1630 Fernwood Circle Chattanooga, TN ^$ 195,000

1630 Fernwood Circle

^$ 195,000

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Adult Community

1630 Fernwood Circle

Chattanooga, TN, 37421

^$ 195,000

Bedrooms3 Baths2.0 Sq 1,996

Monthly Estimate*

^$ 1,347

1630 Fernwood Circle, Chattanooga, TN 37421 - Image 1

Single Family Home for sale in Chattanooga, TN

for $195,000 with 3 bedrooms and 2 full baths. This 1,996 square foot home was built on a lot size of 0.86.

3 bed/2 full bath rancher looking for it's next owner!

Single Family Pending

Price

^$ 195,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,192

Style

House

Lot Size

0.86

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1543651

Features

General

Sewer Private Sewer

Heating Central

Cooling Ceiling Fan(s)

Utilities Electricity Connected Water Connected

Possession Close Of Escrow

Roof Asphalt

Garage Spaces 2.0

Construction Materials Stucco

Year Built 1963

Property Subtype Single Family Residence

County Hamilton

New Construction N

Property Type Residential

HOA N

Attached Garage N

Subdivision Name Royal Oaks

Garage Y/N Y

Other Structures Shed(s)

Total Rooms 0

Full Baths 2

Status Pending

Directions E Brainerd Road left Jenkins right Hitchcock left Fernwood

High School East Hamilton

City Chattanooga

Senior Community Y/N Y

MLS Area Chattanooga

Lot Size Units Acres

Lot Size Square Feet 37556.5

Carport Y/N N

Listing Terms Conventional

Spa Features None

Elementary School East Brainerd Elementary

Land Lease Y/N N

Tax Annual Amount 3192.44

Home Warranty Y/N N

Middle/Junior High School East Hamilton

Lease Renewal Y/N N

MLS Area Minor Chattanooga

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Structure Type House

Standard Status Pending

Legal Description Lt 13 & Pt Lt 14 Blk G Royal Oaks U Nit 2 Pb 21 Pg 83

Exterior

Exterior Amenities Rain Gutters

Fencing Privacy

Parking Features Concrete

Water Source Public

Lot Size Area 0.86

Foundation Details Block

Spa N

Building Area Total 1996.0

Lot Dimensions 155X242.3

Lot Size Acres 0.86

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Interior

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Fireplace Y/N N

Above Grade Finished Area 1996.0

Half Baths 0

Total Bedrooms 3

Total Baths 2

Internal Only

Street Number 1 1630

* Excluded Features

List By

Keller Williams Realty

Broker

jflaxchatt@gmail.com

Affordability Calculator

$1,613

Per Month

Monthly Principal & Interest: $1,347
Monthly Property Taxes: $266
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Chattanooga, TN

Average List Price ^$486,881

Percent of Sale Price 150%

About Chattanooga, TN

184,934 Population

16% Since 2002

^$44,682 Median Income

38.38 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1547727 Elementary School

1547648 Middle School

East Hamilton High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/30/2026	$195,000		Listed Price

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1630 Fernwood Circle, Chattanooga, TN, 37421 is a Single Family Home for sale at $195,000 with 1,996 sqft and a lot size of 0.86. 1630 Fernwood Circle has 3 bedrooms and 2.0 baths. The property's zip code is 37421 which is in Chattanooga, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing provided courtesy of The Internet Data Exchange (MLS Data Share) Program of The Multiple Listing Service of Chattanooga, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 10/16/2026.

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1630 Fernwood Circle

Single Family Home for sale in Chattanooga, TN

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