1646 4th Street Los Osos, CA $ 989,000
1646 4th Street
$ 989,000
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1646 4th Street

Los Osos, CA, 93402
$ 989,000
Bedrooms3 Baths2.0 Sq 1,955

Monthly Estimate*

$ 6,831

Listed by Monica Chudgar, Lotus Real Estate Services, LotusCentralCoast@gmail.com
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Single Family Home for sale in Los Osos, CA

for $989,000 with 3 bedrooms and 2 full baths. This 1,955 square foot home was built in 1988 on a lot size of 0.1435.

Charming and spacious 3 bedroom, 2 bath home located directly across from Sweet Springs Nature Preserve in Baywood Park. Offering approx. 1,955 SF of comfortable living space all on one level, the home has abundant natural light and thoughtful features throughout. The home’s distinctive coastal character is highlighted by peaceful views of the Morro Bay Estuary, dunes, and iconic Morro Rock from the front porch and family room. The inviting interior features a dedicated foyer, vaulted tongue-and-groove wood ceilings in the family room, large walk-in kitchen pantry, primary ensuite bedroom, a cozy breakfast nook with morning light, and also a separate dining room - perfect for both everyday living and entertaining. The oversized two-car garage provides ample space, plus a generous workspace area; this workspace area is unique in that the footprint is mirrored on the floor directly above, offering potential for a future elevator installation, further solidifying ‘single-level living’. Storage is exceptional - plenty throughout the interior of the home, plus a substantial and easily accessible area beneath the house which is spacious enough to stand up in, and is conveniently accessed through a dedicated door in the garage. With its generous proportions, one level living, abundant storage, natural light, coastal views, and unique possibilities for future improvements and customization, this home offers a wonderful combination of charm, function, and potential.

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Single Family Pending

Price

$ 989,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.1435

Year Built

1988

Town/City

Los Osos

County/Region

San Luis Obispo

MLS | Web ID

SC26208700

Days on Market

47

Features
General
Living Area 1955
Sewer Public Sewer
Heating Forced Air Fireplace(s)
Cooling None
Utilities Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Close Of Escrow
Appliances Dishwasher Electric Oven Electric Range Free-Standing Range Microwave Refrigerator Water Heater
HOA Fee 0
Garage Spaces 2
Patio/Porch Features Deck Front Porch
Pool Features None
Construction Materials Drywall Wood Siding
Year Built 1988
View Bay Back Bay Water
Stories Count 2
Levels Two Multi/Split
Property Subtype Single Family Residence
Community Features Suburban
Accessibility None
County San Luis Obispo
New Construction false
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Town of El Moro(680)
Garage Y/N true
Full Baths 1
Special Listing Conditions Standard
Status Pending
Directions From Ramona head West - Ramona turns right into 4th St. home is on your right. From Baywood head south on 4th St. home is on your left.
City Los Osos
Entry Location Split Level
Senior Community Y/N false
High School District San Luis Coastal Unified
Open Parking Spaces 2
Number Of Units Total 1
MLS Area OSOS - Los Osos
Lot Size Units Square Feet
Lot Size Square Feet 6250
Carport Spaces 0
Listing Terms Cash Cash to New Loan
Spa Features None
Property Attached Y/N false
Land Lease Y/N false
Additional Parcels Y/N false
Lease Considered Y/N false
Structure Type House
Living Area Units Square Feet
Standard Status Pending
Occupancy Type Owner
Year Built Source Public Records
Property Sub Type Additional Single Family Residence
Expected Active Date 2026-10-01
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Interior
Interior Amenities Breakfast Bar Breakfast Area Separate/Formal Dining Room Eat-in Kitchen High Ceilings Pantry Tile Counters All Bedrooms Up Bedroom on Main Level Main Level Primary Primary Suite Walk-In Pantry Walk-In Closet(s)
Flooring Carpet Vinyl
Fireplace Features Family Room Gas Wood Burning
Total Stories 2
Common Walls No Common Walls
Air Conditioning Y/N false
Heating Y/N true
Fireplace Y/N true
3/4 Baths 1
Laundry Features Washer Hookup Electric Dryer Hookup Gas Dryer Hookup Inside Laundry Room
Total Bedrooms 3
Entry Level 2
Main Level Bedrooms 3
Main Level Bathrooms 2
Total Baths 2
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Exterior
Parking Features Driveway Garage
Lot Features Back Yard Front Yard Gentle Sloping Yard
Water Source Public
Total Parking 4
Lot Size Area 6250
Foundation Details Raised
Spa false
Lot Size Acres 0.1435
Private Pool false
Lot Size Source Public Records
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* Excluded Features
List By
Monica Chudgar

Listing Agent

Lotus Real Estate Services

Broker

LotusCentralCoast@gmail.com

Email

Affordability Calculator

$6,831
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Monthly Principal & Interest
$6,831
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/30/2026$989,000 Listed Price

Map


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1646 4th Street, Los Osos, CA, 93402 is a Single Family Home for sale at $989,000 with 1,955 sqft and a lot size of 0.1435. 1646 4th Street has 3 bedrooms, 2.0 baths, and was built in 1988. The property's zip code is 93402 which is in Los Osos, CA