3303 Westward Road
Spencer, IN, 47460 $ 309,000
Bedrooms3 Baths2.0 Sq 1,400 Monthly Estimate*
$ 1,951
for $309,000 with 3 bedrooms and 2 full baths. This 1,400 square foot home was built in 1996 on a lot size of 0.96.
Nearly an acre in Concord Villas with space inside and out! 5.3% VA Assumable loan on this move-in-ready 3-bedroom, 2-bath ranch at 3303 Westward Rd which offers approximately 1,400 sq. ft. of single-level living with a desirable split-bedroom floor plan and a semi-open layout connecting the kitchen, dining and living areas. The spacious eat-in kitchen features abundant oak cabinetry, generous counter space, a center island and stainless-steel appliances, while the 20x13 living room provides plenty of room to gather and offers direct access to the rear deck. The private primary suite creates a comfortable retreat, with two additional bedrooms offering flexibility for family, guests or a home office. Outdoor living is a major highlight. Enjoy the covered front porch, rear deck, expansive paver patio, built-in firepit and a large, level backyard with plenty of room for recreation, gardening, pets and entertaining. A 12x16 storage shed provides valuable space for lawn equipment and outdoor gear, while the oversized attached 2-car garage adds even more storage and convenience. The home sits back from the road with mature landscaping and a large front yard, giving the property a spacious feel that is increasingly hard to find. Concord Villas has recorded covenants and restrictions but no HOA fees. Located on the east side of Spencer, the property offers convenient access to State Road 46, providing an easy route into Spencer or east toward Bloomington. Outdoor recreation is close by at McCormick's Creek State Park, Indiana's first state park, featuring a limestone canyon, waterfalls, hiking trails, Canyon Inn and additional recreational amenities. Spencer offers everyday shopping and services, while Bloomington expands the options with Indiana University, dining, entertainment, shopping and major regional employers including Indiana University, Cook Group and IU Health. Boston Scientific also maintains operations in Spencer, making this location convenient for several of the area's major employment centers.
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FeaturesGeneralSewer Septic
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Attached
Amenities Closet(s) Walk-in Countertops-Laminate Countertops-Solid Surf Deck Open Disposal Dryer Hook Up Electric Eat-In Kitchen Kitchen Island Open Floor Plan Patio Open Porch Covered Main Level Bedroom Suite
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 1996
New Construction No
Subdivision Concord Villas
Style One Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 30
REO No
Status Detail 0
Area Owen County
Location Rural Subdivision
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
Architectural Style Traditional
Total Sq Ft 1400
Elementary School Mccormicks Creek
Middle School Owen Valley
Legal Description CONCORD VILLAS LOT 19
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202640783
Agent First Name Bob
Agent Last Name Magiera
DOM 1
Tax Year 2026
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InteriorBasement Crawl
Flooring Carpet Hardwood Floors
Beds 3
Total Rooms 6
Living Room Width 13
Living Room Length 20
Full Baths Main 2
Full Baths Upper 0
Above Grade Bedrooms 3
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 13
2nd Bedroom Length 10
2nd Bedroom Level Main
2nd Bedroom Width 12
3rd Bedroom Length 13
3rd Bedroom Level Main
3rd Bedroom Width 9
Basement Material Block
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ExteriorExterior Vinyl
Driveway Asphalt
Pool No
Garage Length 20
Garage Width 24
Lot Size Area 41687
Lot Dimensions 168.25x299.53x135.65x264.41
Lot Description Cul-De-Sac Irregular Rolling 0-2.9999
Fence Full Chain Link Pet Fence
Garage Capacity 2
Waterfront Y/N No
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* Excluded FeaturesList Bybob@hoosier-realtors.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,951
- Monthly Property Taxes
- $99
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Spencer, IN
Average List Price $387,131
Percent of Sale Price 25%
About Spencer, IN 2,332 Population
-12% Since 2002
$ 40,502 Median Income
40.93 Median Age
29% Households with Children
Trends Information provided by ATTOM Data Solutions.
1237060 Elementary School
1236321 Middle School
Owen Valley High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/2/2026 | $309,000 | | Listed Price |