1410 Cosgrove Drive Charlton, NY $ 799,500
1410 Cosgrove Drive
$ 799,500
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1410 Cosgrove Drive

Charlton, NY, 12302
$ 799,500
Bedrooms4 Baths3.1 Sq 2,780

Monthly Estimate*

$ 5,048

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Single Family Home for sale in Charlton, NY

for $799,500 with 4 bedrooms and 3 full baths, 1 half bath. This 2,780 square foot home was built in 2019 on a lot size of 1.76.

Welcome to this exceptional custom-built Bordeau Builders residence, impeccably maintained and thoughtfully designed for elevated everyday living. Set on 1.76 private acres in Saratoga County's highly regarded Burnt Hills-Ballston Lake School District, this home combines refined finishes, flexible living space, and a peaceful, wooded setting. Property features include: 4 bedrooms, 3.5 baths with a desirable first-floor primary suite, private, wooded homesite backing to serene natural acreage, inviting open front porch and a spectacular new 16' x 25' TimberTech rear deck, completed in 2025, hot tub, firepit area, and a fenced yard already positioned for a future pool. The spacious open-concept main level includes formal dining area, gas fireplace and durable, stylish Coretec flooring throughout the first floor. Enjoy your chef-inspired kitchen featuring upgraded GE Café appliances, a pot filler, oversized island seating for 8-10, and abundant entertaining space. The private upper-level suite with a fourth bedroom and full bath is ideal for guests, an in-law arrangement, or a secluded home office. The expansive basement with 9-foot ceilings and full egress window offers outstanding potential for future finished space. Future-generator pigtail is already installed, and the home includes Microlam flooring system and NYS-approved fire sprinkler system throughout for added structural confidence and safety. Relax on the oversized deck and take advantage of the more than 80 acres of forever-wild land or a hike on the trails. The HOA is $325/year and includes common-area maintenance, insurance, and access to the surrounding protected open space and trail network.

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Single Family Active

Price

$ 799,500

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 10,951

Style

Custom, Ranch, Split Ranch

Lot Size

1.76

Year Built

2019

Town/City

Charlton

County/Region

Saratoga

MLS | Web ID

202627119

Features
Interior
Interior Amenities High Speed Internet Paddle Fan Solid Surface Counters Walk-In Closet(s) 1 Family + In-Law Built-in Features Ceramic Tile Bath Eat-in Kitchen Kitchen Island
Basement Bath/Stubbed Exterior Entry Interior Entry Unfinished
Flooring Vinyl Ceramic Tile Hardwood
Total Fireplaces 1
Fireplace Features Family Room Gas
Basement (Y/N) N
Air Conditioning Y/N true
Heating Y/N true
Window Features Triple Pane Windows Screens Shutters Blinds Double Pane Windows Egress Window Insulated Windows
Fireplace Y/N true
Above Grade Finished Area 2780
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 4
Below Grade Finished Area 0
Below Grade Finished Area Source Appraiser
Above Grade Finished Area Source Appraiser
Total Baths 4
Kitchen Island true
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General
Sewer Septic Tank
Heating Forced Air
Cooling Central Air
Utilities Cable Connected
Possession At Closing
Roof Asphalt
Appliances Built-In Gas Oven Convection Oven Dishwasher Disposal Double Oven ENERGY STAR Qualified Appliances Gas Oven Gas Water Heater Microwave Oven Range Range Hood Refrigerator Washer/Dryer
Zoning Single Residence
HOA Fee 350
Garage Spaces 2
Association Fee Includes Other
Patio/Porch Features Rear Porch Composite Deck Deck Front Porch Porch
Architectural Style Custom Ranch Split Ranch
Security Features Prewired Smoke Detector(s) Fire Sprinkler System Security System Carbon Monoxide Detector(s)
Construction Materials Stone Vinyl Siding
Year Built 2019
Electric 200+ Amp Service Circuit Breakers
View Trees/Woods
Property Subtype Single Family Residence
Accessibility Other Accessible Approach with Ramp Accessible Doors Accessible Full Bath Accessible Garage Accessible Hallway(s) Accessible Kitchen Accessible Sidewalks Customized Wheelchair Accessible Reinforced Fl
Assoc Fee Paid Per Annually
County Saratoga
New Construction false
Property Type Residential
Association Amenities None
HOA true
Attached Garage true
Garage Y/N true
Other Structures Garage(s)
Total Rooms 13
Full Baths 3
Status Active
Directions Swaggertown to Deer Run or Crooked to Deer Run
High School Burnt Hills-Ballston Lake HS
City Charlton
Entry Location First
High School District Burnt Hills-Ballston Lake CSD (BHBL)
Lot Size Units Acres
Lot Size Square Feet 76665.6
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 10951.64
Home Warranty Y/N N
Property Condition Updated/Remodeled
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Tax Lot 13.000
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Exterior
Exterior Amenities Drive-Paved Garden Lighting
Fencing Security Back Yard Fenced
Parking Features Paved Attached Driveway Garage Door Opener
Lot Features Road Frontage Sloped Wooded Corner Lot Landscaped
Water Source Public
Total Parking 6
Lot Size Area 1.76
Foundation Details Concrete Perimeter
Spa N
Lot Size Acres 1.76
Waterfront Y/N false
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 1410
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* Excluded Features
List By
Gianna Bonacio

Listing Agent

Julie & Co Realty Llc

Broker

(518) 470-3834

Phone

gianna@juliecorealty.com

Email

Affordability Calculator

$5,961
Per Month
85%
15%
0%
Monthly Principal & Interest
$5,048
Monthly Property Taxes
$913
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Pricing History
DatePricePrice ChangeDescription
9/29/2026$799,500 Listed Price

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1410 Cosgrove Drive, Charlton, NY, 12302 is a Single Family Home for sale at $799,500 with 2,780 sqft and a lot size of 1.76. 1410 Cosgrove Drive has 4 bedrooms, 3.1 baths, and was built in 2019. The property's zip code is 12302 which is in Charlton, NY