3303 Westward Road
Spencer, IN, 47460 $ 309,000
Bedrooms3 Baths2.0 Sq 1,400 Monthly Estimate*
$ 2,134
for $309,000 with 3 bedrooms and 2 full baths. This 1,400 square foot home was built in 1996 on a lot size of 0.96.
Nearly an acre in Concord Villas with space inside and out! 5.3% VA Assumable loan on this move-in-ready 3-bedroom, 2-bath ranch at 3303 Westward Rd which offers approximately 1,400 sq. ft. of single-level living with a desirable split-bedroom floor plan and a semi-open layout connecting the kitchen, dining and living areas. The spacious eat-in kitchen features abundant oak cabinetry, generous counter space, a center island and stainless-steel appliances, while the 20x13 living room provides plenty of room to gather and offers direct access to the rear deck. The private primary suite creates a comfortable retreat, with two additional bedrooms offering flexibility for family, guests or a home office. Outdoor living is a major highlight. Enjoy the covered front porch, rear deck, expansive paver patio, built-in firepit and a large, level backyard with plenty of room for recreation, gardening, pets and entertaining. A 12x16 storage shed provides valuable space for lawn equipment and outdoor gear, while the oversized attached 2-car garage adds even more storage and convenience. The home sits back from the road with mature landscaping and a large front yard, giving the property a spacious feel that is increasingly hard to find. Concord Villas has recorded covenants and restrictions but no HOA fees. Located on the east side of Spencer, the property offers convenient access to State Road 46, providing an easy route into Spencer or east toward Bloomington. Outdoor recreation is close by at McCormick's Creek State Park, Indiana's first state park, featuring a limestone canyon, waterfalls, hiking trails, Canyon Inn and additional recreational amenities. Spencer offers everyday shopping and services, while Bloomington expands the options with Indiana University, dining, entertainment, shopping and major regional employers including Indiana University, Cook Group and IU Health. Boston Scientific also maintains operations in Spencer, making this location convenient for seve
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FeaturesInteriorInterior Amenities Kitchen Island Paddle Fan Hi-Speed Internet Availbl Eat-in Kitchen Walk-In Closet(s)
Basement (Y/N) N
Half Baths 0
Laundry Features Main Level
Total Bedrooms 3
Main Level Bedrooms 3
Total Baths 2
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GeneralHeating Forced Air Natural Gas
Cooling Central Air
Possession Negotiable
Appliances Dishwasher Dryer Disposal Gas Water Heater Microwave Gas Oven Refrigerator Washer
Garage Spaces 2
Patio/Porch Features Covered Deck Patio
Architectural Style Traditional
Construction Materials Vinyl Siding
Year Built 1996
Township Washington
Levels One
Property Subtype Single Family Residence
Tax Year 2025
County Owen
New Construction N
Property Type Residential
HOA N
Subdivision Name Concord Villas
Garage Y/N Y
Total Rooms 6
Full Baths 2
Status Active
Directions GPS Friendly
High School Owen Valley Community High School
City Spencer
High School District Spencer-Owen Community Schools
MLS Area 6010 - Owen - Washington
Lot Size Square Feet 41687
Elementary School McCormick's Creek Elementary Sch
Property Attached Y/N N
Current Financing Assumable Conventional FHA USDA VA
Middle/Junior High School Owen Valley Middle School
Virtual Tour https://photos.dreamhomemedia.com/3303-Westward-Rd/idx https://photos.dreamhomemedia.com/3303-Westward-Rd
Standard Status Active
Tax Lot 19
Legal Description Concord Villas Lot 19
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ExteriorExterior Amenities Storage Shed
Fencing Chain Link Full
Parking Features Attached
Lot Features Irregular Lot
Water Source Public
Foundation Details Block
Spa N
Building Area Total 1400
Lot Size Acres 0.96
Waterfront Y/N N
Horse Amenities None
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* Excluded FeaturesList Bybob@hoosier-realtors.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,134
- Monthly Property Taxes
- $99
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Spencer, IN
Average List Price $373,235
Percent of Sale Price 21%
About Spencer, IN 2,332 Population
-12% Since 2002
$ 40,502 Median Income
40.93 Median Age
29% Households with Children
Trends Information provided by ATTOM Data Solutions.
4046850 Elementary School
4046639 Middle School
Owen Valley Community High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/2/2026 | $309,000 | | Listed Price |