215 Derby Street
Michigan City, IN, 46360 $ 179,900
Bedrooms3 Baths1.0 Sq 1,760 Monthly Estimate*
$ 1,136
for $179,900 with 3 bedrooms and 1 full bath. This 1,760 square foot home was built in 1900 on a lot size of 0.1148.
Come see everything 215 Derby Street has to offer! This charming 3-bedroom, 1-bath Michigan City home features approximately 1,760 square feet of spacious, flexible living space with plenty of character throughout. The main level includes two bedrooms, a full bath, a welcoming living room, functional kitchen, and separate dining room perfect for everyday meals or entertaining. Upstairs, you'll find a third bedroom plus a versatile loft that could be used as a home office, playroom, gaming area, reading retreat, or additional lounge. Recent improvements include a new furnace in 2026, select replacement windows and siding improvements in 2025, electrical work completed in 2024, interior and exterior painting, and storm-related restoration. The home also features a Nova system that the seller reports includes a lifetime warranty. Outside, enjoy the inviting front porch and detached approximately 1.5-car garage with extra space for parking, storage, or hobbies. With generous square footage, recent updates, flexible living areas, and classic charm, this is a home you'll want to experience in person. Schedule your showing and come imagine the possibilities at 215 Derby Street!
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FeaturesInteriorInterior Amenities None
Window Features Bay Window(s)
Fireplace Y/N N
Above Grade Finished Area 1760
Half Baths 0
3/4 Baths 0
Total Bedrooms 3
Room Type Bonus Room Primary Bedroom Living Room Kitchen Dining Room Bedroom 4 Bedroom 3 Bedroom 2
Total Baths 1
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GeneralSewer Public Sewer
Heating Central Forced Air
Utilities Cable Available Electricity Connected
Appliances Dryer Washer Microwave Gas Water Heater Gas Range
Garage Spaces 1.5
Patio/Porch Features Front Porch
Pool Features None
Year Built 1900
Electric 200+ Amp Service Circuit Breakers
View None
Township Michigan
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
County La Porte
New Construction N
Property Type Residential
HOA N
Subdivision Name Gallaher & Wainwrights Add
Garage Y/N Y
Total Rooms 7
Full Baths 1
Status Active
Directions Franklin St north to Earl Rd Turn left (west) then right ( north) on Derby St. Continue to 215 Derby St; home will be on the left
City Michigan City
Lot Size Square Feet 5000
Listing Terms Cash VA Loan FHA Conventional
Property Attached Y/N N
Tax Annual Amount 637.2
Standard Status Active
Legal Description 42-01-32-430-003 G & W LT 4 BLK 6.
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ExteriorParking Features Detached
Lot Features Back Yard
Water Source Public
Lot Size Acres 0.1148
Lot Size Source Assessor
Waterfront Y/N N
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* Excluded FeaturesList ByTracy PendergrassListing Agent
tracypendergrass2010@yahoo.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,136
- Monthly Property Taxes
- $53
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Michigan City, IN
Average List Price $370,814
Percent of Sale Price 106%
About Michigan City, IN 42,412 Population
-7% Since 2002
$ 42,478 Median Income
40.4 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
1261196 Elementary School
1261197 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/29/2026 | $179,900 | | Listed Price |