on this exceptional home site in prestigious Cumberland Harbour. Perfectly situated on a 1,100-acre maritime peninsula in St. Marys, Georgia, this premier gated community sits right on the Florida border-offering the ideal blend of peaceful Southern seclusion and effortless access to Jacksonville. Experience Georgia's premier maritime community, where stunning Low-country architecture, lush live oaks, and breathtaking coastal views meet surprisingly affordable pricing. The Property: This level, beautifully treed lot provides the perfect, custom-ready canvas for your vision. Design a classic Low-country cottage complete with expansive front and rear screened porches, or partner with an approved custom builder to design a bespoke maritime retreat. Ready for immediate development, this homesite features central public water and sewer connections along a peaceful, manicured streetscape. World-Class Resort Amenities: When you choose a homesite here, you are investing in an active, vibrant coastal lifestyle. Cumberland Harbour's master-planned amenities include: Aquatics & Fitness: Three resort-style swimming pools (including a heated pool), a fully equipped fitness center, and the community Springhouse social hub. Sports Courts: Championship tennis, pickleball, bocce ball, and basketball courts. Maritime Access: A community day dock, dedicated kayak launch, and convenient local boat ramp access leading directly into the Intracoastal Waterway. Nature & Security: Miles of walking and biking trails, waterfront parks with sweeping views of the Cumberland Island National Seashore, all under the protection of 24/7 manned gated security. Location Highlights Bordering Florida: Located minutes from historic downtown St. Marys and just north of the Florida line, giving you the tax advantages of Georgia with the amenities of nearby Fernandina Beach and Jacksonville. Boating Paradise: Spend your days exploring the open ocean, or take a moonlit boat ride over to Amelia Island for dinner. Don't wait to claim your slice of the coast. Let that Low-country lifestyle start right now, right here in Cumberland Harbour!
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FeaturesGeneralSewer Public Sewer
Utilities Cable Available Electricity Available High Speed Internet Phone Available Propane Sewer Available Underground Utilities Water Available
HOA Fee 2275
Property Subtype Residential Lot
Tax Year 2025
Community Features Boat/Camper/Van Prkg Clubhouse Fitness Center Gated Lake Park Playground Pool Shared Dock Sidewalks Street Lights Tennis Court(s)
County Camden
Property Type Land
HOA true
Subdivision Name Cumberland Harbour
Status New
Directions Cumberland Harbour is a gated community consult agent for details.
High School Camden
City St. Marys
Lot Size Units Square Feet
Lot Size Square Feet 12196.8
Elementary School Saint Marys
Tax Annual Amount 312.37
Middle/Junior High School Saint Marys
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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InteriorBelow Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
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ExteriorLot Features Greenbelt
Water Source Public
Lot Size Area 12196.8
Lot Size Acres 0.28
Lot Size Source Public Records
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* Excluded FeaturesList ByAtlantic Salt RealtyBroker
lloyd@atlanticsaltrealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $208
- Monthly Property Taxes
- $26
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyLots and land listings in Saint Marys, GA
Average List Price $97,715
Percent of Sale Price 197%
About Saint Marys, GA 17,756 Population
25% Since 2002
$ 55,938 Median Income
34.07 Median Age
37% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Camden High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/4/2026 | $32,900 | | Listed Price |