409 4th Street Ludington, MI ^$ 199,000

409 4th Street

^$ 199,000

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Recently Listed

409 4th Street

Ludington, MI, 49431

^$ 199,000

Bedrooms-- Baths0.0 Sq 1,840

Monthly Estimate*

^$ 1,257

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Multi-Family Home for sale in Ludington, MI

for $199,000. This 1,840 square foot home was built in 1900 on a lot size of 0.19.

This multi-unit property in Ludington offers a practical investment with multiple income-producing dwellings on an 8,407-square-foot lot. The building contains two units, providing flexibility for owner-occupancy, rental operations, or a mix of both. Each unit includes two bedrooms, dedicated kitchen and bathroom spaces, with a detached garage adding storage and utility value. The property's configuration and established layout make it suitable for investors seeking diversified residential real estate in the Ludington area.

Multi-Family Active

Price

^$ 199,000

Property Type

Multi-Family

Taxes

^$ 4,501

Style

Lot Size

0.19

Year Built

1900

Town/City

Ludington

County/Region

Mason

MLS | Web ID

70561265

Features

General

Heating Wall Heat Forced Air

Cooling None

Garage Additional Garage(s)

Status Active Active

Year Built 1900

County Mason

Class MULTIFAMILY

Type Multi-Family

Municipality Ludington

Zoning Residential

Subdivision MI

Sale/Rent For Sale

Status Detail 0

Area Ludington (53020)

Primary City Ludington

Directions From Ludington Ave/US-10: S on Washington Ave. E onto Fourth street. Property on the left at the corner of Taylor St.

City Ludington

School District Ludington Area School District

Financial Terms Cash Conventional FHA VA Rural Development

Legal Description ADDITION NO. 2 LOT 10 BLOCK 102.

DOM 3

Postal Code 49431

Price Per Sq Ft Total AG 108.15

Public Remarks This multi-unit property in Ludington offers a practical investment with multiple income-producing dwellings on an 8 407-square-foot lot. The building contains two units

Exterior

Frontage 200

Lot Size Area 0.19

Lot Dimensions 60 x 140

Lot Description Sidewalks

Roads City/County Paved Street

Waterfront Y/N No

Interior

Total Number of Units 2

Fuel Type Natural Gas

* Excluded Features

List By

Rick Quinn

Listing Agent

Coldwell Banker Anchor-Hart

Broker

rickquinn@frontier.com

Affordability Calculator

$1,632

Per Month

Monthly Principal & Interest: $1,257
Monthly Property Taxes: $375
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Ludington, MI

Average List Price ^$332,483

Percent of Sale Price 67%

About Ludington, MI

8,282 Population

0% Since 2002

^$36,498 Median Income

41.21 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3909089 Elementary School

3909090 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/28/2026	$199,000		Listed Price

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409 4th Street, Ludington, MI, 49431 is a Multi-Family Home for sale at $199,000 with 1,840 sqft and a lot size of 0.19. 409 4th Street has 0.0 baths and was built in 1900. The property's zip code is 49431 which is in Ludington, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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409 4th Street

Multi-Family Home for sale in Ludington, MI

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