56040 River Heights Elkhart, IN $ 324,900
56040 River Heights
$ 324,900
Recently Listed
Open House 10/4 12pm - 2pm
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56040 River Heights

Elkhart, IN, 46516
$ 324,900
Bedrooms3 Baths2.0 Sq 1,732

Monthly Estimate*

$ 2,051

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Single Family Home for sale in Elkhart, IN

for $324,900 with 3 bedrooms and 2 full baths. This 1,732 square foot home was built in 1920 on a lot size of 1.1.

**OPEN HOUSE Sunday, October 4th 12-2PM** Rare waterfront opportunity! Tucked away on a unique private road, this tranquil riverfront setting provides a peaceful escape from the everyday. Enjoy your morning coffee overlooking the water, spend evenings around the fire watching the river flow by, or relax among the multiple gardens. This cozy, updated home offers upper and lower patios, open-concept main-level living, and a versatile walkout lower level that can accommodate a recreation room, guest quarters, a home office, or a potential apartment-style rental. Large windows capture scenic river views and fill the home with natural light. Major improvements: plumbing, electrical, and heating systems (2017); A/C (2018); new roof (2020); new septic (2026). Best of all, no flood insurance is required. Additional features: detached 2-car garage near the home, a second detached garage/workshop (sold as-is), and a handy storage shed. Whether you need space for hobbies, storage, gardening, or outdoor recreation, this property offers endless possibilities. Conveniently located between Elkhart and Mishawaka. Waterfront living on 1.1 acres for under $325,000 is a rare finddon't miss this opportunity to make the river your backyard. House hack! Live in the upper space and rent the lower.

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Open House

10/4/2026 12:00 PM - 2:00 PM
56040 River Heights Elkhart, IN
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 324,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,132

Style

Site-Built Home

Lot Size

1.1

Year Built

1920

Town/City

Elkhart

County/Region

Elkhart

MLS | Web ID

202640490

Features
General
Sewer Septic
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Lower
Fireplaces No
Water Access Type Riverfront
Garage Detached
Amenities Breakfast Bar Eat-In Kitchen Firepit Open Floor Plan Patio Open Porch Enclosed Kitchenette Tub/Shower Combination
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 1920
New Construction No
Subdivision None
Style One Story
Township Baugo
Class RESIDENTIAL
Type Site-Built Home
Age 106
REO No
Status Detail 0
Area Elkhart County
Location City/Town/Suburb
High School Jimtown
City Elkhart
School District Baugo Community
Total Sq Ft 1732
Elementary School Jimtown
Middle School Jimtown
Legal Description 100X530ft N Of Rd Ex .10A Sec 11 1.10A
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202640490
Agent First Name Wilma
Agent Last Name McDougle
DOM 2
Tax Year 2026
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Exterior
Road Surface Dirt
Road Access Private
Exterior Aluminum
Water Frontage 87
Pool No
Waterfront River
Garage Length 22
Garage Width 20
Lot Size Area 47872
Lot Dimensions 95x504
Lot Description Level Partially Wooded Slope Waterfront 0-2.9999 Waterfront-Medium Bank
Garage Capacity 3
Waterfront Y/N Yes
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Interior
Basement Full Basement Walk-Out Basement Finished Outside Entrance
Beds 3
Total Rooms 10
Fireplace None
Family Room Width 15
Living Room Width 12
Other Room 1 Description Sunroom
Other Room 2 Description Kitchenette
Family Room Length 15
Living Room Length 12
Full Baths Main 1
Full Baths Upper 0
Above Grade Bedrooms 2
Below Grade Baths 1
Below Grade Bedrooms 1
Full Baths Below Grade 1
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 11
2nd Bedroom Length 11
2nd Bedroom Level Main
2nd Bedroom Width 8
3rd Bedroom Length 12
3rd Bedroom Level Lower
3rd Bedroom Width 9
Extra Room Description Mudroom
Extra Room Length 9
Extra Room Level Main
Extra Room Width 6
Basement Material Block
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* Excluded Features
List By
Wilma McDougle

Listing Agent

Mckinnies Realty, Llc Elkhart

Broker

mcdouglewilma@gmail.com

Email

Affordability Calculator

$2,229
Per Month
92%
8%
0%
Monthly Principal & Interest
$2,051
Monthly Property Taxes
$178
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1237741 Elementary School
1235742 Middle School
Jimtown High School High School
Pricing History
DatePricePrice ChangeDescription
9/30/2026$324,900 Listed Price

Map


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56040 River Heights, Elkhart, IN, 46516 is a Single Family Home for sale at $324,900 with 1,732 sqft and a lot size of 1.1. 56040 River Heights has 3 bedrooms, 2.0 baths, and was built in 1920. The property's zip code is 46516 which is in Elkhart, IN