3803 Prospect Street Vernon, NY ^$ 89,900

3803 Prospect Street

^$ 89,900

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Recently Listed

3803 Prospect Street

Vernon, NY, 13421

^$ 89,900

Bedrooms4 Baths1.0 Sq 1,604

Monthly Estimate*

^$ 621

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Single Family Home for sale in Vernon, NY

for $89,900 with 4 bedrooms and 1 full bath. This 1,604 square foot home was built in 1860 on a lot size of 0.5818.

Discover the potential in this 1,604 square foot Two Story home situated on a generous .58 acre lot. Live in or flip this house. Being sold as-is. The first floor features a living room with hardwood flooring, an eat-in kitchen with wood cabinetry, one bedroom and a full bathroom. Upstairs, you’ll find three additional bedrooms with built in bed/desks. The home also offers a partial basement with a convenient exterior entrance, providing additional storage or workspace options. A detached two stall + garage adds storage and parking space, though it will require some repairs. There are some rooms finished in the garage. Roof on garage needs immediate attention. An Opportunity is knocking!

Single Family Active

Price

^$ 89,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 4,236

Style

TwoStory

Lot Size

0.5818

Year Built

1860

Town/City

Vernon

County/Region

Oneida

MLS | Web ID

S1718239

Features

Interior

Interior Amenities CeilingFans EatInKitchen

Basement CrawlSpace Partial SumpPump

Flooring Carpet Hardwood Laminate Varies

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Window Features ThermalWindows

Fireplace Y/N No

Half Baths 0

Laundry Features InBasement

Total Bedrooms 4

Main Level Bedrooms 1

Main Level Bathrooms 1

Total Baths 1

General

Sewer SepticTank

Heating Gas ForcedAir

Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable WaterConnected

Possession CloseOfEscrow

Roof Asphalt

Appliances ElectricOven ElectricRange ElectricWaterHeater Refrigerator

Garage Spaces 2.0

Architectural Style TwoStory

Construction Materials AluminumSiding CopperPlumbing

School District Oneida

Year Built 1860

Electric CircuitBreakers

Stories Count 2

Township Not Applicable

Levels Two

Property Subtype SingleFamilyResidence

County Oneida

Property Type Residential

Attached Garage No

Garage Y/N Yes

Total Rooms 6

Full Baths 1

Status Active

City Vernon

Senior Community Y/N No

High School District Oneida

Number Of Units Total 0

MLS Area Vernon-306089

Lot Size Units Acres

Lot Size Square Feet 25344.0

Year Built Details Existing

Tax Annual Amount 4236.0

Property Condition Resale

Virtual Tour https://www.propertypanorama.com/instaview/syr/S1718239 https://www.propertypanorama.com/instaview-tour/syr/S1718239

Standard Status Active

Middle/Junior School District Oneida

Elementary School District Oneida

Tax Assessed Value 78400

TaxOtherAnnualAssessmentAmount 0.0

Tax Lot 13

Exterior

Exterior Amenities BlacktopDriveway

Parking Features Detached Garage

Lot Features Rectangular RectangularLot ResidentialLot

Water Source Connected Public

Lot Size Area 0.5818

Foundation Details Stone

Building Area Total 1604.0

Lot Dimensions 99X256

Lot Size Acres 0.5818

Waterfront Y/N No

Road Frontage Type CityStreet

Internal Only

Street Number 1 3803

* Excluded Features

List By

Kay Real Estate

Broker

(315) 363-9191

Phone

Affordability Calculator

$974

Per Month

Monthly Principal & Interest: $621
Monthly Property Taxes: $353
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Vernon, NY

Average List Price ^$233,892

Percent of Sale Price 160%

About Vernon, NY

5,277 Population

-1% Since 2002

^$54,181 Median Income

44.08 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

246576 Elementary School

247121 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/29/2026	$89,900		Listed Price

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3803 Prospect Street, Vernon, NY, 13421 is a Single Family Home for sale at $89,900 with 1,604 sqft and a lot size of 0.5818. 3803 Prospect Street has 4 bedrooms, 1.0 baths, and was built in 1860. The property's zip code is 13421 which is in Vernon, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, powered by CNYIS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker's Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor this site's owner shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

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3803 Prospect Street

Single Family Home for sale in Vernon, NY

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