420 W Ontario Street # 405
Chicago, IL, 60654 $ 1,295,000
Bedrooms4 Baths4.0 Sq 3,500 Monthly Estimate*
$ 8,177
for $1,295,000 with 4 bedrooms and 4 full baths. This 3,500 square foot condo was built in 1914.
A rare River North original with unmistakable style, this top-floor residence at Timber Gallery Lofts pairs the character of a historic Chicago brewery with the scale and allure of a New York loft. Spanning approximately 3,500 square feet within a converted brick-and-timber building, the home offers four bedrooms, four full baths, a dedicated office nook, two separate living spaces, and a formal dining room. Originally two residences combined into one, it offers a distinctive layout and a sense of scale rarely found in the neighborhood. Twelve-foot timber ceilings, exposed brick, and skylights give the home its dramatic character. The skylights bring a distinctly New York loft sensibility, drawing natural light into the open, beamed hallways and living spaces. Together, these details create a setting that feels warm, striking, and unmistakably urban. The gracious living room opens to the kitchen and a private balcony, while separate formal dining room and family room with private balcony offer space to entertain, unwind, and enjoy the home at your own pace. An adjoining office nook provides a dedicated place to work. The kitchen pairs custom Encore Gallery cabinetry and quartz counters with Fisher & Paykel refrigerator, range, and dishwasher, plus a KitchenAid wine fridge. An island, breakfast bar, range hood, bar nook with a built-in wine refrigerator, and closet pantry complete the space. The fully enclosed primary suite features a generous walk-in closet and spa bath with a walk-in shower and bench, separate air-jet soaking tub, and double vanity finished in quartz and marble. Three additional bedrooms (one ensuite), and two full hall baths complete this space. All three secondary bathrooms have been newly renovated. Updates to the kitchen and all baths span 2022 through 2026. Solid stained hardwood floors run throughout. Additional features include a brand-new side-by-side washer and dryer, custom built-out closets, two separate heating and cooling systems for zoned comfort, fire sprinklers, CO detectors, a second private balcony, smart lock, smart thermostat, and a dedicated storage cage just down the hall. This unit owns the roof rights to the area directly above the unit, which could potentially be developed into a private rooftop space. Timber Gallery Lofts is a secure, brick-clad boutique building with just 29 residences. Residents enjoy a common roof deck with sweeping city views and roof rights, along with a bike room, receiving room, and secure entry One deeded garage parking space with an EV charger at 435 W Erie is included; an additional parking space is available for $30,000. Owner enjoys access to the fitness room at 435 W Erie due to garage ownership. Set on a quiet, tree-lined stretch of River North, the home is moments from some of the city's best restaurants and nightlife, with convenient access to major highways. Lofts with this much character, history, and unmistakable style are rarely available-and never quite alike. Here is a rare opportunity to own a piece of Chicago's brewery-era past, reimagined as a striking, high-design River North home. Come experience it in person; its scale, atmosphere, and soul are impossible to capture in photographs alone.
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Condo ActiveCondo,Condo-Loft,Penthouse
FeaturesGeneralLiving Area 3500
Sewer Public Sewer
Heating Natural Gas Forced Air Sep Heating Systems - 2+
Cooling Central Air
Possession Closing
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer Disposal Wine Refrigerator Range Hood
HOA Fee 1627
Garage Spaces 1
Association Fee Includes Heat Water Gas Insurance TV/Cable Exterior Maintenance Lawn Care Scavenger Snow Removal Other Internet
Construction Materials Brick
Pets Allowed Cats OK Dogs OK
Year Built 1914
Township North Chicago
Unit Number 405
Tax Year 2024
Ownership Condo
Assoc Fee Paid Per Monthly
County Cook
New Construction N
Property Type Residential Attached Single
Association Amenities Bike Room/Bike Trails Elevator in Residence Storage Sundeck Receiving Room Security Door Lock(s)
Subdivision Name Timber Gallery Lofts
Total Rooms 8
Full Baths 4
Status New
Directions Orleans to Ontario. Ontario is one way west.
High School Wells Community Academy Senior H
City Chicago
High School District 299
MLS Area CHI - Near North Side
Elementary School Ogden Elementary
Tax Annual Amount 17023.67
Middle/Junior High School Ogden Elementary
Additional Parcels Y/N N
Standard Status Active
Middle/Junior School District 299
Elementary School District 299
Sub Type Condo Condo-Loft Penthouse
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InteriorInterior Amenities Storage
Basement None
Flooring Hardwood
Total Fireplaces 0
Total Stories 4
Half Baths 0
Laundry Features Washer Hookup
Total Bedrooms 4
Room Type Balcony/Porch/Lanai Foyer Utility Room-1st Floor
Total Baths 4
Bedrooms Possible 4
Bathroom Whirlpool Separate Shower Double Sink
Total Number of Units 29
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ExteriorExterior Amenities Balcony
Parking Features Garage Door Opener Off Site Garage Owned Detached Garage
Water Source Lake Michigan
Total Parking 1
Lot Dimensions COMMON
Waterfront Y/N N
Other Equipment Fire Sprinklers CO Detectors Ceiling Fan(s)
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* Excluded FeaturesList By@Properties Christie's International Real EstateBroker
carrie@atproperties.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $8,177
- Monthly Property Taxes
- $1,419
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Chicago, IL
Average List Price $630,243
Percent of Sale Price 51%
About Chicago, IL 2,755,380 Population
-4% Since 2002
$ 53,088 Median Income
36.07 Median Age
25% Households with Children
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2641063 Elementary School
2641063 Middle School
Wells Community Academy Senior H High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/29/2026 | $1,295,000 | | Listed Price |