612 Belmont Avenue
Oswego, IL, 60543 $ 699,900
Bedrooms4 Baths2.1 Sq 2,861 Monthly Estimate*
$ 4,419
for $699,900 with 4 bedrooms and 2 full baths, 1 half bath. This 2,861 square foot home was built in 2004 on a lot size of 0.25.
WELCOME HOME TO CHURCHILL CLUB! $10,000 Closing Credit incentive for closing by November 30th, 2026. Spacious 4-bedroom, 2.5-bath home in the sought-after Executive Derby Series, over 3800 sq ft finished living space, situated on a large lot with no neighbors directly behind | 9-ft ceilings | Finished full basement | Gourmet kitchen | Luxurious primary bath | Extensive 2026 updates throughout! The main level features BRAND-NEW luxury vinyl plank flooring and a spacious, versatile floor plan | Elegant living room with panel molding and double doors separating it from the family room | Family room with wood-burning fireplace and gas start | Huge gourmet kitchen with generous eating area, oversized island, abundant refinished cabinetry, desk area, BRAND-NEW quartz countertops, BRAND-NEW backsplash and BRAND-NEW stainless steel appliances | Large first-floor laundry room with new quartz countertops | Updated powder room with new vanity, quartz countertop and plumbing fixtures. A dramatic double staircase leads upstairs to BRAND-NEW carpeting throughout the staircase and all four bedrooms | Spacious primary suite with large walk-in closet and custom organization system | Spa-inspired primary bath with separate shower, soaking tub, new shower door, new double-sink vanity and BRAND-NEW quartz countertops | Three additional generously sized bedrooms with ample closet space. The finished full basement offers even more room to spread out with a large recreation area | Separate flexible-use space ideal for office, gym, playroom or hobby space | Large unfinished storage area. Outside, enjoy a large paver patio and fully fenced backyard with no neighbors directly behind | Plenty of space for entertaining, relaxing and outdoor gatherings. MAJOR 2026 IMPROVEMENTS include ROOF | FURNACE | AIR CONDITIONING | WATER HEATER | DRIVEWAY | GARAGE DOOR | LVP FLOORING | CARPET | QUARTZ COUNTERTOPS | KITCHEN BACKSPLASH | STAINLESS STEEL APPLIANCES and more! CHURCHILL CLUB AMENITIES are hard to beat! Junior Olympic-size swimming pool | Kiddie pool | Splash pad | Water slides | Pickleball courts | Tennis courts | Basketball courts | Sand volleyball | Approximately 10,000-square-foot clubhouse | Fitness center | Lounge | Library | Business center | Miles of bike paths and walking trails | Three on-site schools within walking distance of your new home! Conveniently located near shopping, dining and everyday amenities | Move-in ready with exceptional space, extensive updates and resort-style community amenities! RENTAL OPTIONS | Short-term rental available at $4,300/month with a 60-day minimum | 12-month lease available at $4,000/month. This home is truly one of a kind and one to fall in love with. Don't delay and come make this gorgeous place your new home today!
See more
FeaturesGeneralLiving Area 2861
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Double Oven Microwave Dishwasher Refrigerator Washer Dryer Disposal Stainless Steel Appliance(s)
HOA Fee 25
Garage Spaces 2
Association Fee Includes Clubhouse Exercise Facilities Pool
Architectural Style Colonial
Construction Materials Vinyl Siding Cedar
Year Built 2004
Township Oswego
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Community Features Clubhouse Park Pool Tennis Court(s)
Assoc Fee Paid Per Monthly
County Kendall
New Construction N
Property Type Residential Detached Single
Subdivision Name Churchill Club
Total Rooms 13
Full Baths 2
Status New
Directions Wolf to Cardinal to Belmont
High School Oswego East High School
City Oswego
High School District 308
MLS Area Oswego
Elementary School Churchill Elementary School
Tax Annual Amount 10869
Middle/Junior High School Plank Junior High School
Standard Status Active
Middle/Junior School District 308
Elementary School District 308
See more
InteriorInterior Amenities Vaulted Ceiling(s) Walk-In Closet(s) High Ceilings Special Millwork Separate Dining Room Pantry Quartz Counters
Basement Finished Full
Total Fireplaces 1
Fireplace Features Gas Starter
Half Baths 1
Laundry Features Gas Dryer Hookup
Total Bedrooms 4
Below Grade Finished Area 1270
Room Type Office Bonus Room Recreation Room Workshop Exercise Room
Total Baths 3
Bedrooms Possible 4
Bathroom Separate Shower Double Sink Garden Tub
See more
ExteriorModel Silver Charm
Parking Features Asphalt Garage Door Opener Yes Attached Garage
Lot Features Landscaped Mature Trees
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 75x147x75x146
Lot Size Acres 0.25
Waterfront Y/N N
Other Equipment Sump Pump
See more
* Excluded FeaturesList ByMichelle Sather RealtorBroker
Sathersells@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,419
- Monthly Property Taxes
- $906
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Oswego, IL
Average List Price $568,157
Percent of Sale Price 19%
About Oswego, IL 31,545 Population
130% Since 2002
$ 94,639 Median Income
36.59 Median Age
44% Households with Children
Trends Information provided by ATTOM Data Solutions.
1536860 Elementary School
568068 Middle School
Oswego East High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/2/2026 | $699,900 | | Listed Price |