107-109 Fall Street
Seneca Falls, NY, 13148 $ 499,900
Bedrooms3 Baths3.3 Sq 10,530 Monthly Estimate*
$ 3,156
for $499,900 with 3 bedrooms and 3 full baths, 3 half baths. This 10,530 square foot home was built in 1964 on a lot size of 0.0896.
Fully renovated, three-story mixed-use brick building in the heart of downtown Seneca Falls, backing directly onto the Cayuga-Seneca Canal. Offered at roughly $47 per square foot based on 10,530 SF, the property is 100% occupied, with three income streams producing approximately $57,000 in annual gross rent. In-place rents sit below market, offering potential upside. A complete renovation includes new HVAC with central air in every unit, electrical, plumbing, windows and a rubber membrane roof. At street level, the character-rich café and its associated kitchen, office and storage space total approximately 3,874 SF across two levels. The café features pressed-tin ceilings, exposed brick, slate floors, a curved service bar, bakery display cases, a private dining room with a fireplace mantel and a commercial kitchen. Full-height storefront windows face Fall Street (Routes 5 & 20), and C1 zoning supports restaurant, retail, office or professional use. The building also includes two expansive canal-view residences, each with its own private rear entrance off Cowing Street. The approximately 3,241 SF two-level Loft Apartment offers 2 bedrooms, 2.5 baths, hardwood floors, an open kitchen, dining and living area with panoramic water views, a main-level en-suite bedroom, laundry and an upstairs primary suite with soaring ceilings and a soaking tub. The approximately 2,512 SF Canal Apartment offers 1 bedroom, 1.5 baths, a large kitchen with breakfast bar, dining area and a wall of waterfront windows. Its approximate area includes the storage and laundry rooms shown on the floor plan. Four surfaced common parking spaces are located at the rear. The property is ideal for an investor or an owner-user who wants to live on the water beside their own storefront while rental income helps carry the cost. It is steps from the Women’s Rights National Historical Park, the National Women’s Hall of Fame, the canal harbor and waterfront trails, in a downtown boosted by a $10 million Downtown Revitalization Initiative award. Minutes to the Thruway and about an hour to Rochester, Syracuse and Ithaca. Tenant-occupied; showings by appointment only with 24 hours’ notice.
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FeaturesGeneralSewer Connected
Heating Electric Gas Zoned ForcedAir HotWater Radiant
Cooling Zoned
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Membrane Rubber
Appliances GasWaterHeater
Garage Spaces 0.0
Construction Materials Brick
School District Seneca Falls
Year Built 1964
Electric CircuitBreakers
Stories Count 3
Township Not Applicable
Property Subtype MultiFamily
Waterfront Features CanalAccess
County Seneca
Property Type Residential
Rent Includes Water
Full Baths 3
Status Active
Directions From Cayuga Street turn right on to Fall Street building will be on your left.
City Seneca Falls
Body of Water Cayuga And Seneca Canal
Senior Community Y/N No
High School District Seneca Falls
Number Of Units Total 2
MLS Area Seneca Falls-453289
Lot Size Units Acres
Lot Size Square Feet 3904.0
Year Built Details Existing
Tax Annual Amount 9249.0
Property Condition Resale
Virtual Tour https://my.matterport.com/show/?m=kdQ2zZ1tP64&mls=1 https://fallst.relahq.com/
Standard Status Active
Middle/Junior School District Seneca Falls
Elementary School District Seneca Falls
Tax Assessed Value 325000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 48
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InteriorBasement PartiallyFinished WalkOutAccess
Flooring Carpet Laminate Tile Varies
Total Fireplaces 0
Total Stories 3
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 3
Total Bedrooms 3
Main Level Bathrooms 0
Total Baths 6
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ExteriorParking Features Common
Lot Features IrregularLot
Water Source Connected Public
Lot Size Area 0.0896
Building Area Total 10530.0
Lot Dimensions 32X122
Lot Size Acres 0.0896
Frontage Length 0
Waterfront Y/N No
Number of Separate Gas Meters 3
Number of Separate Electric Meters 4
Road Frontage Type MainThoroughfare
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* Excluded FeaturesList ByColdwell Banker Finger LakesBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,156
- Monthly Property Taxes
- $771
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Seneca Falls, NY
Average List Price $238,267
Percent of Sale Price 52%
About Seneca Falls, NY 9,038 Population
-3% Since 2002
$ 46,379 Median Income
41.82 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
3323862 Elementary School
3323342 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/29/2026 | $499,900 | | Listed Price |