16123 Cumberland Lake Cir
Louisville, KY, 40245 $ 697,900
Bedrooms4 Baths3.1 Sq 3,446 Monthly Estimate*
$ 4,820
for $697,900 with 4 bedrooms and 3 full baths, 1 half bath. This 3,446 square foot home was built in 2020 on a lot size of 0.34.
Expansive lake views and a bright, open floor plan set the tone at 16123 Cumberland Lake Circle, where thoughtfully designed living spaces connect beautifully with the home's peaceful waterfront backdrop. Large windows fill the interior with natural light and frame views of the lake, while the open-concept main level creates an effortless flow for everyday living and entertaining. Significant investments have been made throughout the property, including a newly enhanced deck that extends the living space outdoors and provides an ideal setting to relax, entertain, and enjoy the water views. Inside, updates include a beautifully finished lower level, whole-house paint, custom living room cabinetry, new quartz, updated interior and exterior lighting, and new carpet on the stairs. Outside, upgraded landscaping and additional irrigation provide coverage for both the front and back yards. The finished lower level adds another dimension to the home with impressive 9-foot ceilings, a second family room, a bedroom, and a full bath, offering flexible space for guests, recreation, or extended living. With 4 bedrooms, 3.5 baths, a finished lower level and 3-car garage, this home pairs generous, open living spaces with the privacy of its lot and a lake view that can be enjoyed throughout the home and outdoors.
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FeaturesGeneralHeating Forced Air Natural Gas
Cooling Central Air
Utilities Electricity Connected
Roof Shingle
HOA Fee 700
Garage Spaces 3
Architectural Style Ranch
Construction Materials Brick Veneer
Year Built 2020
Stories Count 1
Property Subtype Single Family Residence
County Jefferson
Property Type Residential
HOA true
Attached Garage true
Subdivision Name TWIN LAKES
Garage Y/N true
Total Rooms 13
Full Baths 3
Status Active Under Contract
Directions Old Henry to right on Bush Farm (Changes to Aiken) Twin Lakes on the right
City Louisville
High School District Jefferson
MLS Area 08-DglasHls/Hurstbrn/Mdltwn/Anchrg/StMatt
Lot Size Units Acres
Lot Size Square Feet 14758
MLS Area Minor 08-DglasHls/Hurstbrn/Mdltwn/Anchrg/StMatt
Standard Status Active Under Contract
Tax Lot 0065
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InteriorBasement Partially Finished
Total Fireplaces 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2263
Half Baths 1
Total Bedrooms 4
Below Grade Finished Area 1183
Total Baths 4
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ExteriorFencing None
Parking Features Attached Entry Side
Lot Features Corner Lot Level
Water Source Public
Lot Size Area 0.34
Foundation Details Poured Concrete
Building Area Total 2263
Lot Dimensions 98x117x119x163
Lot Size Acres 0.34
Waterfront Y/N true
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* Excluded FeaturesList ByKeller Williams CollectiveBroker
bethschillingrealtor@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,820
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Louisville, KY
Average List Price $345,104
Percent of Sale Price 51%
About Louisville, KY 240,969 Population
-5% Since 2002
$ 37,029 Median Income
37.52 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/2/2026 | $697,900 | | Listed Price |