16123 Cumberland Lake Cir Louisville, KY $ 697,900
16123 Cumberland Lake Cir
$ 697,900
Share Save

16123 Cumberland Lake Cir

Louisville, KY, 40245
$ 697,900
Bedrooms4 Baths3.1 Sq 3,446

Monthly Estimate*

$ 4,820

16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 1
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 2
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 3
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 4
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 5
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 6
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 7
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 8
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 9
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 10
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 11
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 12
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 13
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 14
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 15
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 16
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 17
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 18
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 19
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 20
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 21
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 22
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 23
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 24
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 25
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 26
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 27
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 28
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 29
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 30
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 31
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 32
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 33
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 34
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 35
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 36
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 37
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 38
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 39
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 40
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 41
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 42
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 43
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 44
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 45
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 46
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 47
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 48
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 49
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 50
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 51
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 52
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 53
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 54
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 55
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 56
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 57
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 58
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 59
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 60
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 61
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 62
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 63
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 64
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 65
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 66
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 67
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 68
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 69
16123 Cumberland Lake Cir, Louisville, KY 40245 - Image 70

Single Family Home for sale in Louisville, KY

for $697,900 with 4 bedrooms and 3 full baths, 1 half bath. This 3,446 square foot home was built in 2020 on a lot size of 0.34.

Expansive lake views and a bright, open floor plan set the tone at 16123 Cumberland Lake Circle, where thoughtfully designed living spaces connect beautifully with the home's peaceful waterfront backdrop. Large windows fill the interior with natural light and frame views of the lake, while the open-concept main level creates an effortless flow for everyday living and entertaining. Significant investments have been made throughout the property, including a newly enhanced deck that extends the living space outdoors and provides an ideal setting to relax, entertain, and enjoy the water views. Inside, updates include a beautifully finished lower level, whole-house paint, custom living room cabinetry, new quartz, updated interior and exterior lighting, and new carpet on the stairs. Outside, upgraded landscaping and additional irrigation provide coverage for both the front and back yards. The finished lower level adds another dimension to the home with impressive 9-foot ceilings, a second family room, a bedroom, and a full bath, offering flexible space for guests, recreation, or extended living. With 4 bedrooms, 3.5 baths, a finished lower level and 3-car garage, this home pairs generous, open living spaces with the privacy of its lot and a lake view that can be enjoyed throughout the home and outdoors.

See more

Single Family Contingent

Price

$ 697,900

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Ranch

Lot Size

0.34

Year Built

2020

Town/City

Louisville

County/Region

Jefferson

MLS | Web ID

1730751

Features
General
Heating Forced Air Natural Gas
Cooling Central Air
Utilities Electricity Connected
Roof Shingle
HOA Fee 700
Garage Spaces 3
Architectural Style Ranch
Construction Materials Brick Veneer
Year Built 2020
Stories Count 1
Property Subtype Single Family Residence
County Jefferson
Property Type Residential
HOA true
Attached Garage true
Subdivision Name TWIN LAKES
Garage Y/N true
Total Rooms 13
Full Baths 3
Status Active Under Contract
Directions Old Henry to right on Bush Farm (Changes to Aiken) Twin Lakes on the right
City Louisville
High School District Jefferson
MLS Area 08-DglasHls/Hurstbrn/Mdltwn/Anchrg/StMatt
Lot Size Units Acres
Lot Size Square Feet 14758
MLS Area Minor 08-DglasHls/Hurstbrn/Mdltwn/Anchrg/StMatt
Standard Status Active Under Contract
Tax Lot 0065
See more
Interior
Basement Partially Finished
Total Fireplaces 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2263
Half Baths 1
Total Bedrooms 4
Below Grade Finished Area 1183
Total Baths 4
See more
Exterior
Fencing None
Parking Features Attached Entry Side
Lot Features Corner Lot Level
Water Source Public
Lot Size Area 0.34
Foundation Details Poured Concrete
Building Area Total 2263
Lot Dimensions 98x117x119x163
Lot Size Acres 0.34
Waterfront Y/N true
See more
* Excluded Features
List By
Keller Williams Collective

Broker

bethschillingrealtor@gmail.com

Email

Affordability Calculator

$4,820
Per Month
100%
0%
0%
Monthly Principal & Interest
$4,820
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
0 Elementary School
0 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/2/2026$697,900 Listed Price

Map


See all

16123 Cumberland Lake Cir, Louisville, KY, 40245 is a Single Family Home for sale at $697,900 with 3,446 sqft and a lot size of 0.34. 16123 Cumberland Lake Cir has 4 bedrooms, 3.1 baths, and was built in 2020. The property's zip code is 40245 which is in Louisville, KY