109 Liberty Street Oswego, NY $ 123,706
109 Liberty Street
$ 123,706
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109 Liberty Street

Oswego, NY, 13126
$ 123,706
Bedrooms3 Baths2.0 Sq 1,323

Monthly Estimate*

$ 854

109 Liberty Street, Oswego, NY 13126 - Image 1

Single Family Home for sale in Oswego, NY

for $123,706 with 3 bedrooms and 2 full baths. This 1,323 square foot home was built in 1920 on a lot size of 0.0728.

Versatile 2-Unit Property with Owner-Occupant or Investment Potential! Originally designed as a single-family home, this recently renovated property is currently configured as a two-unit residence and could be converted back to a single-family layout with relative ease. Each unit has a separate electric meter. The completed lower level features 2 bedrooms, 1 full bath, a new kitchen, and a new bathroom, offering a comfortable and move-in-ready space. The upper level is mostly completed and includes a kitchen, bathroom, and 1 bedroom, with just a few finishing touches remaining. Additional updates include newer windows throughout. This flexible property is an excellent opportunity for an owner occupant looking to live in one unit while generating rental income from the other. Its convenient location near SUNY Oswego, Oswego Hospital, and bus lines also makes it well suited for student housing, rental income, or other investment possibilities. With multiple ways to use and configure the space, this property offers flexibility, potential, and opportunity for the next owner. Explore the possibilities and make this versatile property your own! Also listed as MLS # S1718964.

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Single Family Active

Price

$ 123,706

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,155

Style

HistoricAntique

Lot Size

0.0728

Year Built

1920

Town/City

Oswego

County/Region

Oswego

MLS | Web ID

S1718090

Features
Interior
Interior Amenities EatInKitchen SecondKitchen BedroomOnMainLevel
Basement Full
Flooring Laminate Tile Varies
Total Fireplaces 0
Total Stories 1
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Laundry Features MainLevel UpperLevel
Total Bedrooms 3
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 2
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General
Sewer Connected
Heating Gas ForcedAir
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow
Appliances ElectricOven ElectricRange SeeRemarks WaterHeater
Garage Spaces 0.0
Architectural Style HistoricAntique
Construction Materials VinylSiding
School District Oswego
Year Built 1920
Township Not Applicable
Property Subtype SingleFamilyResidence
County Oswego
Property Type Residential
Garage Y/N No
Total Rooms 9
Full Baths 2
Status Active
Directions 481 to Oswego Left on W. Bridge St. Left on Liberty St 1st house on your left
City Oswego
Senior Community Y/N No
High School District Oswego
Number Of Units Total 0
MLS Area Oswego-City-351200
Lot Size Units Acres
Lot Size Square Feet 3173.0
Year Built Details Existing
Tax Annual Amount 2155.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Oswego
Elementary School District Oswego
Tax Assessed Value 68000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 30
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Exterior
Exterior Amenities ConcreteDriveway
Parking Features NoGarage
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.0728
Foundation Details Stone
Building Area Total 1323.0
Lot Dimensions 33X94
Lot Size Acres 0.0728
Waterfront Y/N No
Road Frontage Type CityStreet
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Internal Only
Street Number 1 109
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* Excluded Features
List By
Century 21 Leah's Signature

Broker

(315) 598-1165

Phone

Affordability Calculator

$1,034
Per Month
83%
17%
0%
Monthly Principal & Interest
$854
Monthly Property Taxes
$180
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
247206 Elementary School
246997 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/1/2026$123,706 Listed Price

Map


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109 Liberty Street, Oswego, NY, 13126 is a Single Family Home for sale at $123,706 with 1,323 sqft and a lot size of 0.0728. 109 Liberty Street has 3 bedrooms, 2.0 baths, and was built in 1920. The property's zip code is 13126 which is in Oswego, NY